BRAE 321 Homework 9
Permanent partial disability is the condition that exists when an injured employee is not expected to recover fully.
True
Temporary disability is the state that exists when it is probable that an injured employee will be able to resume employment.
True
The origin of the N95 mask can be traced back to a cotton mask made to battle the pneumonic plague.
True
There is a dark side to workers' compensation that includes employee abuse, dishonest doctors, false claims, and stolen premiums.
True
Today, all fifty states, the District of Columbia, Guam, and Puerto Rico have workers' compensation laws.
True
If employers go out of business, they are not liable to injured employees.
False
There are no serious problems with workers' compensation in the United States.
False
Workers may not bypass the workers' compensation system and sue even if the employer has been reckless.
False
Workers' compensation laws are uniform from state to state.
False
The modern N95 Mask started based on the design of the following other item at 3M
A Bra Cup
The N95 mask can protect your from which of the following? (select all that apply) A. Volcanic Ash B. Smoke C. CO2 D. Multidrug-resistant Tuberculosis E. Water Vapor
A. Volcanic Ash B. Smoke D. Multidrug-resistant Tuberculosis
All employees are covered under the workers' compensation laws except which one of the following?
Ag. Employees
Insurance rates are affected by all the factors listed below except which of the following? A. Types of Work Performed B. Profit / Loss of the Company C. # of employees D. Potential Future Losses
B. Profit / Loss of the Company
Which of the following are objectives of Workers' Compensation? A. Decrease in productivity B. Rehabilitation of the injured employee C. Replacement of income D. Prevention of accidents E. Assign Fault F. Increase government involvement in Worker's welfare G. Cost allocation
B. Rehabilitation of the injured employee C. Replacement of Income D. Prevention of accidents G. Cost Allocation
Which of the following statements are problems with workers' compensation? A. Lost income not adequately replaced B. Effectiveness of cost allocation C. Number of accidents not decreased D. All of the Above
D. All of the Above
When the employer is classified by type, which one of the following methods is used to determine the premium rate?
Experience Rating
A person who accepts a service contract to perform a specific task is considered an employee of the company.
False
All workers are covered under the workers' compensation laws.
False
The 95 in the name N95 means which of the following?
Removes 95% of airborne particles
Workers' compensation applies when an injury can be categorized as arising out of employment or occurring in the course of employment.
True
Workers' compensation was developed to allow injured employees to be compensated without the need for litigation.
True
The following are all approaches used to settle a workers' compensation claim except:
Union Arbitration