mis law

No insurance policy form can be issued, delivered, or used in this state unless it has been

Approved by the Department of Insurance.

An insurer that holds a Certificate of Authority in the state in which it transacts business is considered a/an

Authorized insurer.

Equity Index Annuities have what return

fixed

All individual health policies issued in the state of Missouri which provide coverage for hospital treatment must also provide coverage for treatment of alcoholism, which may be limited to how many days?

30

What is the maximum policy loan interest rate in Missouri?

8

All health insurance policies issued in this state must provide coverage for maternity services. How many hours of inpatient care must be provided to a mother after a delivery by caesarian section?

98 hours Health insurance plans must provide coverage for maternity services, including inpatient care for childbirth: at least 48 hours following a vaginal delivery, and at least 96 hours following caesarean section.

Which of the following would NOT be an acceptable interest rate on a policy loan?

10 Policy loan interest rates may not exceed 8% per year.

time before annuit gets annuity

depreciation period

which policy allows the policy owner to skip premiums

universal life