Fair Housing and ADA

How should you respond if your buyer says the following? "We're looking for a three-bedroom, two-bathroom home. We have young children, so we want to make sure we're in a good neighborhood—somewhere safe, where we'll find a lot of good families and neighbor kids that we'd want our children to play with."

"If you provide me with specific neighborhood names, I can certainly look for homes in those areas. You can learn about the different neighborhoods in the area at neighborhoodscout.com."

Redlining

A discriminatory real estate practice in North America in which members of minority groups are prevented from obtaining money to purchase homes or property in predominantly white neighborhoods. The practice derived its name from the red lines depicted on cadastral maps used by real estate agents and developers. Today, redlining is officially illegal.

Which of these is an example of blockbusting?

A real estate agent approaches a homeowner as soon as a demographic shift starts to occur in her neighborhood and convinces her that she needs to sell now, or she'll never be able to sell.

Which of the following entities administers housing-related programs in Arizona?

Arizona Department of Housing

Renae moved to the U.S. from Nigeria and became a citizen. Which act specifically provides Renae with the right to buy, sell, convey, inherit, and possess property?

Civil rights act of 1866

Which of these statements accurately describes finance- and housing-related legislation?

D. The Civil Rights Act of 1866 provided every U.S. citizen with the right to buy, sell, convey, inherit, and possess property.

Which of the following is considered illegal based on a buyer's race, color, national origin, sex, religion, familial status, or disability?

Denying that a house is available for sale when it actually is.

You're attending a speech on the societal impact of fair housing and the speaker, who is an advocate for diversity in communities, begins the speech by asking who benefits from enforcement of fair housing law. Which of these is likely the answer the speaker is seeking?

Everyone, because diverse communities are stronger communities

Individuals who experience housing discrimination are provided the opportunity to file a complaint based on the provisions of which act?

Fair housing act

Which act created the Office of Fair Housing and Equal Opportunity under the Department of Housing and Urban Development?

Federal Fair Housing Act of 1968

Prior to a certain act's existence, there was no legal protection for women who endured sexual harassment from landlords and sellers when they attempted to obtain housing. What's this act called?

Housing and Community Development Act of 1974

Which act states that communities and facilities that meet certain criteria for providing housing to older persons are legally exempt from familial status discrimination?

Housing for Older Persons Act of 1995

Which one of these situations represents the illegal practice of redlining?

Hunter, a mortgage broker, refused to underwrite mortgage applications from applicants who want to buy in specific neighborhoods based on the neighborhood's demographics.

Contrary to federal fair housing laws, the state where Katrina lives includes age as a protected class. Which of these statements about this conflict is true?

Katrina must follow the more restrictive of federal or state law.

Which of these situations does the Americans with Disabilities Act address?

Meridian Apartments provides a gym and pool area for residents, but it's not accessible to residents who use wheelchairs.

Gary's company is renovating several of the units in its five-story apartment building that was built in 1989. Does the Americans with Disabilities Act require Gary to add elevators, and why?

No because it was built before 1990

Which of the following is prohibited under federal fair housing laws?

Offering different terms, conditions, or privileges based on protected class status

Carlos, who is Black, refuses to rent the available unit in his apartment building to anyone who appears to be middle Eastern. What's true about his actions?

Prohibited by the federal Fair Housing Act

Which of these documents must a closing agent submit to the Internal Revenue Service after closing?

Seller's 1099

If a private individual owner doesn't own more than three single-family homes at one time, which exemption from the Fair Housing Act could apply?

Single-family housing sold or rented without the use of a broker

Which of these situations would be exempt from most provisions of the federal Fair Housing Act?

The local Elks club owns a property that's rented only to Elks club members.

When state and federal laws differ, as they sometimes do with fair housing and/or human rights, which of these statements is true?

The state law may not remove rights granted to citizens under the federal law.

Why did the Civil Rights Act of 1866 fail to have an immediate impact on practice?

There was no agency in place to enforce laws

A landlord with a strict "no pets" policy won't rent to a woman who uses a service animal to assist with her epilepsy. Which of the following is a true statement about this situation?

This is discrimination based on disability.

Which statement correctly identifies a federal fair housing law and what it addresses?

Title VIII of the Civil Rights Act of 1968 prohibits housing discrimination based on race, color, national origin, and religion.

What's the primary purpose of the federal Fair Housing Act?

To protect buyers' and renters' right to have choices in housing without discriminatory limitation

The ADA was established, among other reasons, to ensure that people with disabilities have access to the same locations as those without disabilities. The ADA creates a set of standards that designers and builders must follow in which circumstance?

When building new or altering older facilities

Which of these might bring a charge of illegal steering against a licensee?

When working with single female clients, Cassandra is careful to promote properties in neighborhoods she considers safe.

What discriminatory lending practice by lenders resulted in the destruction of whole neighborhoods, with perfectly good housing left abandoned?

red lining

A homeowner has converted two rooms in his home to a rental unit. What does the "Mrs. Murphy" exemption permit him to do?

refuse to rent to a female tenant

Which of these documents must a closing agent submit to the Internal Revenue Service after closing?

sellers 1099

The Housing and Community Development Act of 1974 added which protected class to federal fair housing law?

sex