unit 16- fair housing
Lisa is a licensed salesperson that is selling her own townhouse. She advertises her townhouse as a FSBO as follows: "Beautiful 3 bedroom townhouse. Excellent assumption. Single females only. Call 123-4567 for details. Owner is licensed." Which of the following statements is NOT true? Lisa has disclosed her license status as required by board regulations Fair housing laws do not apply to martial status Lisa acting as the owner of the property is exempt from virginia fair housing laws This ad violates fair housing laws on the basis of sexual/gender discrimination
Lisa acting as the owner of the property is exempt from virginia fair housing laws Read the question carefully. The only statement that is not true is that Lisa is exempt. Lisa must still follow the Fair Housing Law (private individual owners are only exempt from the non-racial aspects). The Fair Housing Act permits otherwise discriminatory behavior under limited circumstances. Note that racial discrimination is never exempted and some exemptions are not available when there is a real estate agent involved in the transaction.
Donnie sees a house for rent and calls to speak to the owner's agent, Sheila, to see about renting the property. Sheila asks Donnie the name of his employer to ensure he has a monthly source of income and he tells Shiela he is an active duty Marine. Sheila tells Donnie the owner won't rent to military because they deploy and aren't present to care for the property. Is this a legal reason for an application denial? Yes valid reason for denial due to tenant unreliability No it is a violation of federal fair housing laws No it is a violation of VA fair housing laws B and c
No it is a violation of VA fair housing laws This is a violation of Virginia Fair Housing laws, the Federally protected classes do not include source of income, military status or elderly but in Virginia they are protected classes. In Virginia and in the Sale and Rental of Housing It is illegal discrimination to refuse to rent or sell housing based on race, color, sex (including gender, gender identity, sexual orientation, and sexual harassment), source of income, military status, disability, familial status or national origin.
The Virginia Fair Housing Law is more restrictive than the Federal Law, in that it adds military status, source of income and the elderly as protected classes. In Virginia, elderly is defined as any natural person: 65 years of age or older 55 years of age or older 50 years of age or older 62 years of age or older
55 years or older The Federal Law exempts elderly housing (where all residents over 62, or in at least 80% of all units, at least one person is 55) from familial status protections. In Virginia, elderliness (55 or older) is also afforded protection status in the same way as race, color, religion, etc.
The virginia fair housing act prohibits discrimination on the basis of Sexual orientation Military status Income amount A and b
A and b The Virginia Fair Housing Act covers all the Nationally protected classes (race, color, religion, national origin, sex (including gender, gender identity, sexual orientation and sexual harassment), family status, and handicap) and also adds military status, source of income and elderliness (those 55 or older).
Those who feel they are victims of a fair housing violation may file a complaint Within 2 years in a virginia state court Within one year with the VREB Within 2 years with the VREB A or B
A or B
The intent of the virginia fair housing law is to Increase revenue by imposing a monetary penalty on people who violate the law Prevent federal involvement in matters occurring within the state Eliminate housing discrimination by the virtue of the states police powers Allow for the development of minority specific housing
Eliminate housing discrimination by the virtue of the states police powers The purpose of the Fair Housing law is to eliminate housing discrimination.
Broker sarah takes a listing from a seller who later tells her that the house should not be shown to any minorities the broker should Avoid discussion of the request Note this on the MLS the request Make written acknowledgement of the instructions Explain that she cannot comply because this violates federal law
Explain that she cannot comply because this violates federal law The broker cannot take a listing under these circumstances. If Sarah takes this listing and obeys the seller's instructions, she would be in violation of Federal Fair Housing Laws. Fiduciary duty only requires that an agent to follow LAWFUL client instructions
McKay Realty just placed a billboard advertisement near the entrance to the town which happens to be near an Army base. The billboard ad is for new single family homes showing a price range of $130,000 to $160,000 and pictures of several people in Army uniforms standing in the doorways of a new homes. Is this a legal advertisement? No the ad is not legal because military uniforms are not allowed in advertising No the ad is not legal because it indicates a preference for army buyers Yes the ad is legal based on the town being an army community Yes the ad is legal because it does not state a written preference for anyone in a protected class
No the ad is not legal because it indicates a preference for army buyers It is illegal to make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination or an intention to make any such preference, limitation, or discrimination on the basis of race, color, religion, national origin, sex, elderliness, familial status, source of funds, sexual orientation, gender identity, military status, or disability.
It is a violation of virginia license law to induce another person into selling their property by representing that Your brokerage firm will accept a lower commission rate The seller needs a larger house People from hungary are moving into the neighborhood None of the above
People from hungary are moving into the neighborhood This is an example of blockbusting, which is a violation of fair housing laws. Violating fair housing laws is a violation of the License Law.
The objective of the virginia fair housing law is to Provide fair compensation for landlords Protect and ensure the welfare of the general public Ensure married people find suitable housing Discipline and fine anyone who violates the law
Protect and ensure the welfare of the general public Like most laws, the Virginia Fair Housing Act has an objective to protect the public interest
What is the illegal act where an insurance policy is denied based on the property location instead of the economic qualifications of the borrower Puffery Steering Blockbusting Redlining
Redlining Lenders cannot attempt to limit risk by setting loan limits on particular geographic areas. Redlining not only violates Fair Housing laws, but also the Equal Credit Opportunity Act (ECOA).
Virginia fair housing laws apply to Residential sales and rentals All real estate transactions with the exception of industrial sales Residential sales only All real estate transactions
Residential sales and rentals The Virginia Fair Housing Act applies to residential sales and rentals only.
Which of the following actions would violate the virginia fair housing laws? Hiring office personnel on the basis of sex, regardless of qualifications Refusing to list a commercial property on a particular area Taking a listing with intent to charge the racial makeup of the neighborhood Placing ads printed in foreign language
Taking a listing with intent to charge the racial makeup of the neighborhood The Virginia Fair Housing Act is violated when a licensee takes a listing with intent to change the racial composition of a neighborhood. This is known as "blockbusting."
Under which fair housing act are the elderly listed as a protected class? None elderly is not a protected class The virginia fair housing act The federal fair housing act Both federal and virginia fair housing acts
The virginia fair housing act
John is trying to find a tenant to share his home and pay part of the expenses. He advises for males only. Is there anything wrong with this? John has violated 1968 fair housing law for sexual discrimination Ads of this type violate the 1988 amended fair housing laws John must be licensed by the board There is nothing wrong with an ad of this type
There is nothing wrong with an ad of this type John, renting his own property, does not require a license. Because he intends to share his house, John may specify the sex/gender of the tenant in his ad. He could not, however, use any other form of discrimination in his ad like WHITE male, or CATHOLIC male
Cathy submits a lease application to Brook View Apartments and as one form of income she lists public assistance. The leasing agent denied the application based on non-employment income source. What has the leasing agent violated, if anything? Nothing Federal fair housing laws VA fair housing laws B and c
VA fair housing laws This is a violation of Virginia Fair Housing laws, the Federally protected classes do not include source of income, military status or elderly but in Virginia they are protected classes. In Virginia and in the Sale and Rental of Housing It is illegal discrimination to refuse to rent or sell housing based on race, color, sex (including gender, gender identity, sexual orientation, and sexual harassment), source of income, military status, disability, familial status or national origin.
A person feels that his rights have been violated according to the virginia fair housing law. If he wants to file a formal complaint it must be filed Only with the department of housing and urban development (HUD) Within 2 years of the alleged act Only against a license salesperson or broker Within 90 days of the alleged act
Within 2 years of the alleged act A complaint can be filed up to 2 years after the alleged violation, either with the Real Estate Board (within 1 year) or in Virginia state court (within 2 years)
Which of the following is not a protected class in virginia Source of income Military status Martial status Elderly
martial status
The virginia fair housing act extends protection beyond the list of federally protected classes. Which group is/are protected under virginia law but not under federal law Income amount Martial status Military status All of the above
military status States must follow the federal protections (race, color, religion, national origin, sex (to include gender, gender identity, sexual orientation and sexual harassment), familial status, and handicap). The Virginia Fair Housing Act also adds military status, source of income and elderliness (those 55 or older) to the list of protected classes.
A salesperson takes a listing from an owner, which excludes his neighbor. Later, the salesperson learns that the reason for the exclusion is because the owner doesn't want to sell his property to a minority. In this instance, the salesperson, through his broker: Should cancel the listing May keep the listing in house and not advertise in the mls May advertise the listing noting the exception Should check to determine if there are other minorities living in the area
should cancel the listing This is a violation of Fair Housing laws. Upon learning the real reason for the exclusion, the listing should be canceled.
A broker has been approached by a minority buyer, who requests to see properties in a specific section of a city. The broker refuses to show these properties. Instead, the broker indicates that he would be better off in a location with a greater concentration of his particular minority group. The broker's illegal conduct is known as: Redlining Steering Blockbusting Panic selling
steering Steering is the act of directing buyers into or away from specific property based on their minority status.
Ted applies for an apartment lease and includes his partner warrens name as a co tenant and additional source of income. Ted could legally be denied a lease based on what His sexual orientation The fact that part of his income is from public assistance His status as an army reservist Credit score of 550
Credit score of 550 In Virginia and in any residential real estate transaction it is illegal to discriminate based on of race, color, religion, national origin, sex (including gender, gender identity, sexual orientation and sexual harassment), elderliness, familial status, source of funds, military status, or disability. In this scenario, denial of a lease based on sexual orientation, military status or source of income would all be illegal reasons under the Fair Housing laws. The amount of income a person has and history of paying bills (credit score) would be a legal reason for denial of the lease.