December 1

@@ the three recognized areas in which insurable interest are as follows ;a policyowner insuring his or her own life ,the of a family member (relative or spouse),or the life of a business partner ,key employee,or someone who has a financial obligation to them. A debtor does not have an insurable interest in the creditor.

@@三個公認的領域，其中可保權益如下;保單擁有者保證自己的生活，家庭成員（親戚或配偶），或商業夥伴，關鍵僱員或有財務義務。債務人對債權人沒有可保權益。

@@ part 2 of the application contains questions regarding the applicant's health history. part 1 of the application includes questions regarding current coverage being applied for as well as any other insurance coverage with the same or other insurers.

@@第2部分的應用程序包含有關申請人的健康史的問題。申請的第1部分包括關於申請的當前保險以及與相同或其他保險公司的任何其他保險覆蓋的問題。

@@ the term "illustration" means a presentation or depiction that includes nonguaranteed elements of a policy of individual or group life insurance over a period of years.

@@術語"插圖"是指包括多年期間個人或團體人壽保險政策的非保證要素的陳述或描述。

@@ an insurance transaction means the carrying on of business in insurance. which could include the solicitation of a policy,advising,negotiation,or inducement related to coverage or claims. obtaining an insurance license is a prerequisite to transacting insurance.

@保險交易是指經營保險業務。其中可包括徵求與保險或索賠有關的政策，諮詢，談判或誘因。獲得保險許可證是交易保險的前提條件。

the term " illusration " in a life insurance policy refers to a*- a depiction of policy benefits and guarantees. b*- pictures accompanying a policy c*- charts and graphs d*- a presentation of nonguaranteed elements of a policy. @ d

人壽保險政策中的"虛假"一詞是指 a * - 政策利益和保證的描述。 b * - 伴隨政策的圖片 c * - 圖表 d * - 政策的非保證要素的表示。

an agent and applicant for a life insurance policy fill out and sign the application. however,the applicant does not wish to give the agent the initial premium,and no conditional receipt is issued.when will coverage begin? a*- when the agent submits the application to the company and the company issues a conditional receipt b*- when the agent delivers the policy,collects the initial premium,and the applicant completes an acceptable statement of good health c*- on the designated effective date d*- on the application date @ b

人壽保險的代理人和申請人填寫並簽署申請。然而，申請人不希望給予代理人初始保費，並且不會發出有條件收據。保險開始時間？ a * - 代理向公司提交申請時，公司發出有條件收據 b * - 當代理交付政策時，收集初始保費，申請人填寫可接受的身體健康聲明 c * - 在指定的生效日期 d * - 在申請日期 @ b

which of the following is not an example of insurable interest? a*- employer in employee b*- child in parent c*- debtor in creditor d*- business partners in each other @ c

以下哪項不是可保權益的例子？ a * - 僱員雇主 b * - 父母中的子女 債權人的債務人 d * - 業務夥伴

if an applicant for a life insurance policy and person to be insured by the policy are two different people the underwriter would be concerned about a*- which individual will pay the premium b*- whether an insurable interest exists between the individuals c*- the gender of the applicant d*- the type of policy requested @ b

如果人壽保險的申請人和保單人員是兩個不同的人，承銷商會關注 a * - 個人將支付保險費 b * - 個人之間是否存在可保權益 c * - 申請人的性別 d * - 請求的策略類型

if the premium is not paid with the application, the agent will be required to collect the time of policy delivery, in this case ,the applicant will most likely need to fill out a statement of good health.

如果保險費未與申請一起支付，代理將需要收取保單交付的時間，在這種情況下，申請人很可能需要填寫健康說明。

part 2 of the application for life insurance provides regarding all of the following EXCEPT a*- alcohol and tobacco consumption b*- Recent surgeries c*- other insurance coverages d*- family health history @ c

第2部分的人壽保險申請提供以下所有的除外 a * - 酒精和煙草消費 b * - 最近的手術 c * - 其他保險覆蓋 d * - 家庭健康史