Business Exam Questions

Which type of loan has a higher borrowing limit, a subsidized or unsubsidized loan?

Unsubsidized loans

A portfolio ____ the quality of your work

shows

What might be a phishing message?

An email with a link to re-set your password.

What are the additional costs you pay each year in order to borrow money in loans? This includes both interest and fees.

Annual percentage rate (APR)

Observing rules of "netiquette" that promote courtesy and respect in online settings.

Civility

Protecting data and information we're not authorized to share.

Confidentiality

Recognizing and respecting the legal claims of others to online data, creative works, and other digital assets.

Digital Property Rights

Background check, is the practice of researching a job applicant's profiles and activities on social networking platforms such as Twitter, Facebook, Instagram, WhatsApp, and elsewhere. The intent is to learn more about the applicant's background and determine whether there is anything the company should be aware of before offering a job. True or false?

False

Respecting and honoring the inherent worth and right to privacy of other people.

Human Dignity

Which is an example of an income-driven repayment plan for student loans?

Payment amounts are based on a percentage of what you earn.

Which is an example of a graduated repayment plan for student loans?

Payments start lower and increase every 2 years.

Luis repairs air conditioners. He earned a certificate in 6 months and paid for it with one loan. He earns a good salary now and will pay off his loan in two years. What kind of return on investment (ROI) does Luis demonstrate?

Positive

What is curated content?

Something you didn't create, but are sharing.

Which type of loan is based on financial need?

Subsidized loans

If something is copyrighted, how can it be used?

With permission or in certain "fair use" cases.

One consequence for defaulting on a student loan is loan acceleration. What does this mean?

You owe the amount of your loan and interest immediately.

Which of the following is NOT true if you default on a student loan? • You may be taken to court and have to pay all fees. • You will have your degree taken away. • You may have money taken directly out of your paycheck to cover your debt.

You will have your degree taken away.

A ______________ is a document sent with your resume to provide additional information on your skills and experience.

cover letter

A collection of data from someone's online activity that can be traced back to them

digital footprint

A list of three references provided with a job application.

references page

A paper portfolio should have a table of contents to find items quickly. • True • False

true

The sticker price of an institute of higher education includes _____.

tuition, housing, food, books and other costs