Chapter 15 ~ Test 3
When the housing bubble burst in 2006-2008 how many mortgages went into foreclosure? Question 15 options: 1) 1 million 2) 3 million 3) 7 million 4) 10 million
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What is one of the economic drives for large 'cookie cutter' subdivisions? Question 22 options: 1) Housing has historically been hard to build via assembly lines and other techniques of mass production 2) People only want to live in houses if the houses look just like somebody else's
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When there are small stocks of affordable housing people of modest means must often either spend too much for housing, relative to their income(s), or live in poor conditions. Question 23 options: 1) True 2) False
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An upswing is best described by which of the following in the building cycle? Question 5 options: 1) Building activity is more feverish, land prices increase and more speculative developments occur to capture the rising demand. 2) The lack of supply just as demand picks up leads to higher levels of construction. 3) The supply expands just as the demand falters. 4) There is limited investment and little building.
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During which phase of a building cycle is speculation often at its highest level? Question 6 options: 1) Trough 2) Peak 3) Upswing 4) Downswing
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Hoyt is associated with which of the following models of urban land use? Question 26 options: 1) the concentric zone(s) model 2) the sector model 3) the multiple nuclei model 4) the urban mosaic
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Which drive is associated with urban space as a political arena? Question 30 options: 1) the drive to minimize taxes 2) the drive to maximize residential benefits 3) both are associated with the city as political arena 4) none of these are associated with the city as political arena
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How many people currently live in self-built "slum" housing? Question 10 options: 1) 1 million 2) 50 million 3) 100 million 4) 1 billion
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The building cycles have a distinct periodicity. Which of the following shows that cycle? Question 2 options: 1) Trough, crash, upswing, peak, and downswing. 2) Crash, downswing, peak, upswing, and trough. 3) Upswing, peak, downswing, trough, and crash. 4) Trough, upswing, peak, downswing, and crash.
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Which of the following acronyms does NOT represent the strong neighborhood effects associated with urban housing? Question 21 options: 1) NIMBY 2) LULU 3) BANANA 4) PIBBY 5) All of these acronyms represent the strong neighborhood effects associated with urban housing
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Burgess is associated with which of the following models of urban land use? Question 27 options: 1) the concentric zone(s) model 2) the sector model 3) the multiple nuclei model 4) the urban mosaic
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Our textbook considers elements of the city in ways that include the city as all except: Question 1 options: 1) Divestment 2) Residence 3) A social context 4) Political arena
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Public housing can be defined as: Question 13 options: 1) Where a government agency provides accommodation for its citizens. 2) Where landlords rent out property to tenants. 3) Where households purchase a property. 4) Where emergency shelter is provided.
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Speculative housing production is said to be a sign of__________________. Question 12 options: 1) A large middle class 2) A large upper class 3) A large lower class 4) A balance between lower, middle and upper classes
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The urban landscape's built environment is a visible legacy of past building cycles, according to our textbook. Question 8 options: 1) True 2) False
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What is speculative building? Question 9 options: 1) Constructing custom designed dwellings 2) Assembling land and constructing dwellings for a general demand 3) Form of production dependent on microeconomic conditions 4) Self-built housing
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What is the vital prerequisite for mass homeownership? Question 14 options: 1) Education 2) Credit 3) Employment 4) Functioning neighborhoods
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Which of the following was not discussed in our definition of housing? Question 20 options: 1) Housing is a commodity because it is useful and can be priced 2) Housing is never treated as an economic object because one's Home is a given right 3) Housing is more expensive and more durable than most commodities 4) Housing is generally geographically immobile, unlike many other commodities
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According to our textbook, the 1977 Community Reinvestment Act directly prodded what? Question 16 options: 1) Subprime loans from banks 2) Predatory lending from lenders 3) Banks to lend in inner city communities 4) Relaxation of lending requirements
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Capital flows into the building of a city. When rates of return are expected to be _______ investment is most attracted to an area in the city. Question 7 options: 1) Low 2) Stable 3) High 4) Unfixed
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Do certain groups cluster together in distinct residential areas and why? Question 19 options: 1) Yes, it's only a matter of choice to be in a neighborhood of similar people. 2) Yes, but it's only a matter of constraints-there's no choice involved. 3) Yes, it's both a matter of choices and constraints. 4) No, people simply enter the city where they can.
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Harris & Ullman are associated with which of the following models of urban land use? Question 25 options: 1) the concentric zone(s) model 2) the sector model 3) the multiple nuclei model 4) the urban mosaic
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The built form of any large city is constructed in cycles. Building cycles occur, on average, every ______ years. Question 3 options: 1) 1-2 2) 3-5 3) 18-20 4) 180-200
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A downswing is best described by which of the following in the building cycle? Question 4 options: 1) There is limited investment and little building. 2) Higher levels of construction. 3) The housing supply is quite low just as demand for it surges. 4) Prices fall as supply exceeds demand.
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During the 20th century, the city of Detroit experienced: Question 29 options: 1) relatively slow population growth until the 1950s, followed by rapid growth in the following decades 2) significant growth through the 1940s, followed by a slight decline until the late 1990s 3) constant decline 4) explosive growth for 50 years, followed by a significant decline for 60 years
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In the developed world the average family size is ___________; so the demand for family style housing is ___________ while the demand for smaller accommodation is __________________. Question 17 options: 1) Increasing/increasing/decreasing 2) Increasing/decreasing/increasing 3) Increasing/decreasing/decreasing 4) Decreasing/decreasing/increasing
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Murdie is associated with which of the following models of urban land use? Question 28 options: 1) the concentric zone(s) model 2) the sector model 3) the multiple nuclei model 4) the urban mosaic
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Self-built housing is an important form of housing production. Why is it mostly found in the developing world? Question 11 options: 1) Occupiers hold no title to the land but pay taxes. 2) Occupiers pay taxes, but the shelter does not meet building code. 3) These illegal structures have public infrastructure. 4) These structures do not have land titles or meet building code.
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Which of the following models reflects the contemporary reality of the heterogeneous U.S. metropolitan areas? Question 18 options: 1) New migrants are moving into the cheaper central city areas and more established residents moving further out. 2) Socio-economic groups are arranged in different sectors of the city. 3) A layered model of concentric rings of households which are at different stages in the life cycle; socio-economic groups in specific sectors; and ethnic, racial, and other minorities in distinct clusters. 4) A composite model; around the central area are pockets of both concentrated poverty and gentrification, and in the inner ring there are suburbs in crisis with declining prices and aging housing stock.
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Which process can be said to underlie the Burgess model of urban land use? Question 24 options: 1) economic expansion 2) sprawl 3) industrialization 4) the movement of households in competitive fashions
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