KY Life and Health Insurance Guaranty Association

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max life insurance surrender values liability

$100k

max other health insurance benefits liability

$100k

max annuity benefits liability

$250k

max disability insurance or LTC insurance liability

$300k

max life insurance death benefits liability

$300k

max major medical, basic medical, hospital and surgical expense policies liability

$500K

purpose of guaranty association

protects insureds against failure in the performance of contractual obligations due to the impairment or insolvency of the insurer issuing such policies or contracts


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