371 Exam 2 Questions

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On December 33​, ​2007, the common stock of Google Inc.​ (GOOG) was trading for ​$681.53. One year later the shares sold for only ​$279.43. Google has never paid a common stock dividend. What rate of return would you have earned on your investment had you purchased the shares on December 3​, ​2007? The rate of return you would have earned is nothing​%

-59.00%

You have invested in a project that has the following payoff​ schedule: Probability of Payoff Occurrence ​ $40 | .15 ​ $50 | .20 ​ $60 | .30 ​ $70 | .30 ​ $80 | .05 What is the expected value of the​ investment's payoff?​ (Round to the nearest​ $1.) A.$60 B.$65 C.$58 D.$70

58

Lei​ Materials' balance sheet lists total assets of $1.04 ​billion, $197 million in current​ liabilities, $413 million in​ long-term debt, $430 million in common​ equity, and 58 million shares of common stock. If​Lei's current stock price is $46.81​, what is the​ firm's market-to-book​ ratio? The​ market-to-book ratio is

6.31

Snort and Smiley Incorporated has a debt ratio of​ .42, noncurrent liabilities of​ $20,000, and total assets of​$70,000. What is Snort and​ Smiley's level of current​ liabilities? A. ​$12,340 B. ​$10,600 C. ​$9,400 D. ​$8,400

C. ​$9,400

Treize​ Industries' common stock has an expected return of​ 13% and a beta of 1.3. If the expected riskminus−free return is​ 3%, what is the expected return for the market​ (round your answer to the nearest​ .1%)? A. ​7.7% B. ​10.0% C. ​10.7% D. ​9.6%

C. ​10.7%

Tanzlin​ Manufacturing's common stock has a beta of 1.5. If the expected riskminus−free return is​ 2% and the expected return on the market is​ 14%, what is the expected return on the​ stock? A. ​21.0% B. ​13.5% C. ​20.0% D. ​16.8%

C. ​20.0%

The 2010 law which prevents banks that take deposits from engaging in proprietary trading is known as A.The Gramm−Leachminus−Bliley Act. B.Sarbanes−Oxley. C.The Dodd−Frank ​(Wall Street Reform and Consumer​ Protection) Act. D.The Glassminus−Steagall Act.

C.The Doddminus−Frank ​(Wall Street Reform and Consumer​ Protection) Act.

Which of the following is consistent with the semi−strong form efficient market​ hypothesis? A.stocks that have performed well over the past year continue to perform well for several more months. B.a company announces higher than expected sales and earnings. The stock price remains unchanged. C.so−called value stocks outperform growth stocks. D.a company announces higher than expected sales and earnings. The stock price immediately increases by​ 10%.

D.a company announces higher than expected sales and earnings. The stock price immediately increases by​ 10%.

The principal reason for preparing common size statements is A. to make meaningful comparisons between firms in different industries. B. to make meaningful comparisons between different quarters within the fiscal year. C. to eliminate the effects of inflation. D. to make meaningful comparisons between firms that are not the same size.

to make meaningful comparisons between firms that are not the same size

Cash and marketable securities ​$300,000, Accounts receivable ​2,215,000, Inventories ​1,837,500, Prepaid expenses ​24,000, Total current assets ​$3,286,500 Fixed assets ​2,700,000, Less: accumulated depreciation ​1,087,500, Net fixed assets ​$1,612,500, Total assets ​$4,899,000, Accounts payable ​$240,000 ,Notes payable ​825,000, Accrued taxes ​42,500, Total current liabilities ​$1,107,000, Long−term debt ​975,000, Owner's equity ​2,817,000, Total liabilities and​ owner's equity ​$4,899,000, Net sales​ (all credit) ​$6,375,000, Less: Cost of goods sold ​4,312,500, Selling and administrative expense ​1,387,500, Depreciation expense ​135,000, Interest expense ​127,000, Earnings before taxes ​$412,500, Income taxes ​225,000, Net income ​$187,500, Common stock dividends ​$97,500, Change in retained earnings ​$90,000 Based on the information in Table​ 1, the net profit margin is A.5.33%., B.4.61%., C.1.97%., D.2.94%.

2.94

Given an accounts receivable turnover of 8 and annual credit sales of​ $362,000, the average collection period ​(360minus−day ​year) is A. 60 days. B. 90 days. C. 45 days. D. 75 days.

45 days.

Which of the following has a beta of​ zero? A. A riskminus−free asset B. The market C. A highminus−risk asset D. Both A and B

A. A riskminus−free asset

Which of the following has a beta of​ 1? A. The market B. The 1 year Tminus−Bill C. The 10 year Tminus−Bond D. The Dowminus−Jones Industrial Average

A. The market

Beta is the slope of a straight line that best fits the returns on an asset plotted against the return on A. a broad market index. B. a portfolio of companies in the same industry. C. inflation. D. treasury bonds

A. a broad market index.

The market risk premium is measured by A. market return less riskminus−free rate. B. standard deviation. C. beta. D. Tminus−bill rate.

A. market return less riskminus−free rate.

Firms that wish to raise funds for investment purposes issue securities in the A. primary markets. B. secondary markets. C. primary and secondary markets. D. intermediary markets.

A. primary markets.

Characteristics of typical bonds include all of the following except A. the dividend rate. B. the coupon rate C. the par value. D. the maturity date.

A. the dividend rate.

Michael Lynch invested​ $10,000 in the Rearguard Fund four years ago. All earnings were reinvested in the fund. If his compound annual rate of return was​ 7%, what is his investment worth today​ (round to the nearest​dollar)? A.$13,108 B.$763 C.$10,700 D.$12,800

A. ​$13,108

Spinnit, Limited has a debt ratio of​ .57, current liabilities of​ $14,000, and total assets of​ $70,000. What is the level of​ Spinnit, Limited's total​ liabilities? A. ​$39,900 B. ​$24,600 C. ​$25,900 D. ​$53,900

A. ​$39,900

Your portfolio consists of​ $3,000 in ABC​ stock, $4,500 of DEF stock and​ $2,500 of GHI stock. Expected rates of return are ABC​ 5%, DEF​ 12%, and GHI​ 16%. What is the portfolio expected rate of​ return? A. ​10.9% B. ​12.0% C. ​11.4% D. ​16.0%

A. ​10.9%

You are considering investing in a firm that has the following possible​ outcomes: Economic​ boom: probability of​ 25%; return of​ 25% Economic​ growth: probability of​ 60%; return of​ 15% Economic​ decline: probability of​ 15%; return of minus−​5% What is the expected rate of return on the​ investment? A.14.5% B.11.7% C.25.0% D.15.0%

A. ​14.5%

The expected return on the market portfolio is currently​ 11%. Battmobile Corporation stockholders require a rate of return of​ 23.0%, and the stock has a beta of 2.5. According to​ CAPM, determine the riskminus−free rate. A.3.0% B.2.75% C.17.5% D.9.2%

A. ​3.0% Cost of Equity (Ke) = Rf + beta*(Rm-Rf) --> Rf = (Ke - Beta(Rm)) / (1-beta)

Roddy Richards invested​ $12014.88 in Wolverine Meat Distributors​ (W.M.D.) five years ago. The investment had yearly arithmetic returns of minus−​9.7%, minus−​8.1%, ​15%, 7.2%, and​ 15.4%. What is the arithmetic average return of Roddy​ Richard's investment? A.3.96% B.15.1% C.2.42% D.5.18%

A. ​3.96%

Siebling Manufacturing​ Company's common stock has a beta of .8. If the expected risk−free return is​ 2% and the market offers a premium of​ 8% over the risk−free ​rate, what is the expected return on​ Siebling's common​ stock? A.8.4% B.7.8% C.13.4% D.14.4%

A. ​8.4% Given (market return- Risk free rate)=8% Expected return - Risk free rate+ Beta*( market return- Risk free rate) =2+.8*(8)= 8.4%

A stock with a beta greater than 1.0 has returns that are​ ________ volatile than the​ market, and a stock with a beta of less than 1.0 exhibits returns which are​ ________ volatile than those of the market portfolio. A.more, less B.less, less C.less, more D.more, more

A. ​more, less

Which of the following is true about Preferred​ Stock? A.Preferred dividends must be paid before the company can pay a dividend on its common stock. B.Like​ bonds, preferred stock always has a maturity date at which time the issue price must be repaid to shareholders. C.In most​ cases, if a company fails to pay a preferred dividend when it is due the preferred shareholders have no right to collect that dividend in the future. D.Preferred shareholders always have voting rights.

A.Preferred dividends must be paid before the company can pay a dividend on its common stock.

Which of the following is true about​ bonds? A.They have a fixed​ maturity, and they pay an amount equal to the maturity value times the coupon rate each year. B.Their interest rate always varies with the Consumer Price Index C.At maturity of the​ bond, the investor receives the market price of the bond. D.They are obligations from the investor to the corporation.

A.They have a fixed​ maturity, and they pay an amount equal to the maturity value times the coupon rate each year.

Which of the following ratios indicates how rapidly the​ firm's credit accounts are being​ collected? A.Gross profit margin B.Debt ratio C.Accounts receivable turnover ratio D.Fixed asset turnover

Accounts receivable turnover ratio

Airspot​ Motors, Inc. has $2,476,600 in current assets and $854,000 in current liabilities. The​ company's managers want to increase the​ firm's inventory, which will be financed using​ short-term debt. How much can the firm increase its inventory without its current ratio falling below 2.1 ​(assuming all other current assets and current liabilities remain​ constant)? Airspot​ Motors, Inc. could add up to ​$____ in inventories.

Airspot​ Motors, Inc. could add up to ​$62,1091 in inventories.

Calculate​ Raconteurs' current ratio and​ acid-test (quick) ratio. b. Benchmark ratios for the current and​ acid-test (quick) ratio are 1.45 and 1.231​, respectively. What can you say about the liquidity of​ Raconteur's operations based on these two​ ratios? a. Calculate​ Raconteurs' current ratio and​ acid-test (quick) ratio. ​Raconteurs' current ratio is 1.56. ​(Round to two decimal​ places.) ​Raconteurs' acid-test ratio is.72. ​(Round to two decimal​ places.) b. Benchmark ratios for the current and​ acid-test (quick) ratio are 1.45 and 1.23​, respectively. What can you say about the liquidity of​ Raconteur's operations based on these two​ ratios? ​(Select all the correct choices from​below.) A.Raconteurs' acid-test ratio indicates higher liquidity than its current ratio and​ Raconteur's acid-test ratio shows higher liquidity when compared against the industry average. B.Based on its current​ ratio, Raconteurs, Inc. is slightly more liquid than the peer group since its current ratio is higher. C.Based on its current​ ratio, Raconteurs, Inc. is slightly less liquid than the peer group since its current ratio is higher. D.Raconteurs' acid-test ratio indicates lower liquidity than its current ratio and​ Raconteur's acid-test ratio shows lower liquidity when compared against the industry average.

B &D Based on its current​ ratio, Raconteurs, Inc. is slightly more liquid than the peer group since its current ratio is higher. ​Raconteurs' acid-test ratio indicates lower liquidity than its current ratio and​ Raconteur's acid-test ratio shows lower liquidity when compared against the industry average.

On​ average, when the overall market changes by​ 10%, the stock of Veracity Communications changes​ 12%. ​Veracity's beta is A. ​12%. B. 1.2. C. ​8.33%. D. Insufficient information is provided

B. 1.2. (stock/mkt)

Which of the following is included in the denominator of the timesminus−interestminus−earned ​ratio? A. Lease payments B. Interest expense C. Gross profit D. Principal payments

B. Interest expense

Which of the following financial ratios is the best measure of how effectively a​ firm's management is serving its​ stockholders? A.Debt ratio B.Return on equity C.Current ratio D.ACP

B. Return on equity

You are considering buying some stock in Continental Grain. Which of the following is an example of nondiversifiable​ risk? A.Risk resulting from an explosion in a grain elevator owned by Continental B.Risk resulting from a general decline in the stock market C.Risk resulting from a news release that several of​ Continental's grain silos were tainted D.Risk resulting from an impending lawsuit against Continental

B. Risk resulting from a general decline in the stock market

Secondary markets A. are an important vehicle for established firms to raise additional money for expansion. B. are concerned with the trading of previously issued securities between investors. C. function as a place for​ smaller, less wellminus−known firms to issue securities. D. are a means by which funds are cycled from savers to borrowers.

B. are concerned with the trading of previously issued securities between investors.

The principal savers in the financial markets are A. governments. B. individuals. C. banks. D. businesses.

B. individuals.

The capital asset pricing model A.depicts the total risk of a security. B.provides a risk−return trade−off in which risk is measured in terms of beta. C.provides a risk−return trade−off in which risk is measured in terms of the market returns. D.measures risk as the correlation coefficient between a security and market rates of return.

B. provides a risk−return trade−off in which risk is measured in terms of beta.

Portfolio X Portfolio Y Portfolio Z Expected return ​9.5% |​ 8.8% | ​9.5% Standard deviation ​4.9% |​ 5.5% ​| 5.5% If an investor must choose between investing in either portfolio X or portfolio​ Y, then A.she will always choose portfolio Y over portfolio X. B.she will always choose portfolio X over portfolio Y. C.she will be indifferent between investing in portfolio X and portfolio Y. D.none of the above.

B. she will always choose portfolio X over portfolio Y. (Expected return ​9.5%, Standard deviation ​4.9%)

All of the following operate as financial intermediaries EXCEPT A. commercial banks. B. the U. S. Treasury C. mutual funds. D. insurance companies.

B. the U. S. Treasury

The difference between returns on stocks and government bonds is known as A.the​ risk/reward paradox. B.the equity risk premium. C.the risk and return tradeoff. D.the maturity premium.

B. the equity risk premium.

Madison was hired to design and decorate the offices of a large pharmaceutical company. She accidentally read a report indicating that a new drug had just been approved by the Food and Drug administration. She immediately bought the​ company's stock which doubled in price over the following week. This outcome is inconsistent with A. the semiminus−strong form efficient market hypothesis. B. the strong form efficient market hypothesis. Her action was probably illegal. C. the weakminus−form efficient market hypothesis. D. all of the above.

B. the strong form efficient market hypothesis. Her action was probably illegal.

Lorna​ Dome, Inc. has an annual interest expense of​ $30,000. Lorna​ Dome's times−interest−earned ratio is 4.2. What is Lorna​ Dome's operating​ income? A.$57,000 B.$126,000 C.$57,600 D.$96,000

B. ​$126,000

Colton Corp. has current assets of​ $4.5 million. The current ratio is 1.25 and the quick ratio is 0.75. What is the amount of​ Colton's current liabilities​ (in millions)? A.$1.8 B.$3.6 C.$2.4 D.$2.9 E.$4.5

B. ​$3.6

Marcus Berger invested​ $9842.33 in Hawkeye​ Hats, Inc. four years ago. He sold the stock today for​$11,396.22. What is his geometric average​ return? A. ​2.98% B. ​3.73% C. ​3.95% D. There is insufficient information to derive an answer.

B. ​3.73%

Each of the following is true of Mutual Funds EXCEPT A.Mutual Fund shares must be bought from or sold to the Fund by investors. B.An index fund is the fund with the highest expenses payable by investors. C.The NAV is the total value of stock held by the fund divided by the number of outstanding shares in the mutual fund. D.Funds can be classified as load or nominus−load funds.

B.An index fund is the fund with the highest expenses payable by investors.

A​ firm's average collection period has decreased significantly from the previous year. Which of the following could possibly explain the​ results? A. The firm has a stricter collection policy. B. Customers are taking longer to pay for purchases. C. Customers are paying off their accounts quicker. D. Both A and C.

Both A and C.

If you hold a portfolio made up of the following​ stocks: Investment Value Beta Stock A ​$2,000 1.5 Stock B ​$5,000 1.2 Stock C ​$3,000 .8 What is the beta of the​ portfolio? A.1.32 B.1.17 C.1.14 D.Can't be determined from information given

C. 1.14

Smart and Smiley Incorporated has an average collection period of 74 days. What is the accounts receivable turnover ratio for Smart and​ Smiley? A. 2.47 B. 2.66 C. 4.93 D. 1.68

C. 4.93 Accounts receivable turnover ratio: = 365/Average collection period = 365/74 = 4.93 times

A firm that wants to know if it has enough cash to meet its bills would be most likely to use which kind of​ratio? A. Efficiency B. Leverage C. Liquidity D. Profitability

C. Liquidity

Which of the following is the best indicator of​ management's effectiveness at generating profits relative to the​firm's assets? A. Quick ratio B. Accounts receivable turnover C. Return on assets D. Fixed assets turnover

C. Return on assets

Which of the following industries has the highest average inventory turnover​ ratio? A.Jewelry stores B.Retail clothing stores C.Supermarkets D.Automobile dealerships

C. Supermarkets

Which of the following ratios would be the most useful in evaluating the ability of a firm to meet its short−term ​obligations? A. Total asset turnover B. Operating profit margin C. The quick ratio​ (acid test) D. Return on equity

C. The quick ratio​ (acid test)

Which of the following best measures an​ asset's risk? A. The probability distribution B. Expected return C. The standard deviation D. The cash return

C. The standard deviation

If a​ company's average collection period is higher than the industry​ average, then the company might​ be: A. too tough in collecting its accounts. B. enforcing credit conditions upon its customers which are too stringent. C. allowing its customers too much time to pay their bills. D. too liquid.

C. allowing its customers too much time to pay their bills.

The appropriate measure for risk according to the capital asset pricing model is A.probability of correlation. B.alpha. C.beta. D.the standard deviation of a​ firm's cash flows.

C. beta.

Which of the following financial instruments entails the most risk and potentially the highest returns for​investors? A.debt with a maturity of less than one year B.bonds C.common stock D.preferred stock

C. common stock

Currently, the expected return on the market is​ 12.5% and the required rate of return for​ Alpha, Inc. is​ 12.5%. Therefore,​ Alpha's beta must be A. greater than 1.0. B. less than 1.0. C. equal to 1.0. D. unknown based on the information provided.

C. equal to 1.0.

Roddy Richards invested​ $12014.88 in Wolverine Meat Distributors​ (W.M.D.) five years ago. The investment had yearly arithmetic returns of minus−​9.7%, minus−​8.1%, ​15%, 7.2%, and​ 15.4%. How much money did Roddy Richards receive when he sold his shares of​ W.M.D.? A. ​$12,014.88 B. ​$13,663.47 C. ​$14,184.73 D. ​$12,398.42

C. ​$14,184.73

Which of the following comparisons are used to assess a​ company's current​ performance? A. Industry average comparisons. B. Same company ratios from recent past years. C. Comparisons with a selected company or group of companies having similar characteristics. D. All of the above.

D. All of the above.

If you were given the components of current assets and of current​ liabilities, what​ ratio(s) could you​ compute? A.Current ratio B.Average collection period C.Acid test or quick ratio D.Both A and C E.All of the above

D. Both A and C

You are considering investing in Ford Motor Company. Which of the following is an example of diversifiable​risk? A.Risk resulting from an expected recession B.Risk resulting from interest rates decreasing C.Risk resulting from the possibility of a stock market crash D.Risk resulting from uncertainty regarding a possible strike against Ford

D. Risk resulting from uncertainty regarding a possible strike against Ford

The security market line​ (SML) relates risk to​ return, for a given set of market conditions. If expected inflation​increases, which of the following would most likely​ occur? A.Beta would increase. B.The slope of the SML would increase. C.The market risk premium would increase. D.The SML line would shift up.

D. The SML line would shift up.

Which of the following is a good measure of the relationship between an​ investment's returns and the​market's returns? A. The​ S&P 500 Index B. The CPI C. The standard variation D. The beta coefficient

D. The beta coefficient

Jayden spends a lot of time studying charts of stocks past​ performance, but his investment return are only average. This outcome supports A. the semiminus−strong form efficient market hypothesis. B. the strong form efficient market hypothesis. C. the weakminus−form efficient market hypothesis. D. all of the above.

D. all of the above.

What is the reason for computing the acid test ratio in addition to the current​ ratio? A.inventory is the best collateral for short term loans. B.compared to accounts​ receivable, inventory balances may be difficult to verify C.inventory is the most liquid of the liquid assets. D. a​ firm's inventory may not be particularly liquid.

D. a​ firm's inventory may not be particularly liquid.

Investors in common stock increase their wealth when the A.the market value of the stock goes up. B.when the stock pays a dividend. C.when the stock pays interest on the original investment. D.both A and B.

D. both A and B.

The beta of ABC Co. stock is the slope of A. the security market line. B. the characteristic line for a plot of returns on the​ S&P 500 versus returns on shortminus−term Treasury bills. C. the arbitrage pricing line. D. the line of best fit for a plot of ABC Co. returns against the returns of the market portfolio for the same period.

D. the line of best fit for a plot of ABC Co. returns against the returns of the market portfolio for the same period.

The market for short−term debt is known as A. the capital market. B. the bond market. C. the notes market. D. the money market.

D. the money market.

The Security Market Line intercepts the vertical axis at A.beta​ = 1. B.the expected return on asseti equals the expected rate of return on the market portfolio. C.the market risk premium. D.the risk−free rate.

D. the risk−free rate.

The principal participants in in the financial markets are A. ​dealers, brokers, regulators. B. ​businesses, banks, government. C. mutual​ finds, hedge​ funds, investment bankers. D. ​borrowers, savers, financial institutions.

D. ​borrowers, savers, financial institutions.

All tend to weaken the semi−strong form Efficient Market Hypothesis​ EXCEPT:A.ACG, Inc. performed well for the past six​ months, but they just lost a major distribution​ contract, but the price of ACG stock continues to go up. B.Muguet Company consistently underperforms the market in​ October, but outperforms the market in May. C.Louisville​ Slugger, Inc., gets a contract to supply bats for Little League​ play, a contract it never had​before, and stock price remains stable.D.There is publicly available information that Boeing Aircraft has procured a contract to build 25 planes for the U.S. Government and the price of Boeing quickly goes up.

D.The semi-strong form Efficient Market Hypothesis says that prices of security adjusts very quickly to the newly available information in the market about the security.So,all the options weakens the semi-strong form Efficient Market Hypothesis except option (a) because in option a market quickly reacted to the information of contract by making the price of boeing going up which is clearly a signal of semi-strong form Efficient Market Hypothesis. The efficient market hypothesis states it's impossible to "beat the market" bc stock market efficiency causes existing share prices to always incorporate and reflect all relevant information.The info is disclosed and thus incorporated in D, thus it is in compliance with the Efficient Market Hypothesis.

Which of the following transactions does NOT affect the quick​ ratio? A. Land held for investment is sold for cash. B. Equipment is purchased and is financed by a longminus−term debt issue. C. Inventories are sold on a credit basis. D. Inventories are sold for cash.

Equipment is purchased and is financed by a longminus−term debt issue.

A security with a beta of zero has a required rate of return equal to the overall market rate of return. True False

False

A stock with a beta of 1.0 would on average earn the risk−free rate. True False

False

ABC Corporation issued and sold 10 shares of stock to Irene​ Investor, a private individual. This represents a secondary market transaction. True False

False

Capital markets are markets for short term debt instruments maturing in less than one​ year, and money markets are markets for long term debt instruments maturing in more than one year. True False

False

On a common size income​ statement, EBIT is equal to​ 100%. True False

False

If a market is weak form​ efficient, an investor can make higher than expected profits by studying the past price patterns of a stock. True False

False; this is strong-form

The​ S&H Construction Company expects to have total sales next year totaling $15,100,000. In​ addition, the firm pays taxes at 35percent and will owe $316,000 in interest expense. Based on last​ year's operations the​ firm's management predicts that its cost of goods sold will be 61 percent of sales and operating expenses will total 35 percent. What is your estimate of the​ firm's net income​ (after taxes) for the coming​ year?

Pro-Forma Income Statement Sales$15,100,000 Cost of goods sold(9,211,000) Gross profit$5,889,000 Operating expenses(5,285,000) Net operating income$604,000 Interest expense(316,000) Earnings before taxes$288,000 Taxes(100,800) Net income-$187,200

​Snype, Inc. has an accounts receivable turnover ratio of 7.3. Stork Company has an accounts receivable turnover ratio of 5.0. Which of the following statements is​ correct? A.Snype has a lower accounts receivable account on average than does Stork Company. B.Stork Company has​ (on average) a lower accounts receivable account than does Snype. C.Snype's average collection period is less than​ Stork's. D.Stork's average collection period is less than​ Snype's.

Snype's average collection period is less than​ Stork's.

Banks that are financial intermediaries generate earnings when they facilitate the transfer of money from savers to borrowers by paying savers a smaller return than they demand from borrowers.

True

Bonds are less risky than are stocks because their return is more predictable. True False

True

By using common size income​ statements, firms can determine how various expenses as a percentage of total sales changed from period to period. True False

True

Colin, a private​ individual, sold one thousand shares of stock in DEF Corporation to​ Colleen, also a private individual. This represents a secondary market transaction. True False

True

It is impossible to eliminate all risk through diversification. True False

True

Mutual Funds and ETFs provide the investor a chance to diversify without having to buy shares in numerous corporations. True False

True

Over the long​ term, mutual fund fee and expenses can have a significant impact on returns. True False

True

The financial crisis of 2008 and was caused in part by declining real estate values and defaults on mortgage payments. True False

True

Venture capital funds play an important role in the initial financing of new businesses. True False

True

When assets are positively​ correlated, they tend to rise or fall together. True False

True

​Historically, in the United States stocks have had higher returns and greater volatility than have government bonds. True False

True

If an individual with inside information can make higher than expected​ profits, the market is no more than semi−strong form efficient. True False

True; it is not strong-form because strong form assumes that even insider info is of no use- all info public or private is reflected in prices.

Roddy Richards invested​ $12014.88 in Wolverine Meat Distributors​ (W.M.D.) five years ago. The investment had yearly arithmetic returns of −​9.7%, −​8.1%, ​15%, 7.2%, and​ 15.4%. What is the geometric average return of​ Roddy's Richard's​ investment? A.3.38% B.6.96% C.8.78% D.4.63%

Value of investment after 5 years=12014.88* (1-9.7%) * (1-8.1%) * (1+15%) * (1+7.2%) * (1+15.4%)=14184.73 Geometric mean=(14184.73/12014.88)^(1/5)-1 =3.38%

Johnson​ Manufacturing, Inc., is considering several investments. The rate on Treasury bills is currently 6.5 ​percent, and the expected return for the market is 11.5 percent. What should be the expected rate of return for each investment​ (using the​ CAPM)? A-Beta=1.69 B=0.96 C=0.63 D=1.33 a. The expected rate of return for security​ A, which has a beta of 1.69​, is ____​%.

a. 14.95% b. 11.3% c. 9.65% d. 13.15%

Related to Checkpoint​ 8.1) ​(Computing the portfolio expected rate of​ return) Penny inherited a​$200,000 portfolio of investments. The portfolio is comprised of Treasury bills and stock in Ford​ (F) and Harley Davidson​ (HOG): a. Based on the current portfolio composition and the expected rates of​ return, what is the expected rate of return for​ Penny's portfolio?b. If Penny wants to increase her expected portfolio rate of​ return, she can increase the allocated weight of the portfolio she has invested in stock​ (Ford and Harley​ Davidson) and decrease her holdings of Treasury bills. If Penny moves all her money out of Treasury bills and splits it evenly between the two​ stocks, what will be her expected rate of​ return? c. If Penny does move money out of Treasury bills and into the two​ stocks, she will reap a higher expected portfolio​ return, so why would anyone want to hold Treasury bills in their​ portfolio?a. Based on the current portfolio composition and the given expected rates of​ return, the expected rate of return for​ Penny's portfolio is __%

a. 7.83% b.10.11% c.Although Treasury bills have a lower expected rate of return then​ stocks, they are​ risk-free compared to other securities.​ Therefore, many people include Treasury bills in their portfolios to lower the risk of their portfolios.

Your father just learned from his financial advisor that his retirement portfolio has a beta of 1.85 He has turned to you to explain to him what this means. ​ Specifically, describe what you would expect to happen to the value of his retirement fund if the following were to​ occur: a. The value of the market portfolio rises by 1010 percent. b. The value of the market portfolio drops by 1010 percent. c. Is your​ father's retirement portfolio more or less risky than the market​ portfolio? a. If the value of the market portfolio rises by 1010​%, then the value of your​ father's retirement fund should ▼ increase/decrease by nothing​%

a. increase, 18.5%= (Beta*%) b. decrease, -18.5% c.more risky; systematic risk = greater than portfolio beta

Holding all other variables​ constant, which of the following could cause a​ firm's current ratio to decrease from 3.0 to​ 2.5? An increase in A. accounts receivable B. long−term debt C. inventory D. accounts payable

accounts payable

Common size balance sheets represent all figures on the balance sheet A. as a percentage change from the previous year. B. as a percentage of peer group sales. C. percentages of the current​ year's sales. D. as a percentage of total assets.

as a percentage of total assets

Common size income statements represent all figures on the income statement A. as a percentage change from the previous year. B. as a percentage of some benchmark figure. C. percentages of the current​ year's sales. D. as a percentage of total assets.

percentages of the current​ year's sales

Sputter Motors has sales of​ $3,450,000, total assets of​ $1,240,000, cost of goods sold of​ $2,550,000, and an inventory turnover of 6.38. What is the amount of​ Sputter's inventory? A.$399,687 B.$543,000 C.$638,112 D.$421,054

​$399,687


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