Writing a Check

check number

A number identifies each personal check, found at the top right of a personal check that identifies that specific check.

Routing Number

On a check, the 9-digit number that identifies the bank upon which the payment is drawn.

Written Amount

Write out the amount in words (e.g,, "twenty dollars"). Having the amount in two places helps in case the check gets ripped, smeared, or otherwise damaged. Make sure to start writing close to the left-hand size of the check (again, to prevent someone from adding to the check). You need to write out the cents as well. You can write cents as a fraction over 100 (25/100). If there are no cents you can write "twenty dollars only" or write a fraction with zeros on top (00/100). After you have written the amount, draw a line all the way over to the right side of the check (or to the word "dollars" if your check has that word printed on it. Again, this is to prevent people from adding other words.

Numeric Amount

Write the amount neatly and clearly as close as possible to the dollar sign, with the dollars and cents clearly distinguished (#3)

void

after a mistake is made, write this word so no one can use the check

memo

brief description (#5)

endorse

signing a check so it can be cashed

balance forward

the amount in your account

amount line

the line you write the amount of the check in words

account number

the number at the bottom of a check that tells the bank where to get the money from

signature line

the place on a check where you sign your name

check

what you can use instead of a card or cash

credit

when money goes in your account

debit

when money goes out of your account

register

where you write the amount the check was written for so you can keep track

Pay to the order of

where you write the person's name you are paying (#2)

Date check is written

write today's date (#1)

Payee of a check (your name and address)

you're the one who wrote it, upper left