more p&c

Which part of the CGL designates who is an insured

declarations

All of the following are Unfair Claims Settlement Practices EXCEPT

failure to respond to a first notice of loss within 24 hours.

A cable company uses employees to install equipment in customers? homes. The company purchases a bond from an insurance company to protect itself from potential dishonest acts of the employees. Which of the following types of bond does the cable company purchase?

fidelity bond

Exclusions common to liability coverage for both the personal auto policy and the business auto policy include all of the following EXCEPT

for liability arising while the insured auto is being used in an auto business.

Which of the following is the special limit of coverage on the homeowners policy form for property damage to personal watercraft?

$1,500

Which of the following represents the primary amount of insurance for the HO-4?

Coverage C

Which applies when an insured is found legally liable for the loss of another and is ordered to pay general damages?

Damages compensate for pain and suffering.

An extended reporting period attached to a general liability policy provides coverage in which of the following ways?

It provides coverage for claims made outside the policy term.

Which of the following is the party who agrees to be responsible for loss in the case of a fidelity bond?

the surety

Which of the following is correct for amounts paid as supplementary payments covered in the personal auto policy Part A liability?

They do not reduce the policy limit.

Which of the following policy assignment rights occurs when the named insured dies?

The insured?s legal representative takes over the policy.

Which of the following injuries will medical payments on a homeowner policy pay?

a neighbor?s injury from fall while helping clean insured's eaves

A DP-2 policy covers all of the following EXCEPT

damage to awnings from weight of snow.

Which of the following does Homeowners Special form (HO-3) cover that Homeowners Broad form (HO-2) does not?

structures other than the dwelling

All of the following demonstrate insurable interest EXCEPT

insuring an engagement ring given to fiancée.

Which of the following forms trigger coverage for a loss under the commercial general liability policy if a loss happens during the policy period?

occurrence form