CHAPTER 9

Non-discrimination and housing for FHA or VA loans was signed into law in what year...?

1962

The Housing and Community Development Act was signed into law in this year...?

1974

Handicap accessibility and adaptability provisions were required for all new construction as of which year...?

1991

The Fair Housing Act of 1968, which protects buyers and rents from discrimination, has how many protected classes...?

7

A volunteer who helps enforce fair housing laws by acting as a prospective buyer or renter is also known as...?

A Tester

Michael works as a volunteer for the State of New York. His job is to play the role of a prospective renter seeking to rent a new apartment in a particular neighborhood. Michael observes how he is treated by sales agents in an effort to see if he is being treated fairly. Michael may be referred to as which of the following...?

A Tester

Which of the following is NOT permitted to contact a homeowner on a cease and desist list...?

All of the Above

Fair housing laws require that real estate agents and brokers sell to who...?

All qualified candidates

A wide-ranging civil rights law enacted by the U.S. Congress in 1990, that prohibits, under certain circumstances, discrimination based on disability is known as what...?

Americans with Disabilities Act

Which of the following may be considered a plausible reason for NOT being able to live in a particular neighborhood...?

An individual is not financially capable of buying or renting in a particular neighborhood

Which of the following is an example of a type of discriminatory act that may violate fair housing laws...?

Asking for a larger deposit due to children under a certain age

The Supreme Court case, Buchanan vs. Warley, concluded which of the following...?

Block-by-block zoning per racial group was unconstitutional

Upon the establishment of a cease and desist zone by the Secretary, a list of homeowners who have filed owner's statements expressing their wish not to be solicited by real estate brokers or salesperson is known as what...?

Cease and Desist List

Real estate agents may be subject to licensure suspensions or revocations if they illegally solicit homeowners from these...?

Cease and Desist Lists

This rule was adopted by the Secretary of State which prohibits any or all types of solicitation directed towards homeowners within a defined geographic area...?

Cease and Desist Lists

Chris was seeking to purchase a cooperative apartment but his application was rejected by the board. Which of the following would NOT be a valid and legal reason for Chris' rejection...?

Chris is an African American

Which of the following is NOT a responsibility for a broker's office as it pertains to fair housing...?

Filter listings that may relate to a specific ethnic group

Which of the following is a responsibility of every broker office as it relates to fair housing...?

Have an in-house fair housing specialist for ongoing training

In addition to the classes protected under the federal fair housing laws, which of the following classes are protected under the New York State Human Rights Law...?

Military Status

Which of the following is NOT one of the protected classes from the Fair Housing Act of 1968...?

Military Status

A neighborhood, whose owners have been subjected to blockbusting and have consistently been petitioned to sell their homes, may elect to have their neighborhood designated as what...?

Non-solicitation Zone

Which of the following acts or behaviors by sales agents are NOT observed by testers seeking to find discriminatory acts...?

Not showing a particular property to a client due to their lack of financial ability

Which of the following is NOT an appropriate fact to advertise when marketing a property...?

Proximity to a religious institution

The refusal to lend money within a specific area for various reasons is known as what...?

Redlining

The Housing and Community Development Act of 1974 created this program...?

Section 8

Mark, a real estate agent, has a client who is interested in renting a home. Mark decides to only show his client properties in minority neighborhoods since his client is a minority himself. Mark has committed which of the following illegal acts....?

Steering

Donna is a volunteer who works for a civil rights agency. Her job is to act as a prospective client and see if brokers treat her unfairly. Donna is known as what...?

Tester

In 1988, this Act was passed into federal law...?

The Fair Housing Amendment Act

In 1974, this Act was signed into Federal law...?

The Housing and Community Development Act

Cease and desist lists or orders of non-solicitation lists can be found where...?

The NY Department of State website

Which of the following is NOT a valid and legal reason a cooperative board may reject an applicant...?

The applicant is an African American

Although cooperative boards can reject applicants for a variety of reasons, which of the following can a board NOT reject an applicant....?

The board's rejection was based on a protected class

Marcus is a handicapped individual living is a multi-family building. The entrance to the building is three feet above grade and therefore requires a handicap ramp for proper accessibility. Who is responsible for paying for the installation of the ramp...?

The building owner

Kristen, a real estate broker, represents a client seeking to purchase a new home. Which of the following should Kristen NOT consider when showing properties...?

The client's cultural background

James, a real estate agent, represents a client seeking to purchase a new home. Which of the following should James NOT consider when showing properties...?

The client's gender

Mark, a real estate agent, represents a client who is seeking to purchase a new house. In addition to the needs and wants of his client, Mark should also consider the following...?

The financial capabilities of the client

Who is responsible for paying for the accommodations of handicapped persons in common areas of a building...?

The housing provider

Who is responsible for paying for handicap accommodations within a particular unit of a multi-family building...?

The owner or tenant of the unit themselves