MIS111 CCR 1
Of the over $550 million dollars lent to low-income individuals or to those who do not have access to typical banking services, what was the approximate average size of a loan made by the Kiva microfinance services organization?
$416.62
If you graduate from the University of Arizona when you are 22 years old and have a credit card that charges an 18% annual rate. And, if you just have a $2,000 credit balance with an 18% annual rate but only make minimum payments of 2% of the balance each month. What birthday will you likely be celebrating when your $2,000 credit card balance is paid off?
52 birthday
What is the primary measure that creditors use determine whether to give you credit, decide the terms you are offered, and the interest rate you will pay for a loan?
Credit Score
When the DNC was targeting voters using their data-driven approach, which of these voting groups were the most appropriate to target?
Democratic and swing voters who sometimes vote
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Hampton Virginia is stimulating Citizen Engagement in government in many ways. According to a study, Hampton citizens quality information included all of the following characteristics except?
Personal
According to our Globalization lecture, how has the Globalization changed from the 1700's to the 1900's
The Pace of Change has Dramatically Increased
In the "College Money Management 101" video case, what was Lesson 1, the very first thing students should start doing?
Track expenses
In the "Budgeting" video case, what did they recommend as a first step in budgeting?
Track your income and expenses for a month
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Which of the following technologies would provide the level of social interaction necessary to build relationships?
Telepresence
In the "College Students and Credit Cards" video case, what was the maximum number of credit cards any of the speakers recommended a student have?
1
According to Helium.com, about what percentage of applicants are eliminated before the job interview due related specifically to the applicant having posting inappropriate comments about previous jobs?
10%
According to Social Intelligence, approximately what percent of employers have decided not to hire a candidate based on inappropriate, discriminatory or unsafe content found online?
75%
According to the reading on "Candidates Fielding YouTube Questions", what % of Americans believe "generally speaking, elected officials in Washington lose touch with the people pretty quickly."
79%
________ is a group of people working in different locations.
A virtual team
_________________ is a decision made by individuals to use a particular technology, and _________________ is a wide adoption and actual use of a technology by producers or consumers.
Adoption; diffusion
In the video case "The world of micro-loans", what product was being produced by a loan recipient in Lima, Peru that legend says represents financial prosperity?
Bull statue
In the Video Case "Thomas Friedman on Globalization and Education" Thomas Friedman not only talked about students needing the three R's, he talked about then needing the four C's. The four C's refers to all of the following except?
Competency
According to the lecture, what are some possible incentives for innovations?
Copyright protection, patents, and prizes
According to IT's About Business 12.4, the National Basketball Association's first analytics system, ______, focused on _____.
CourtVision; offense
Which of the following was NOT described as one of the four innovation zones?
Disruptive Technology Zone
_______ analytics answers the question "what should we do".
Disseminator
The practice of spreading money among different investments to reduce risk is commonly known as what?
Diversification
All of the following items was described as being keys attribute of creating a good person brand, according to Paul Argenti from the Tuck School of Business at Dartmouth University; Except
Embellishing personal accomplishments, experience and qualifications
The Gainesville police department started using the internet to accomplish all of these objectives except?
Empower businesses to identify high crime areas and determine appropriate levels of security.
As described in the Relationship-based Organizing case, information from what social media platform is used to improve the effectiveness of campaign worker's persuasion voter outreach activities?
A public company's annual report is also called it's?
Form 10-K
Which of the elements of the Interactive Public Commons described in the "Democracies Online" would be most closely aligned with the examples of how Arizona and Minnesota legislatures supported open government by live streaming its state legislative committee meetings and floor sessions?
Government
Which one of these is NOT one of the three listed techniques to rebalance your portfolio?
If you are drawing down your investments in retirement, you can alter your disbursements so more come from an over weighted category
According to it's description, which of "The Eller Way" key elements addresses this stated need for globalization in education? "Globalization is selecting for interpersonal competencies, including the ability to think and work with others coming from very different racial, linguistic, religious, and cultural backgrounds."
Inclusion
________ is an advantage of telecommuting for employers.
Increased productivity
In the video case study "Thomas Friedman on Globalization and the Flattening World", what is the third era of globalization built around?
Individuals
What type of voters are most commonly targeted by a Get-Out-The-Vote (GOTV) campaign strategy?
Individuals who always vote for our party, but don't always vote in an election
_________ industries experience the greatest threat from substitutes.
Information-based
According to Accenture, what should you be scanning for when reviewing descriptions of ideal jobs to help you build an online profile that contributes to your job search process?
Keywords to use on your online profile
When you are investing on your own, what type of order do the readings say you should be placing?
Limit Order
What type of customer intimacy zone innovation focuses on making structural modifications to established products in order to create a distinctive sub-category?
Line-Extension Innovation
Which of the following reduces buyer power?
Loyalty programs
What company offered a cash prize as part of their product development strategy that was similar to the approach discussed in the crowdsourcing video case where the British government in 1714 to find a way to make sailing the oceans safer?
Netflix
______ analytics require _______ analytics.
Prescriptive; predictive
What type of innovation focuses on the supply side, looking for opportunities to remove non-value-adding steps from the workflow?
Process Innovation
How would having information about person's prior manner of voting (i.e., submitting a ballot on election day, early voting site, or a mail-in ballot) on a blockwalking list primarily be used by a campaign worker engage their party's "sometimes voters"?
Providing accistance on how, when and where to cast a ballot in an upoming election
Which company began in '93, focused on buying up discontinued lines from manufacturers and selling them at a discount to their customers. Their Strategy focused on meeting customer's needs by shipping on an emerging transportation infrastructure promising rapid delivery. They used new communications technologies infrastructure to reach a geographically distributed customer base.
Sears, Roebuck & Co.
Which of the following types of crowdfunding was illegal until recently?
Start-up equity crowdfunding
According to the Voter Identification Matrix analysis of eligible (registered) possible voters, which of the following groups of voters were NOT seen as a "waste of resources" when planning campaign outreach?
Swing voters who always vote
All investments involve some degree of risk, what is the reward for taking a risk?
The potential for a greater investment return
________ simplifies and integrates all forms of communication on a common hardware and software platform.
UC
Your attitude, existing relationships, professional role, education, skills and training, and philanthropic efforts all contribute to identify what aspect of your personal brand?
Unique Selling Proposition
Steven Clift has practical online steps for government to support democracy. What was the suggested open standard data format to "Provide access to raw data from decision-making information systems."?
XML
Telepresence requires _________ and costs have ________ in the last 10 years.
dedicated rooms; decreased
American companies can easily do business with Chinese companies. This is phenomenon is called ________.
globalization
Supplier power is _________ when buyers have few choices from whom to buy and _________ when buyers have many choices.
high; low
The threat from rivalry is _________ when there is intense competition among many firms in an industry and _________ when competition is not as intense.
high; low
According to IT's About Business 12.3, Simpa Networks provides
solar power to people and small businesses.
According to IT's About Business 6.3, Raytheon engineers sit with potential clients in a CAVE ________ to explore 3D models together.
videoconference
