Fair Housing Laws
At what age does a child living with his or her parents no longer qualify for familial status protection under the Fair Housing Act?
18
Which of the following statements accurately describes the basic issues involved in the Jones v. Mayer Co. case?
A real estate company refused to sell a home because of the prospective buyer's race and was found guilty of violating the Civil Rights Acts of 1866
Which of these tenants is protected by the Fair Housing Act?
A seeing-impaired woman who uses a service dog in a pet-free building
Which was the first housing discrimination protection act?
Civil Rights Act of 1866
the____was passed to help eliminate redlining.
Community Reinvestment Act
If a lender refuses to make Harry a 30-year mortgage just because Harry is 85 years old, they will have violated the____
Equal Credit Opportunity Act
You are working with a Black buyer, Tom, and you decide to show him homes in a neighborhood with a high Black population. This illegal act is known as:
Steering
Under the ECOA, it is legal for a lender to ask if a borrower is separated.
TRUE
What is the best definition of blockbusting?
The practice of encouraging people to sell their homes due to beliefs about how the entry of a protected class will affect an area's property values
The protected class of disability is defined as anyone who has:
a physical or mental impairment that affects the performance of one or more major life activities
What is a protected category according to Texas fair housing laws, but not national ones?
ancestry
Why do most brokerages fall within the scope of the ADA, and therefore must be extra careful about accessibility?
because of their location or because they have 15 or more employees
Protected classes in the Fair Housing Act of 1968 include race, color, religion, national origin, sex, disability, and what other category?
familial status
What two important classifications were added to the list of protected classes under the 1988 Housing and Community Development Act amendment?
familial status and disability
How long does person who believes that they have been injured by the discriminatory practices of a real estate license holder have to file a complaint with HUD?
one year
Carla has clients looking for a rental property who only speak Spanish. What should she do to accommodate them?
provide them with the official translated lease forms
Landlords are required to allow tenants to make modifications to their property in order to accommodate their disability. Who's responsible for paying for these modifications?
tenant