hr test 6

each of the following can begin health and safety standards procedures except

american medical association

employees desiring domestic partner benefits typically must sign

an affidavit of domestic partnership

which of the following would not be considered a recordable case under osha law

an employees finger cut at home

strategic partnership programs

are long term agreements

disease management programs

assist employees by providing information on monitoring and treating health conditions

material safety data sheets

associated with chemicals and potentially hazardous substance

voluntary protection programs

attempt to get employers to go beyond the basics of OSHA

which of the following is not a general pointer for signing benefits information, regardless of the medium

avoid the use graphics whenever possible to make the information understandable and prevent confusion

which of the following benefits are not legally required employee benefits

employer contributions to minimum life insurance

osha may adjust penalties for violations for all of the following circumstances except

employers ability to pay

an osha inspection of imminent danger situations is a ____ priority

first level

a _____ is a plan in which employees fund accounts by having money deducted rom their paychecks

flexible spending account

OSHAs special emphasis inspections aimed at specific high hazard industries, occupations, or substances that are injurious to health are ____ priorities

fourth

the health insurance portability and accountability act

grants employees the right to switch medical insurance between former and present employers

the _________ grants employees the right to switch their medical insurance between former and present employees

health insurance portability and accountability act

organizations of physicians and other health care professionals that provide a wide range of services to subscribers on a prepaid basis are known as

health maintenance organizations

which of the following represents the greatest of money to which a dollar of employee compensation goes to the us

health, life and disability insurance

the following are methods of preventing health hazards in the workplace except

hiring an outside vendor to do the work

under the family and medical leave act if an employee is returned to an equivalent job rather than their original job it must have

identical pay, benefits, and terms of employment

workers compensation covers certain work related

illnesses

the number of injuries and illnesses per 100 full time employees during a given year is

incidence rate

the amount of survivors insurance benefits paid by social security

is based on the workers lifetime earnings covered by social security

groups of physicians that contract with an employer to provide medical resources on a more cost efficient basis in exchange for a greater share of patients are known as

preferred provider organizations

the federal family and medical leave act provides all of the following except

promotions missed during leave

a major objective of the pension protection act is the _____ 401k pension plans

provide greater control over

the federal family and medical leave act

provides for continuation of medical coverage

of the following which group of employees is not covered by social security insurance

railroad workers

a typical unemployment insurance program does not require that

recipients must be willing to accept any job that is offered to them

unemployment compensation payments to individuals vary according to

their previous wage rate and the length of previous employment

an osha investigation of valid employee complaints of alleged violations of standards or of unsafe or unhealthful working conditions is a ____ priority

third level

a recent study by liberty mutual found that employers saved ____ dollars for each dollar invested in workplace company

three

according to a national highway traffic safety administration study, people who send texts while driving are ____ more likely to crash than other drivers

three

tax revenues derived from social security pay for each of the following benefits except

unemployment

when communicating benefits programs to employees

use multiple media techniques

after an employee works for an employer for a certain period of time, the employee is entitled to the money in his or her pension plan, this work is now

vested

which of the following is not a method that employers commonly use to communicate benefits to employees

word of mouth

mildly ill childcare facilities provide

medical supervision

the social security administration administers the _______ program

medicare

despite its high unemployment rate in 2011, ______ became the first state to cut the number of weeks to twenty because its unemployment fund was so far in the red

michigan

osha may cite employers under all of the following violations except

minor

in january 2008, congress passed the _____ which amended the FMLA to provide eligible employees working for covered employers new leave rights related to military service

national defense authorization act

the major sources of osha standards is

niosh

a pension plan where contributions are made solely by the employers is referred to as a

noncontributory plan

the log of work related injuries and illnesses is filed

on osha form 300

on site consultation may qualify employers for a _____ year exemption from routine OSHA inspection

one

to obtain employee input regarding benefits packages, employers often use

opinion surveys

criticisms of OSHAs enforcement of rules include all of the following except

osha both sets and enforces its own standards

injury and illness report form is also known as

osha form 301

holiday pay, sick leave, and vacation pay are examples of

payment for time not worked

flexible benefit plans

allow employees to choose benefits suited to their needs

benefits can represent more than ____ % of the total payroll costs an employer pays

40

to qualify for old-age benefits, a person must reach retirement age and have earned _______ credits

40

a popular plan that offers employees an opportunity to save through payroll deductions and have their contributions matched by the employer is known as the

401k

a significant change in pension coverage has been the tremendous growth of tax deferred

401k

beginning in 2014 firms that employ _______ or more people who work thirty of more hours per week but do not offer them health insurance will have to pay a penalty to the government

50

on of the limitations of the federal family and medical leave act is that it only applies to companies that have ________ or more employees during 20 or more calendar workweeks in the current or preceding year

50

according to the social security administration in 2011 about _____ people received retirement survivors and disability benefits from social security

50 million

to help employees pay for the college expenses of their children and other family members, an increasing number of companies are offering

529 college savings plan

today about __% of households are nearing retirement have 401k type accounts

60

individuals can receive social security benefits as early as age

62

retired persons are eligible for medicare at age

65

according to a national highway traffic administration study, distracted driving accounts for _____ % of all accidents

80

in a survey by the university of chicagos national opinion research center, ___% of the employees agree or strongly agree that safety and health conditions where they work are good

92

employers pay for workers compensation insurance in _____ states

all

beginning in 2014, firms with ___ full time employees will be required to automatically enroll new full time employees in their health care pland

200

laid off employees who have been working in employment covered by the social security act may get unemployment insurance benefits for up to _____ weeks

26

annual interest earned on cash balance pension plans are often tied to

30 year treasury rate

a portion of the payroll taxes is paid by workers and matched by their employers. in 2011 workers and their employers each paid 1.45 percent on every dollar of salary or wages paid.

1.45

federal government employees can usually be expected to be paid for ____ holidays a year

10

under the FMLA employees are eligible to take leave if they have worked for their employers for at least 12 months, have at least _____ hours of service and work in organizations that have 50 or more employees within a seventy five mile radius

1250

employers with exemplary health and safety records may receive recognition under the ____ program

SHARP

a standard definition of domestic partnership includes all of the following except

a minimum term of cohabitation requirement

polaroid allows employees the opportunity to try out retirement with a leave program, or gradually reduce their work hours as they approach retirement age, these are examples of

a pre retirement plan

vesting guarantees

accrued pension benefits at retirement age

the social security insurance program is funded by

employee contributions with matching employer contributions

penalties for violation of safety rules by employees are usually stated in the

employee handbook

private pensions are subject to federal legislation under

employee retirement income security act

employer sponsored child care programs and elder care programs are similar in that

both programs try to maintain or increase productivity by assisting employees with their responsibilities outside of the workplace

the communication of employee benefits information improved significantly with the passage of ________

employee retirement income security act

online benefit systems are often referred to as ________ and can result in a significant cost savings in benefits administration

employee self service system

_________ enable individual employees to choose the benefits that are best suited to their particular needs

cafeteria plans

under the osha the us deparment of labor may do any of the following except

close plants that are extremely dangerous

under osha employers must do all of the following except

compensate employees who have been injured or have become ill due to work related factors

the ____________ mandates that employers make health care coverage at the same rate the employer would pay available to employees, their spouses, and their dependents on termination of employment, death, or divorce

consolidated omnibus budget reconciliation act

in recent years, several companies have banded together to provide elder care in a cooperative arrangement referred to as

consortium

a pension plan where contributions are made jointly by employees and employers is referred to as

contributory plan

the decision on whether or not a pension plan should be offered is the responsibility of the

employer

in 1996, congress passed the ______ which provides that a same sex domestic partner may not be treated as an employees spouse for purposes of federal law

defense of marriage act

a pension plan where the amount that an employee is to receive upon retirement is set forth in advance is referred to as a

defined benefit plan

a pension plan that establishes the basis on which an employer will contribute to a pension plan is referred to as a

defined contribution plan

with a diverse workforce, more employers are willing to provide benefits to employees who establish a

domestic partnership

laws that require employers to disclose relevant safety information to employees are known as

right to know laws

frequently employers will create a group consisting of representatives of various segments of the organization to work on safety related issues, these groups are commonly referred to as

safety committees

an OSHA investigation of catastrophes fatalities and accidents that result in hospitalization of five or more employees are ___ priorities

second level

of the following which is not a benefit covered under social security insurance

short term disability caused by a job related accident

of the following which circumstances are of the highest priority for osha inspections

situations that present imminent danger to employees

workers compensation insurance may be provided through private or _______ insurance

state funded

a plan enables an employee who is laid off to draw, in addition to state unemployment compensation, weekly benefits from the employer that are paid from a fund created for this purpose is referred to as

supplemental unemployment benefits

it is the responsibility of ____ to ensure employees use protective equipment on the job

the employer

an advantage of a health savings account is that if there are funds remaining in the account at the end of the year

the money belongs to the employee