NJ Real Estate Unit 19: Legal Descriptions and Deeds

"Beginning at the intersection of the East line of Goodrich Boulevard and the South line of Jasmine Lane and running Southeasterly along the South line of Jasmine Lane a distance of 295 feet; thence Southwesterly on a course of N22E a distance of 135 feet; thence Westerly parallel to the North line of Wolf Road a distance of 195 feet; and thence North along the East line of Goodrich Boulevard to the point of beginning." Which lots are described here? A) Lots 13, 14, and 15, Block A B) Lots 9, 10, and 11, Block B C) Lots 1, 2, 3, and 15, Block A D) Lots 7, 8, and 9, Block A

C) Lots 1, 2, 3, and 15, Block A

To be recorded, a document must be A) witnessed. B) sealed. C) acknowledged. D) surveyed.

C) acknowledged.

Title to property transfers at the moment a deed is A) signed. B) acknowledged. C) delivered and accepted. D) recorded.

C) delivered and accepted.

Determination of the type of deed used in conveying title can be made by examining the A) grantor's name. B) grantee's name. C) granting clause. D) acknowledgment.

C) granting clause.

The covenant of quiet enjoyment promises that A) the grantor is seized of the property. B) the previous owner has not mortgaged the property. C) no one will question the buyer's full ownership. D) neighbors will turn stereos off after 11 pm.

C) no one will question the buyer's full ownership.

In some areas, a bargain and sale deed with covenant against grantor is known as a A) trust deed. B) full covenant and warranty deed. C) special warranty deed. D) good deed.

C) special warranty deed.

The primary purpose of a deed is to A) establish chain of title. B) give constructive notice. C) transfer title rights. D) prove ownership.

C) transfer title rights.

The type of deed commonly used for transfers within a family and for property transferred during divorce settlements is the A. bargain and sale deed. B. quitclaim deed. C. warranty deed. D. non-sale transfer deed.

B. quitclaim deed.

What assists the surveyor to determine the height of structures and establishing the grade of streets? A) Benchmark B) Recorded plats C) Datum D) Monument

C) Datum

Which of the following lots has the MOST frontage on Jasmine Lane? A) Lot 10, Block B B) Lot 11, Block B C) Lot 7, Block A D) Lot 2, Block A

C) Lot 7, Block A

A man and a woman agree that the man gives the woman a deed that assures marketable title through the man's time of ownership only. The deed will be a A. quitclaim deed. B. bargain and sale deed. C. bargain and sale CAG deed. D. general warranty deed.

C. bargain and sale CAG deed.

A metes and bounds legal description A. can be made only in areas excluded from the rectangular survey system. B. is not acceptable in court in most jurisdictions. C. must commence and finish at the same identifiable point. D. is used to complete areas omitted from recorded subdivision plats.

C. must commence and finish at the same identifiable point.

Permanent reference points have been established throughout the United States to simplify surveyors' work. These reference points are called A) monuments. B) local official datums. C) sections. D) benchmarks.

D) benchmarks.

A plat of subdivision is filed with the A) chain of title. B) deed of the property that is being transferred. C) national records office in Washington, DC. D) clerk of the county in which the land is located.

D) clerk of the county in which the land is located.

The system of legal description that defines a parcel of land by its perimeter is the A. geodetic survey. B. rectangular survey. C. lot and block system. D. metes and bounds system.

D. metes and bounds system.

Delivery and acceptance

actions that actually transfer title

Granting clause

clause in a deed that makes the transfer

Acknowledgment

declaration to notary or other official; to prevent forgeries

Bargain and sale deed

deed implying that grantor owns the property

Warranty deed

deed providing grantee with the most protection

Quitclaim deed

deed releasing any interest grantor may have without claiming seisin

Bargain and sale deed with covenants

deed stating grantor may have without claiming seisin

Legal description

description sufficient to identify a parcel with certainty that is accepted by a court of law

Metes and bounds

description using boundaries and directions

Deed

document used to transfer title to a parcel of real property

Rectangular survey system

government system for land description; used in Western states

Monuments

landmarks, metes

Covenant

legal promise

Benchmark

marker placed by U.S. Geological Survey, stating elevation

Datum

mean sea level in New York harbor; also local zero-elevation point

Section

one mile square

Grantee

one who receives property through a deed

Grantor

one who transfers title by signing a deed

Township

six mile square

Point of beginning

spot at which a metes-and-bounds description commences and ends

It is essential that every deed be signed by the A) grantor. B) grantee. C) grantor and grantee. D) devisee.

A) grantor.

In New Jersey, a bargain and sale deed with covenant against grantor's acts is commonly used A) to transfer property after a sale. B) in tax sales. C) in divorce settlements. D) to clear cloud from a title.

A) to transfer property after a sale.

Which of the following is directly connected to the land description known as lot and block? A. Plat B. Parallel C. Datum D. Section

A. Plat

What is the purpose of the acknowledgment by a notary public on a deed? A. To make the deed eligible for recording B. To assure that the title is valid C. To show the genuineness of the grantor's signature D. To prove that the property has not been encumbered

A. To make the deed eligible for recording

Which of the following deeds gives the most protection to the grantee? A. Warranty deed B. Special warranty deed C. Sheriff's deed D. Executor's deed

A. Warranty deed

A deed must be signed by the A. grantor. B. grantee. C. grantor and grantee. D. grantee and two witnesses.

A. grantor.

A widower signs a deed giving the farm to his grandson but he tells no one and hides the deed. The widower later forgets and sells the farm to a banker who receives a deed and records it but tells no one. The widower dies leaving everything to his daughter in his will. The deed to his grandson is then discovered. Who owns the farm? A) The grandson B) The banker C) The daughter D) The state

B) The banker

Which of the following statements is TRUE? A) Lot 9, Block A, is larger than Lot 12 in the same block. B) The plat for the lots on the Southerly side of Wolf Road between Goodrich Boulevard and Carney Street is found on Sheet 4. C) The total subdivision is on five pages. D) Wolf Road is the most Northerly road on Sheet 3.

B) The plat for the lots on the Southerly side of Wolf Road between Goodrich Boulevard and Carney Street is found on Sheet 4.

The grantee receives greatest protection with what type of deed? A) Quitclaim B) Warranty C) Bargain and sale with covenant D) Executors

B) Warranty

A declaration before a notary or other official providing evidence that a signature is genuine is an A) affidavit. B) acknowledgment. C) affirmation. D) estoppel.

B) acknowledgment.

A declaration before a notary or other official providing evidence that a signature is genuine is known as A) an affidavit. B) acknowledgment. C) affirmation. D) estoppel.

B) acknowledgment.

Which of the following statements about the acknowledgment in a deed is FALSE? A. It provides evidence that the grantor's signature is genuine. B. It is required to make a deed valid. C. It attests to the true consideration of the property transfer. D. All deeds must be acknowledged before they can be recorded.

B. It is required to make a deed valid.

Which type of Deed offers no guarantees by the Grantor? A. Warranty B. Quit Claim. C. Bargain and Sale D. None of the Above

B. Quit Claim.

Which of the following methods of describing real property is NOT used in New Jersey? A) Government survey system B) Metes-and-bounds description C) Plat of survey D) Benchmarks

A) Government survey system

One method of describing a particular parcel of land begins with the "point of beginning." How does this method complete the description? A) Point of beginning B) Point of closure C) References an iron rod in the ground D) References the nearest monument

A) Point of beginning

What is the purpose of a notary's signature on the deed? A) To make the deed eligible for recording B) To assure that the title is good C) To provide a witness to the transfer D) To prove that the property has not been encumbered

A) To make the deed eligible for recording

Habendum clause

"to have and to hold" clause that explains ownership being transferred

Consideration in a deed refers to A) gentle handling of the document. B) something of value given by each party. C) the habendum clause. D) the payment of transfer tax.

B) something of value given by each party.

In New Jersey, deeds generally must A) be recorded to protect all tenants. B) state the actual sales price of the property being conveyed if they are to be recorded. C) include all outstanding mortgages. D) cite the appropriate datum.

B) state the actual sales price of the property being conveyed if they are to be recorded.

A person legally authorized to locate land and give a legal description of it is a(n) A) assessor. B) surveyor. C) abstractor. D) recorder.

B) surveyor.

A man executes a deed to a woman as grantee, has it acknowledged, and receives payment from the buyer. The man holds the deed, however, and arranges to meet the woman the next morning at the courthouse to deliver the deed to her. In this situation at this time, A) the woman owns the property because she has paid for it. B) title to the property does not officially pass until the woman is given the deed the next morning. C) title to the property does not pass until the woman has received the deed and recorded it the next morning. D) the woman owns the property when she signs the deed the next morning.

B) title to the property does not officially pass until the woman is given the deed the next morning.

On the plat, how many lots have easements? A) One B) Two C) Three D) Four

D) Four