Business 4
KPI
A Key Performance Indicator is a measurable value that demonstrates how effectively a company is achieving key business objectives. Organizations use KPIs at multiple levels to evaluate their success at reaching targets.
Currently assets
A current asset is an item on an entity's balance sheet that is either cash, a cash equivalent, or which can be converted into cash within one year. Examples of current assets are: Cash, including foreign currency. Investments, except for investments that cannot be easily liquidated. Prepaid expenses.
perferred stock
A preferred stock is a class of ownership in a corporation that has a higher claim on its assets and earnings than common stock. Preferred shares generally have a dividend that must be paid out before dividends to common shareholders, and the shares usually do not carry voting rights.
Revenue stream
A revenue stream is a form of revenue. It is considered one of the building blocks of a business model canvas, revealing the earning a business makes from all the methods by which money comes in. Revenue streams may be characterized. For example, a revenue stream has volatility, predictability, risk, and return.
Audit
An audit is an objective examination and evaluation of the financial statements of an organization to make sure that the records are a fair and accurate representation of the transactions they claim to represent. It can be done internally by employees of the organization, or externally by an outside firm.
Income statements
An income statement is a financial statement that reports a company's financial performance over a specific accounting period. Financial performance is assessed by giving a summary of how the business incurs its revenues and expenses through both operating and non-operating activities.
sales of assets
Asset sales are often accomplished through the sales of individual loans or pools of whole loans. Asset sales are nonrecourse sales that are also sometimes accomplished through the securitization of the bank's receivables.
B2B/B2C
Business-to-business (B2B) refers to a situation where one business makes a commercial transaction with another. This typically occurs when: A business is sourcing materials for their production process (e.g. a food manufacturer purchasing salt). Business to consumer (B2C) is business or transactions conducted directly between a company and consumers who are the end-users of its products or services. The business-to-consumer as a business model differs significantly from the business-to-business model, which refers to commerce between two or more businesses.
Debt captial
Debt capital is the capital that a business raises by taking out a loan. It is a loan made to a company that is normally repaid at some future date. ... A company that is highly geared (UK), or leveraged (US), has a high debt-to-equity capital ratio. As we already said that debt capital is a loan.
Debts
Debt is an amount owed for funds borrowed. The lender agrees to lend funds to the borrower upon a promise by the borrower to pay interest on the debt, usually with the interest to be paid at regular intervals.
Generally accepted accounting
GAAP (generally accepted accounting principles) is a collection of commonly-followed accounting rules and standards for financial reporting. The acronym is pronounced "gap." GAAP specifications include definitions of concepts and principles, as well as industry-specific rules.
Gross profits
Gross profit is a company's total revenue (equivalent to total sales) minus the cost of goods sold. Gross profit is the profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.
Risk return
Higher risk is associated with greater probability of higher return and lower risk with a greater probability of smaller return. This trade off which an investor faces between risk and return while considering investment decisions is called the risk return trade off.
Online marketing
Internet marketing, or online marketing, refers to advertising and marketing efforts that use the Web and email to drive direct sales via electronic commerce, in addition to sales leads from Web sites or emails.
Equity capital
Invested money that, in contrast to debt capital, is not repaid to the investors in the normal course of business. It represents the risk capital staked by the owners through purchase of a company's common stock (ordinary shares). ... Also called equity financing or share capital.
Liquidity
Liquidity describes the degree to which an asset or security can be quickly bought or sold in the market without affecting the asset's price. Market liquidity refers to the extent to which a market, such as a country's stock market or a city's real estate market, allows assets to be bought and sold at stable prices
Risk return ratio
Many investors use a risk/reward ratio to compare the expected returns of an investment to the amount of risk undertaken to capture these returns.
Net income
Net income (NI) is a company's total earnings (or profit); net income is calculated by taking revenues and subtracting the costs of doing business such as depreciation, interest, taxes and other expenses.
Owners equity
Owner's equity represents the owner's investment in the business minus the owner's draws or withdrawals from the business plus the net income (or minus the net loss) since the business began. Mathematically, the amount of owner's equity is the amount of assets minus the amount of liabilities
prime interst rate
Prime rate or prime lending rate is a term applied in many countries to reference an interest rate used by banks. The term originally indicated the interest rate at which banks lent to favored customers—i.e., those with good credit—but this is no longer always the case. Some variable interest rates may be expressed as a percentage above or below prime rate
Qualitative social media measurement
Qualitative reporting has less to do with hard numbers and more to do with the underlying meaning and interpretations behind those numbers. These are going to be the things that add meaning and value to your hard numbers.
Quantitative social media measurement
Quantitative reporting means presenting hard numbers as your measurements.
Accounting equation
The equation that is the foundation of double entry accounting. The accounting equation displays that all assets are either financed by borrowing money or paying with the money of the company's shareholders. Thus, the accounting equation is: Assets = Liabilities + Shareholder Equity.
Trade credit
Trade credit is the credit extended to you by suppliers who let you buy now and pay later. Any time you take delivery of materials, equipment or other valuables without paying cash on the spot, you're using trade credit.
Cash flow statement
a cash flow statement, also known as statement of cash flows, is a financial statement that shows how changes in balance sheet accounts and income affect cash and cash equivalents, and breaks the analysis down to operating, investing and financing activities
certificate of deposit
a certificate issued by a bank to a person depositing money for a specified length of time.
Balance sheet
a statement of the assets, liabilities, and capital of a business or other organization at a particular point in time, detailing the balance of income and expenditure over the preceding period.
Liababittles
a thing for which someone is responsible, especially a debt or financial obligation.
Operating expenses
are those expenditures that a business incurs to engage in any activities not directly associated with the production of goods or services (see an alternative definition at the bottom). These expenditures are the same as selling, general and administrative expenses
Zero-based budgeting
ero-based budgeting (ZBB) is a method of budgeting in which all expenses must be justified for each new period. Zero-based budgeting starts from a "zero base," and every function within an organization is analyzed for its needs and costs.
prime discount rate
he discount rate is used when the Federal Reserve makes a loan to a private bank or when commercial banks lend to each other. The prime rate, however, is the index that is used when consumer loan product rates are determined.
Sales revenue
income from sales of goods and services, minus the cost associated with things like returned or undeliverable merchandise. Also called "Sales", "Net Sales", "Net Revenue", and just plain "Revenue". Compare gross revenue. Also see the sample income statement.
Assets
is a piece of property or equipment purchased exclusively or primarily for business use. There are many different categories of assets including current and non-current, short-term and long-term, operating and capitalized, and tangible and intangible
Cookies/spam/malware
malware- software that is intended to damage or disable computers and computer systems. spam-send the same message indiscriminately to (large numbers of recipients) on the Internet. cookie. A small text file (up to 4KB) created by a website that is stored in the user's computer either temporarily for that session only or permanently on the hard disk (persistent cookie). Cookies provide a way for the website to recognize you and keep track of your preferences.
Current liababittles
mounts due to be paid to creditors within twelve months
Sentiment analysis
refers to the use of natural language processing, text analysis, computational linguistics, and biometrics to systematically identify, extract, quantify, and study affective states and subjective information.
Revenue
s the amount of money that a company actually receives during a specific period, including discounts and deductions for returned merchandise. It is the "top line" or "gross income" figure from which costs are subtracted to determine net income.
common stock
shares entitling their holder to dividends that vary in amount and may even be missed, depending on the fortunes of the company.
collateral
something pledged as security for repayment of a loan, to be forfeited in the event of a default. ( giving up your house to start a resturant)
Budget
statement of the financial position of an administration (as of a nation) for a definite period of time based on estimates of expenditures during the period and proposals for financing them b : a plan for the coordination of resources and expenditures develop a budget for her company c : the amount of money that is available for, required for, or assigned to a particular purpose a weekly budget for a family of five a budget of less than $3000
Data mining
the practice of examining large databases in order to generate new information
Cloud computing
the practice of using a network of remote servers hosted on the Internet to store, manage, and process data, rather than a local server or a personal computer.
Cash flow
the total amount of money being transferred into and out of a business, especially as affecting liquidity.