Chapter 9 Social Security

An individual that has 40 quarters of coverage, for Social Security purposes, is considered to be:

fully insured

A worker is entitled to Social Security disability benefits if all of the following are true, EXCEPT for:

worker cannot perform his or her current job, but is actively seeking other employment

Who is NOT eligible for Social Security survivor benefits?

A deceased worker's dependent parents of any age

Who is eligible for retirement benefits under Social Security?

fully insured workers

Which type of worker has Social Security benefits available to them?

Fully insured

How does one qualify as a fully-insured individual under Social Security disability coverage?

Individual has been credited with the appropriate number of quarters of coverage

All of the following statements correctly describe the purpose of Social Security EXCEPT

It provides a source of income for a meaningful standard of living during retirement

How long is a person expected to be disabled in order to receive Social Security disability benefits?

12 months

In order to be considered "currently insured" under Social Security, an individual must be credited with:

6 quarters of coverage during the last 13-quarter period

At what age is a surviving spouse without dependents eligible for Social Security survivor benefits?

60

According to Social Security, an individual with 6 credits of coverage during the previous 13-quarter period is considered to be:

Currently insured

Which Social Security status does a worker with 6 quarters of coverage during the last 13-quarter period have?

Currently insured

What is considered to be the definition of disability, according to Social Security?

Unable to engage in the worker's chosen career field

Which of these factors affects the Social Security normal retirement age?

Year in which worker was born

The period in which there are no Social Security benefits for the surviving spouse is called the

blackout period (The blackout period begins when the youngest child turns 16 and continues until the spouse reaches age 60, at the earliest. If there are no eligible children with the surviving spouse when the breadwinner dies, the blackout period starts immediately.)