Private Insurance Plans for Seniors

Michelle purchased a Long Term Care policy 12 months after suffering a stroke. Any future claims she will have related to this stroke will be

Covered

With Long-Term Care Insurance, which of these is considered optional?

respite care

Plans K and L cover all or part of the payment for all of the following, EXCEPT:

Prescription drugs

Long Term Care plans are designed primarily to:

Provide nursing home coverage

Medicare Supplement policies require which of the following minimal renewability options?

guaranteed renewable

Medicare supplement policies offer a free look period for:

30 days

Which of the following exclusions may NOT be contained in a long-term care policy in Kentucky?

Exclusion for certain types of dementia

Medicare Part B excess charges are covered by

Medicare supplements

When dealing with a long-term care coverage, which of the following are classified as ADLs?

eating, bathing, getting dressed

A health plan that is offered by a private insurance companies is:

medicare supplement