Real Estate U ch.9 Q& A

in order to qualify for the '55 and older exemption', how many residents in a particular dwelling must be 55 years of age and older...?

1

This is a Supreme Court case which concluded that 'separate is equal'

1896 Plessy Vs Ferguson

The Supreme Court case, Brown vs. Board of Education, was decided in this year...?

1954

this Supreme Court case which concluded that 'separate is NOT equal'__

1954 Brown Vs board of Education

Non-discrimination and housing for FHA or VA loans was signed into law in what year...?

1962

In this year, the Fair Housing Act was signed into law...?

1968

11. Handicap accessibility and adaptability provisions were required for all new construction as of which year...?

1991

In New York State, the single family home exemption applies to a home with how many dwelling units...?

2

according to the fair housing laws, how many person are assumed to occupy a bedroom?

2

Andrew was seeking to buy a cooperative apartment but his application was denied by the board. Which of the following may be a valid and legal reason for Andrew's rejection...?

Andrew did not have enough cash for the down payment

The Supreme Court case, Buchanan vs. Warley, concluded which of the following...?

Block-by-block zoning per racial group was unconstitutional

The practice of inducing homeowners in a particular neighborhood to sell their homes quickly, often at below market prices, by creating the fear that the entry of a minority group or groups into the neighborhood will cause a precipitous decline in property values is known as___

Blockbusting

Upon the establishment of a cease and desist zone by the Secretary, a list of homeowners who have filed owner's statements expressing their wish not to be solicited by real estate brokers or salesperson is known as what...?

Cease and Desist List

this is a federal law that outlawed discrimination baed on race, color, religion, sex, or national origin_________

Civil Right Act of 1964

this is a federal law that prohibits all discrimination on the basis of race only

Civil Rights Act of 1866

A federal law that prohibits all discrimination on the basis of race only is known as what...?

Civil rights Act of 1866

A federal prohibition that protects the buyer/renter of a dwelling from seller/landlord discrimination with regards to race, color, religion, gender, family status, disability, or national origin is known as what...?

Fair HOusing Act of 1968

This is a federal prohibition that protects a buyer/renter of a dwelling from seller/landlord discrimination with regards to race, color, religion, gender, national origin, familial status, or disability___

Fair housing Act of 1968

Which of the following is NOT a responsibility for a broker's office as it pertains to fair housing...?

Filter listings that may relate to a specific ethnic group

Which of the following acts or behaviors by sales agents are NOT observed by testers seeking to find discriminatory acts...?

NOT showing a particular property to a client due to their lack of financial ability

Real estate agents must be aware of these zones, which prohibit the solicitation of sales and rentals in a particular neighborhood...?

Non-solicitation Zones

Philip is a handicapped individual who owns a unit in a large cooperative complex. Philip's unit is not currently handicap accessible. If Philip wants to make the unit handicap accessible, who is responsible for the cost of the accommodations...?

Philip himself

this Supreme court case reasoned that 'separate but equal' is considered constitutuional....?

Plessy VS. Ferguson

The Refusal to lend money within a specific area is known as

Redlining

which of the following is an example of a type of discriminatory act that may violate fair housing laws....?

Restricting access to a part of a property due to someone's age.

the practice in which real estate brokers guide prospective home buyers towards or away from certain neighborhoods based on their race is known as

Steering

these are volunteers from state or private agencies who enforce fair housing laws by claiming to be home seekers, thereby finding out if brokers deal fairly with all Clients/customers

Testers

Abby is looking to rent the 2nd bedroom in her apartment but advertises that only female tenants will be considered. What feature must Abby's apartment contain in order to avoid violating NYS Fair Housing laws...?

The apartment must contain only a single bathroom

Which of the following may be a valid and legal reason a cooperative board denies an applicant...?

The applicant does not have the financial capabilities to buy into the co-op

which of the following is an example of a type of discriminatory act that may violate fair housing laws?

asking for a large deposit due to children under a certain age.

David, a real estate agent, illegally created fear among homeowners in a particular neighborhood by stating that the migration of minority groups into the neighborhood will lead to a decrease in property values. David is guilty of which illegal act...?

blockbusting

Which of the following illegal acts may lead to the decline in property values due to the creation of fear or panic of a minority group moving into a particular neighborhood...?

blockbusting

In this landmark case, the Supreme Court decided that 'separate is NOT equal'...?

brown vs. Board of Education

James is a handicapped individual who rents an apartment in a multi-family building. James' apartment is not currently handicap accessible. Who is responsible for paying for the accommodations needed to make James' apartment handicap accessible...?

james himself

Kristen, a real estate broker, represents a client seeking to purchase a new home. Which of the following should Kristen NOT consider when showing properties...?

o The client's cultural background

Which of the following is NOT an appropriate fact to advertise when marketing a property...?

proximity to a religious institution

which of the following classes is NOT protected under the Fair housing Act of 1968...?

sexual Orientation

Kristen, a real estate agent, has a Korean client who is seeking to buy a new home. Kristen reasons that her client may not want to live in or near a predominately Hispanic neighborhood and proceeds to show properties accordingly. Kristen is guilty of which of the following...?

steering

Mark, a real estate agent, has a client who is interested in renting a home. Mark decides to only show his client properties in minority neighborhoods since his client is a minority himself. Mark has committed which of the following illegal acts....?

steering

Michele is a sales agent who has a Korean client seeking to purchase a new home. Michele reasons that her client may want to live in a predominantly Korean neighborhood and therefore only shows homes in this neighborhood. What is Michele guilty of...?

steering

The practice in which real estate brokers guide prospective home buyers towards or away from certain neighborhoods based on their race is referred to as...?

steering

21. Which of the following is an example of a type of discriminatory act that may violate fair housing laws...?

steering minority home seekers to specific neighborhoods

In 1974, this Act was signed into Federal law...?

the Housing and Community Development Act

Which of the following facts may be considered appropriate when advertising a property...?

the asking price of the property

65. If a building requires a handicap lift in the lobby of a building, who is responsible for paying for the installation and maintenance of the lift...?

the building owner

Marion, a real estate broker, represents a client who is seeking to rent a new apartment. In addition to the needs and wants of her client, Marion should also consider the following...?

the client financial capabilities

In addition to the needs and wants of their client, real estate salespersons should consider which of the following when showing a property?

the client's financial capabilities

Abby, a real estate broker, represents a client seeking to rent a new apartment. which... should Abby NOT consider when showing properties

the client's sexual orientation

Who is responsible for paying for the accommodations of handicapped persons in common areas of a building...?

the housing provider