Real estate chapter 7 unit quizzes & practice quiz
What was the significance of the 1968 Jones v. Mayer Supreme Court ruling? a) Handicap and familial status protections were added. b) Certain exemptions were upheld for racial discrimination. c) Discrimination based on race was strictly prohibited, preventing exceptions of any kind. d) Persons with AIDs or HIV were designated as handicapped.
c) Discrimination based on race was strictly prohibited, preventing exceptions of any kind.
A real estate licensee refuses to show properties in high-end neighborhoods to minority buyers. The licensee is engaged in which illegal practice? a) Blockbusting b) Redirecting c) Steering d) Redlining
c) Steering
All of the following dwellings are exempt from the age discrimination prohibitions under the Florida Fair Housing Act, EXCEPT: a) A home in a community that is designed to attract mature adults and retirees and has no accommodations for children b) A unit in a condominium that is advertised as a 62+ community where all occupied units are inhabited by persons age 62 and older c) A home in a community that advertises itself as a 55+ community where 80% of occupied homes are inhabited by persons age 55 or older d) A detached unit in an assisted living community that accepts only residents age 62 and older
a) A home in a community that is designed to attract mature adults and retirees and has no accommodations for children
All of the following statements about telephone solicitation laws are accurate, EXCEPT: a) A licensee may call a person who is on the federal "do not call" list to solicit a listing on a For Sale by Owner property. b) A licensee who makes an unsolicited telephone call and fails to immediately identify himself or herself and the business he or she represents may be subject to a fine of up to $10,000. c) Federal law prohibits telephone solicitation calls between 9:00 p.m. and 8:00 a.m. d) A person who places a solicitation telephone call to a person on the federal "do not call" list is subject to a fine of $40,000 per call.
a) A licensee may call a person who is on the federal "do not call" list to solicit a listing on a For Sale by Owner property.
All of the following statements about "do not call" lists are accurate, EXCEPT: a) A licensee who represents a potential buyer may call a person on a "do not call" list to solicit a listing if the licensee has previously shown the person's property to the potential buyer. b) A licensee may call a person who is only on the Florida "do not call" list to solicit a listing on a For Sale by Owner property. c) A licensee who represents a potential buyer may call a person on a "do not call" list for the purpose of showing the person's property. d) Anyone making an unsolicited telephone sales call to someone on the Florida "do not call" list must immediately identify themselves by name and the business represented.
a) A licensee who represents a potential buyer may call a person on a "do not call" list to solicit a listing if the licensee has previously shown the person's property to the potential buyer.
All of the following statements about the protections for persons with HIV or AIDS are accurate, EXCEPT: a) A person who discriminates against a person with HIV or AIDS is subject to a maximum administrative fine of $500 per offense. b) A person with HIV or AIDS is considered handicapped and is afforded the same protections as other persons who are handicapped. c) A person cannot be discriminated against in housing or public accommodations on the basis of the fact that the person is infected with HIV. d) A person cannot be denied government services on the basis of the fact that the person is infected with HIV.
a) A person who discriminates against a person with HIV or AIDS is subject to a maximum administrative fine of $500 per offense.
Which legislation first prohibited discriminatory housing practice on the basis of race only? a) Civil Rights Act of 1866 b) Fair Housing Act c) Civil Rights Act of 1968 d) 1988 Fair Housing Amendment
a) Civil Rights Act of 1866
Which legislation added protection from housing discrimination based on color, religion, sex, or national origin? a) Civil Rights Act of 1968 b) 1988 Fair Housing Amendment c) Civil Rights Act of 1866 d) Americans with Disabilities Act
a) Civil Rights Act of 1968
hat may a landlord do if a tenant fails to pay rent when it is due? a) Deliver a written demand for payment b) Order interruption of utility services to the dwelling unit c) Change the locks on the dwelling unit d) Remove the tenant's personal property from the dwelling unit
a) Deliver a written demand for payment
What is steering or channeling? a) Directing or encouraging a buyer or renter toward or away from a neighborhood on the basis of race, color, religion, sex, or national origin b) Changing the terms or conditions of the sale or rental of a dwelling on the basis of race, color, religion, sex, or national origin c) Steering a buyer away from a particular mortgage product based on the racial composition of the neighborhood d) Soliciting heavily for listings in a racially transitional neighborhood
a) Directing or encouraging a buyer or renter toward or away from a neighborhood on the basis of race, color, religion, sex, or national origin
All of the following are within the landlord's right of access to a dwelling unit, EXCEPT: a) Entry for the purpose of demanding overdue rent Entry between the hours of 7:30 a.m. and 8:00 p.m. for the purpose of making b) repairs after giving 12 hours' notice c) Entry at any time with the permission of the tenant d) Entry at any time without the permission of the tenant for the protection or preservation of the premises
a) Entry for the purpose of demanding overdue rent
All of the following are options that are available to a landlord for handling security deposit money and advance rent, EXCEPT: a) Hold the total amount in an interest-bearing account, possibly commingled with other funds of the landlord b) Hold the total amount in a noninterest-bearing escrow account in a Florida banking institution c) Hold the total amount in an interest-bearing escrow account in a Florida banking institution and pay the tenant 75% of the interest earned or 5% simple interest d) Post a surety bond in the amount of the holdings or $50,000, whichever is less, and pay the tenant 5% simple interest annually
a) Hold the total amount in an interest-bearing account, possibly commingled with other funds of the landlord
To help protect purchasers from fraud and abuse in the sale or lease of land, a property report disclosure is required by the Interstate Land Sales Full Disclosure Act that provides all of the following, EXCEPT: a) Limitations on sale price based on comparable prices in the area. b) Current information about the property, including title status, land use, planned availability of roads and services, financial information, and risks c) The right to cancel the contract within seven calendar days d) The right to cancel the contract within two years from the date of signing if the property report was not provided before the contract was signed
a) Limitations on sale price based on comparable prices in the area.
All of the following are obligations of a tenant in the maintenance of a dwelling unit, EXCEPT: a) Make repairs as necessary b) Keep the dwelling unit clean and sanitary c) Refrain from causing damage or removing property that belongs to the landlord d) Refrain from causing a disturbance or breach of the peace
a) Make repairs as necessary
The Americans with Disabilities Act (ADA) addresses all of the following, EXCEPT: a) Mandatory modifications to noncompliant existing property without regard to difficulty or cost b) Removal of barriers that limit access or utility to individuals with disabilities c) Additional features such as wheelchair ramps and handicapped parking to accommodate individuals with disabilities d) ADA standards for new construction and renovation of public accommodations and commercial facilities
a) Mandatory modifications to noncompliant existing property without regard to difficulty or cost
Which of the following is an example of the illegal practice referred to as blockbusting? a) Obtaining a listing by convincing the owner that the neighborhood is changing due to an influx of minorities and that the property values might fall as a result b) Suggesting to a potential buyer that the homes in a particular neighborhood are undesirable due to the racial, ethnic, or religious makeup of the residents in that neighborhood c) Encouraging minority buyers to buy or rent property in a particular neighborhood d) Refusing to approve a mortgage loan based upon the income level or racial composition of the residents in the area
a) Obtaining a listing by convincing the owner that the neighborhood is changing due to an influx of minorities and that the property values might fall as a result
All of the following are correct regarding the Americans with Disabilities Act, EXCEPT: a) Owners must make all accessibility modifications with no regard to the cost of improvement. b) ADA is intended to eliminate barriers that limit access to persons with disabilities. c) ADA mandates certain design specifications for accessibility. d) Owners of property open to the public may be required to remove barriers to accessibility.
a) Owners must make all accessibility modifications with no regard to the cost of improvement
All of the following are protected classes under the 1988 Amendment to the 1968 Fair Housing Act, EXCEPT: a) People with physical or mental impairments that do not limit major life activities b) Individuals with drug addiction problems who are not current users c) Persons with acquired immune deficiency syndrome (AIDS) and recovering alcoholics d) Women who are pregnant and people with children under the age of 18
a) People with physical or mental impairments that do not limit major life activities
Which of the following refers to the refusal of a lender to approve a mortgage loan on the basis of the location or age of the property, the income level of the residents of the neighborhood, or the racial composition of the area? a) Redlining b) Blockbusting c) Channeling d) Steering
a) Redlining
What term is used to describe a situation in which a real estate licensee tells a customer that an advertised property is NOT available for sale when, in fact, it is? a) Steering b) Restricting c) Conspiring d) Blockbusting
a) Steering
Which legislation expanded on previous Civil Rights Acts to prohibit discrimination based on certain handicaps or family status? a) The 1988 Fair Housing Amendment b) The Civil Rights Act of 1968 c) The Civil Rights Act of 1866 d) The 1990 Americans with Disabilities Act
a) The 1988 Fair Housing Amendment
What is the first step in the eviction process? a) The landlord notifies the tenant that they must cure the problem within a specified time period or vacate the property. b) The sheriff posts a 24-hour notice of removal on the tenant's door. c) The county clerk issues an eviction summons. d) The landlord files a motion for default.
a) The landlord notifies the tenant that they must cure the problem within a specified time period or vacate the property.
What responsibility does a real estate licensee have regarding a property that was the site of a homicide, suicide, or death? a) The licensee has no responsibility to disclose that information in a real estate transaction. b) If the licensee fails to disclose that information to a prospective buyer, the licensee is subject to a $300 fine. c) The licensee is required to disclose that information if a prospective buyer asks about it. d) The licensee is required to disclose that information after a prospective buyer makes an offer on the property.
a) The licensee has no responsibility to disclose that information in a real estate transaction.
All of the following are responsibilities of a landlord under the Florida Landlord and Tenant Act, EXCEPT: a) To pay interest to the tenant on any money that is held as a deposit b) To maintain the property in compliance with applicable building, housing, and health codes c) To make clear provisions for handling deposit money and advance rent d) To notify the tenant in writing within 30 days of receiving a security deposit or advance rent regarding the manner in which the funds will be held
a) To pay interest to the tenant on any money that is held as a deposit
If a landlord has no intention of making a claim for damages, when must the landlord return a tenant's security deposit? a) Within 15 days after the tenant vacates the premises b) Within 30 days after the tenant vacates the premises c) Within 15 days after the lease ends d) Within 15 days after the tenant gives notice of their intention to vacate the premises
a) Within 15 days after the tenant vacates the premises
Discrimination based on which protected class was ruled as strictly prohibited, without exception, by the Jones v. Mayer Supreme Court case? a) Race b) Religion c) Sex d) Handicap
a) race
What is the maximum fine that may be imposed for a first time violation of the Florida Fair Housing Act? a) $5,000 b) $10,000 c) $25,000 d) $50,000
b) $10,000
A real estate licensee attempts to induce sellers to list and sell their properties by starting rumors that minorities are taking over a neighborhood. What could the licensee be charged with? a) Steering b) Blockbusting c) Redlining d) Channeling
b) Blockbusting
Which legislation prohibited discrimination based on religion? a) Civil Rights Act of 1866 b) Civil Rights Act of 1968 c) Civil Rights Act of 1964 d) 1988 Fair Housing Amendment
b) Civil Rights Act of 1968
When may a landlord commingle a tenant's security deposit with other business funds? a) When the landlord pays the tenant 75% of the interest earned b) When the landlord deposits the funds into a non-interest-bearing escrow account c) When the landlord posts a surety bond d) When the landlord places the funds into an escrow account controlled by the property management company
c) When the landlord posts a surety bond
What term is used to describe the actions of a broker who induces an owner to list or sell on the basis that the neighborhood is deteriorating due to minority influences? a) Steering b) Channeling c) Conspiring d) Blockbusting
d) Blockbusting
A property owner is registered on both the state and federal "do not call" lists. Which statement correctly applies to solicitation calls to this owner by a licensee? a) Calls may be made only between 9:00 a.m. and 8:00 p.m. b) Calls may not be made when representing a buyer. c) Calls could result in a fine of up to $15,000. d) Calls are not permitted when attempting to obtain a listing.
d) Calls are not permitted when attempting to obtain a listing.
Under the Florida Residential Landlord and Tenant Act, a landlord is required to do all of the following, EXCEPT: a) Bargain in good faith b) Provide maintenance sufficient to comply with code c) Notify the tenants within 30 days of the manner in which security deposits and advance rents are being held d) Deposit advance rent and security deposits in an interest-bearing account
d) Deposit advance rent and security deposits in an interest-bearing account
The Fair Housing Act of 1968 prohibits discrimination based on which of the following? a) Age b) Marital status c) Occupation d) National origin
d) National origin
If a security deposit is held by a landlord, what is the landlord required to do? a) Deposit the funds in compliance with F.S. 475. b) Notify the tenant of the location of the funds within 20 days of receipt the funds. c) Pay interest at the rate of 5% per year, with disbursements at least once each year. d) Return the funds within 15 days after the tenant vacates the premise or give notice within 30 days of the intention to impose a claim against the security deposit by certified mail.
d) Return the funds within 15 days after the tenant vacates the premise or give notice within 30 days of the intention to impose a claim against the security deposit by certified mail.
