Chapter 9
In order to qualify for the '55 and older exemption', how many residents in a particular dwelling must be 55 years of age and older...?
1
The Supreme Court case of Plessy vs. Ferguson, which reasoned that individuals can be 'separate but equal', was decided in this year...?
1896
Michael works as a volunteer for the State of New York. His job is to play the role of a prospective renter seeking to rent a new apartment in a particular neighborhood. Michael observes how he is treated by sales agents in an effort to see if he is being treated fairly. Michael may be referred to as which of the following...?
A Tester
Fair housing laws require that real estate agents and brokers sell to who...?
All qualified candidates
In order to qualify for the '62 and older exemption', how many residents living in a single dwelling must be at least 62 years of age...?
All residents
The Supreme Court case, Buchanan vs. Warley, concluded which of the following...?
Block-by-block zoning per racial group was unconstitutional
Which of the following illegal acts may lead to the decline in property values due to the creation of fear or panic of a minority group moving into a particular neighborhood...?
Blockbusting
Upon the establishment of a cease and desist zone by the Secretary, a list of homeowners who have filed owner's statements expressing their wish not to be solicited by real estate brokers or salesperson is known as what...?
Cease and Desist List
Real estate agents may be subject to licensure suspensions or revocations if they illegally solicit homeowners from these...?
Cease and Desist Lists
The NY Division of Human Rights, which partners with agencies with regards to fair housing matters, is known as the...?
Department of Housing and Urban Development (HUD)
Which of the following may be considered an appropriate fact when advertising a property...?
Dimensions of the property
A single person, pregnant woman or a household with children under 18 living with parents or legal custodians who might experience housing discrimination is referred to as...?
Familial Status
James is a handicapped individual who rents an apartment in a multi-family building. James' apartment is not currently handicap accessible. Who is responsible for paying for the accommodations needed to make James' apartment handicap accessible...?
James himself
In addition to the classes protected under the federal fair housing laws, which of the following classes are protected under the New York State Human Rights Law...?
Military Status
Which of the following is NOT one of the protected classes from the Fair Housing Act of 1968...?
Military Status
The single family home exemption is also known as what...?
Ms. Murphy's Exemption
Philip is a handicapped individual who owns a unit in a large cooperative complex. Philip's unit is not currently handicap accessible. If Philip wants to make the unit handicap accessible, who is responsible for the cost of the accommodations...?
Philip himself
This Supreme Court case reasoned that 'separate but equal' is considered constitutional...?
Plessy vs. Ferguson
What is a landlord required to install when accommodating a handicapped tenant...?
Reasonable accommodations only
The refusal to lend money within a specific area for various reasons is known as what...?
Redlining
Which of the following is an example of a type of discriminatory act that may violate fair housing laws...?
Restricting access to a part of a property due to someone's age
The practice in which real estate brokers guide prospective home buyers towards or away from certain neighborhoods based on their race is referred to as...?
Steering
Which of the following is an example of a type of discriminatory act that may violate fair housing laws...?
Steering minority home seekers to specific neighborhoods
Donna is a volunteer who works for a civil rights agency. Her job is to act as a prospective client and see if brokers treat her unfairly. Donna is known as what...?
Tester
Mark volunteers as a prospective buyer seeking to find brokers and sales agents who may treat him unfairly in his search to find a new home. Mark is known as a what...?
Tester
Which of the following is NOT a valid and legal reason a cooperative board may reject an applicant...?
The applicant is an African American
Who is responsible for paying for handicap accommodations within a particular unit of a multi-family building...?
The owner or tenant of the unit themselves
With regards to residential properties, the 'gender exemption' will apply under which of the following scenarios...?
There is only one bathroom per dwelling unit
The Supreme Court case, Brown vs. Board of Education, was decided in this year...?
1954
Non-discrimination and housing for FHA or VA loans was signed into law in what year...?
1962
The Department of Housing and Urban Development (HUD), was established in this year...?
1965
The Housing and Community Development Act was signed into law in this year...?
1974
The Fair Housing Amendment Act was signed into federal law in what year...?
1988
Handicap accessibility and adaptability provisions were required for all new construction as of which year...?
1991
The Americans with Disabilities Act was signed into federal law in what year...?
1992
According to the fair housing laws, how many persons are assumed to occupy a bedroom...?
2
In New York State, the single family home exemption applies to a home with how many dwelling units...?
2
The Fair Housing Act of 1968 has been amended how many times since its inception...?
2
The Fair Housing Act of 1968, which protects buyers and rents from discrimination, has how many protected classes...?
7
A volunteer who helps enforce fair housing laws by acting as a prospective buyer or renter is also known as...?
A Tester
Which of the following fair housing laws should a real estate agent be familiar with...?
All of the above Federal Fair Housing Act New York State Human Rights Law The local fair housing laws
A wide-ranging civil rights law enacted by the U.S. Congress in 1990, that prohibits, under certain circumstances, discrimination based on disability is known as what...?
Americans with Disabilities Act
Andrew was seeking to buy a cooperative apartment but his application was denied by the board. Which of the following may be a valid and legal reason for Andrew's rejection...?
Andrew did not have enough cash for the down payment
Cease and desist lists and orders of non-solicitation help stop and/or prevent this illegal act...?
Blockbusting
The practice of inducing homeowners in a particular neighborhood to sell their homes quickly, often at below market prices, by creating the fear that the entry of a minority group or groups into the neighborhood will cause a precipitous decline in property values is known as what...?
Blockbusting
In this landmark case, the Supreme Court decided that 'separate is NOT equal'...?
Brown vs. Board of Education
This Supreme Court case ultimately overturned the decision of Plessy vs. Ferguson...?
Brown vs. Board of Education
Which Supreme Court case concluded that block-by-block zoning, which encourages racial segregation was unconstitutional...?
Buchanan vs. Warley
Chris was seeking to purchase a cooperative apartment but his application was rejected by the board. Which of the following would NOT be a valid and legal reason for Chris' rejection...?
Chris is an African American
Which of the following classes is protected under NYC fair housing laws but NOT New York State laws...?
Citizenship Status
Phillip, a real estate broker, represents a Caucasian client seeking to rent a new apartment. Philip wrongly believes that his client would not be interested renting in a predominantly Chinese neighborhood and proceeds to show apartments accordingly. Phillip is guilty of the following...?
Steering
In 1992, this Act was passed into federal law which protected handicapped persons...?
The Americans with Disabilities Act
In 1988, this Act was passed into federal law...?
The Fair Housing Amendment Act
In 1974, this Act was signed into Federal law...?
The Housing and Community Development Act
Which of the following facts may be considered appropriate when advertising a property...?
The asking price of the property
Which of the following is a valid and legal reason for a home provider to NOT provide a particular handicap accommodation...?
The provider will experience financial hardship
This law protects individuals from discrimination based on their age, creed, race, color, sex, sexual orientation, national origin, marital status, disability, military status, domestic violence victim status, arrest record, conviction record, predisposing genetic characteristics, and familial status...?
New York State Human Rights Law
This rule was adopted by the Secretary of State which prohibits any or all types of solicitation directed towards homeowners within a defined geographic area...?
Non-Solicitation Order
Which of the following is NOT an appropriate fact to advertise when marketing a property...?
Proximity to a religious institution
Testers have primarily been used to test for which of the following discriminatory acts...?
Racial discrimination
The protection of familial status was signed into Federal law under this Act...?
The Fair Housing Amendment Act of 1988
Abby is looking to rent the 2nd bedroom in her apartment but advertises that only female tenants will be considered. What feature must Abby's apartment contain in order to avoid violating NYS Fair Housing laws...?
The apartment must contain only a single bathroom
Which of the following may be a valid and legal reason a cooperative board denies an applicant...?
The applicant does not have the financial capabilities to buy into the co-op
Although cooperative boards can reject applicants for a variety of reasons, which of the following can a board NOT reject an applicant....?
The board's rejection was based on a protected class
If a building requires a handicap lift in the lobby of a building, who is responsible for paying for the installation and maintenance of the lift...?
The building owner
Michael, a real estate agent, represents a client seeking to rent a new apartment. Which of the following should Michael NOT consider when showing properties...?
The client's age
Billy is a handicapped individual who's rental apartment requires wider doors in order to make the unit handicap accessible. Billy would also prefer deeper counter tops and a larger refrigerator as he feels these accommodations will help him. What is the landlord required to install in order to accommodate Billy...?
Wider doors only
William is a handicapped individual who owns a unit in a large condominium building. William's unit is not currently handicap accessible. If William wants to upgrade his unit to be handicap accessible, who is responsible for paying for the upgrades...?
William himself
Which of the following may be considered a plausible reason for NOT being able to live in a particular neighborhood...?
An individual is not financially capable of buying or renting in a particular neighborhood
David, a real estate agent, illegally created fear among homeowners in a particular neighborhood by stating that the migration of minority groups into the neighborhood will lead to a decrease in property values. David is guilty of which illegal act...?
Blockbusting
A federal law that prohibits all discrimination on the basis of race only is known as what...?
Civil Rights Act of 1866
According to this federal law, all citizens were given the right to buy or lease real property...?
Civil Rights Act of 1866
Which of the following Acts served as the beginning of the civil rights and fair housing laws...?
Civil Rights Act of 1866
The consequence of an impairment that may be physical, cognitive, mental, sensory, emotional, developmental, or some combination of these is known as what...?
Disability
A federal prohibition that protects the buyer/renter of a dwelling from seller/landlord discrimination with regards to race, color, religion, gender, family status, disability, or national origin is known as what...?
Fair Housing Act of 1968
Which of the following is NOT a responsibility for a broker's office as it pertains to fair housing...?
Filter listings that may relate to a specific ethnic group
The decline in value of properties in neighborhoods that were once middle or upper-middle income is known as...?
Filtering Down
A neighborhood, whose owners have been subjected to blockbusting and have consistently been petitioned to sell their homes, may elect to have their neighborhood designated as what...?
Non-solicitation Zone
Real estate agents must be aware of these zones, which prohibit the solicitation of sales and rentals in a particular neighborhood...?
Non-solicitation Zones
The Housing and Community Development Act of 1974 created this program...?
Section 8
Which of the following classes is NOT protected under the Fair Housing Act of 1968...?
Sexual Orientation
The 'Ms. Murphy's Exemption' is also known as this...?
Single Family Home Exemption
A cease and desist list issued for a particular neighborhood prohibits agents from doing what...?
Solicit sales or rentals of a particular neighborhood
Chris, a real estate broker, represents a Caucasian client seeking to purchase a new home. Chris wrongly believes his client only prefers to live in a Caucasian neighborhoods and proceeds to show properties accordingly. Chris is guilty of the following...?
Steering
James, a real estate broker, represents an Hispanic client who is seeking to purchase a new home. James believes that his client will want to live in a predominately Hispanic neighborhood and proceeds to show properties accordingly. James may be guilty of the following...?
Steering
Kevin, a real estate broker, represents a Chinese client seeking to rent a new apartment. Kevin wrongly believes that his client only prefers to rent in a predominantly Chinese neighborhood and proceeds to show apartments accordingly. Kevin is guilty of the following...?
Steering
Kristen, a real estate agent, has a Korean client who is seeking to buy a new home. Kristen reasons that her client may not want to live in or near a predominately Hispanic neighborhood and proceeds to show properties accordingly. Kristen is guilty of which of the following...?
Steering
Mark, a real estate agent, has a client who is interested in renting a home. Mark decides to only show his client properties in minority neighborhoods since his client is a minority himself. Mark has committed which of the following illegal acts....?
Steering
Michael, a real estate agent, has a client who recently moved from the Dominican Republic. Michael reasons that his client will want to live in a predominately Hispanic neighborhood and proceeds to show him properties accordingly. What is Michael guilty of...?
Steering
Michele is a sales agent who has a Korean client seeking to purchase a new home. Michele reasons that her client may want to live in a predominantly Korean neighborhood and therefore only shows homes in this neighborhood. What is Michele guilty of...?
Steering
Volunteers from state or private agencies who enforce fair housing by claiming to be home seekers, thereby finding out if brokers deal fairly with all clients/customers are referred to as who...?
Testers
The 'Section 8' voucher program was created under this Act...?
The Housing and Community Development Act of 1974
Marcus is a handicapped individual living is a multi-family building. The entrance to the building is three feet above grade and therefore requires a handicap ramp for proper accessibility. Who is responsible for paying for the installation of the ramp...?
The building owner
Kristen, a real estate broker, represents a client seeking to purchase a new home. Which of the following should Kristen NOT consider when showing properties...?
The client's cultural background
In addition to the needs and wants of their client, real estate salespersons should consider which of the following when showing a property...?
The client's financial capabilities
Marion, a real estate broker, represents a client who is seeking to rent a new apartment. In addition to the needs and wants of her client, Marion should also consider the following...?
The client's financial capabilities
In addition to their client's financial capabilities, a real estate salesperson should also consider what when showing a property...?
The client's needs and wants
Abby, a real estate broker, represents a client seeking to rent a new apartment. Which of the following should Abby NOT consider when showing properties...?
The client's sexual orientation
Mark, a real estate agent, represents a client who is seeking to purchase a new house. In addition to the needs and wants of his client, Mark should also consider the following...?
The financial capabilities of the client
Who is responsible for paying for the accommodations of handicapped persons in common areas of a building...?
The housing provider
