Chapter 4: Fair Housing Laws (Study Prep Questions)

3. Which one of the following administers the federal Fair Housing Act of 1968? a. Department of Housing and Urban Development. b. Department of Health, Education and Welfare. c. Department of Education and Registration. d. Superintendent of Government Affairs.

a. Department of Housing and Urban Development.

6. Which one of the following is prohibited under the Fair Housing Act of 1968? a. Steering. b. Testing. c. Pre-qualifying. d. Accommodation.

a. Steering.

9. An owner of a single-family house, owning less than three such houses, may sell or rent without being subject to the provisions of the Fair Housing Act if he: a. does not use a broker and does not own other property. b. uses a broker and owns two other properties. c. uses a broker and does not own other property. d. does not use a broker and owns eight other properties.

a. does not use a broker and does not own other property.

1. The Civil Rights Act of 1866 prohibits discrimination in the sale or rental of property on the basis of: a. race. b. race, color, religion or national origin. c. race, color, religion, national origin or sex. d. race, color, religion, creed, national origin, sex or handicap.

a. race.

4. Which one of the following is exempt from the provisions of fair housing laws? a. A private club for only black Americans that provides lodging for its members. b. A religious organization giving preference in the sale or rental of housing to its members. c. The owner of two single-family residences advertising for adults only. d. The owner of a five-unit apartment building advertising for adults only.

b. A religious organization giving preference in the sale or rental of housing to its members.

11. Which of the following is the responsibility of a leasing agent under the 1968 Fair Housing Act? a. To show all available units to all prospects regardless of price. b. To treat all prospects equally regardless of race. c. To treat all prospects equally regardless of financial ability. d. To keep readily accessible first-floor units available for handicapped tenants.

b. To treat all prospects equally regardless of race.

12. Complaints about discrimination may be brought: a. to the Secretary of State. b. directly to court. c. to the NAR. d. to the NRA.

b. directly to court.

8. The first line of a homeowner's advertisement appearing in the company newsletter reads "For Rent to Asians Only." Pursuant to the Fair Housing Act, this is an example of illegal: a. blockbusting. b. discrimination. c. redlining d. steering.

b. discrimination.

13. If a minority prospect asks to be shown apartments in white neighborhoods, agents should: a. choose and show apartments in white neighborhoods. b. show apartments in geographical areas requested regardless of racial makeup. c. ignore the prospect and show apartments they think suit the prospect's needs. d. show the prospect which areas are white and let the person choose one.

b. show apartments in geographical areas requested regardless of racial makeup.

5. The practice of encouraging prospective tenants to avoid certain areas because of the racial or religious composition of the neighborhood is best described as: a. testing. b. steering. c. blockbusting. d. conciliating.

b. steering.

15. The broker's obligation in regard to equal opportunity in housing is: a. to replace white residents with minority homeowners. b. to avoid any acts that would make housing unavailable to someone because of color. c. to practice fair housing in a discriminatory way. d. to discriminate only to preserve the stability of a neighborhood.

b. to avoid any acts that would make housing unavailable to someone because of color.

2. Which of the following is a violation of the Illinois Human Rights Act but not the Fair Housing Act: a. Refusing to rent a room in a single-family home to persons of a different race. b. Refusing to rent to families with children under age 14. c. Refusing to rent to a married couple. d. A sale "by owner" of a second property without the use of a real estate broker.

c. Refusing to rent to a married couple.

7. An owner suddenly pulls a property off the market after being informed by the agent that he had received a full-price offer from a minority party. The agent then informs the offeror that the home has been removed from the market and is unavailable. Which party or parties, if any, have violated fair housing laws? a. The agent only. b. The owner only. c. The agent and the owner. d. Neither agent nor owner.

c. The agent and the owner.

10. The Americans With Disabilities Act: a. applies to only vacant apartments. b. became law in 1866. c. applies to places of public accommodation. d. requires changes to all buildings regardless of cost.

c. applies to places of public accommodation.

18. A landlord in Illinois would be allowed to reject a tenant on the basis of the tenant: a. testing positive for HIV. b. being a parent to a child under age 12. c. having several large and unpaid debts. d. receiving an order of protection against someone.

c. having several large and unpaid debts.

16. The Civil Rights Act of 1968 and its amendments: a. provide only financial penalties when violence is threatened or used. b. make it illegal to report discrimination without proof. c. make it illegal to intimidate or interfere with people renting apartments. d. provide mandatory criminal penalties for all offenses.

c. make it illegal to intimidate or interfere with people renting apartments.

19. A black prospect made an offer. Did the broker violate the law by telling the seller that the prospect is black? a. No, because he has a duty to tell his principal about all material facts. b. No, because his primary duty is to the seller. c. No, because it should not have mattered. d. Yes, because it should not have mattered.

d. Yes, because it should not have mattered.

20. The goal of the Fair Housing Act is: a. each family gets a larger home. b. cooperative housing opportunity. c. lower prices for housing. d. equal housing opportunity.

d. equal housing opportunity.

14. The Fair Housing Act states that it is illegal to discriminate against any person because of race, color, religion, national origin, sex, familial status or handicap: a. in advertising the renting of commercial property. b. in all secured financing of housing and commercial property. c. in only the sale of the housing. d. in the sale or rental of housing.

d. in the sale or rental of housing.

17. A black prospect walks into a real estate office. The leasing agent should: a. show the prospect apartments in a white neighborhood. b. show the prospect apartments in neighborhoods the agent chooses. c. show the prospect apartments in a black neighborhood. d. show the prospect apartments in neighborhoods the prospect chooses.

d. show the prospect apartments in neighborhoods the prospect chooses.