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The best advice to give to a student figuring out which school is affordable is to subtract financial aid offers from cost of attendance to determine true costs.

The best advice to give to a student figuring out which school is affordable is to subtract financial aid offers from cost of attendance to determine true costs.

Calcuating the cost of attendance (COA) at an institute of higher education includes tuition, fees, room and board, books, supplies and other expenses. The initials EFC mean Expected Family Contribution.

Calcuating the cost of attendance (COA) at an institute of higher education includes tuition, fees, room and board, books, supplies and other expenses. The initials EFC mean Expected Family Contribution.

Cost of attendance (COA) is determined by estimating tuition, fees, room and board, books, supplies and other expenses. The initials EFC mean Expected Family Contribution.

Cost of attendance (COA) is determined by estimating tuition, fees, room and board, books, supplies and other expenses. The initials EFC mean Expected Family Contribution.

Financial aid letters from institutes of higher education only include aid for one year. You must reapply for financial aid every year. If a school is offering a lot in financial aid, you need to consider the cost of attendance (COA) when trying to determine if a school is going to fit your budget.

Financial aid letters from institutes of higher education only include aid for one year. You must reapply for financial aid every year. If a school is offering a lot in financial aid, you need to consider the cost of attendance (COA) when trying to determine if a school is going to fit your budget.

The shorter a loan's term, the higher the monthly payment but less interest paid over the life of the loan. Next

The shorter a loan's term, the higher the monthly payment but less interest paid over the life of the loan. Next

When determining how much money to borrow in loans to pay for your higher education, focus first on how much you will still need after financial aid for each year you are in school and how much your family can contribute. Pay attention to interest rates after you know how much you need to borrow. A percentage of the loan that is charged to cover the cost of giving the loan is known as an origination fee.

When determining how much money to borrow in loans to pay for your higher education, focus first on how much you will still need after financial aid for each year you are in school and how much your family can contribute. Pay attention to interest rates after you know how much you need to borrow. A percentage of the loan that is charged to cover the cost of giving the loan is known as an origination fee.

A loan's term affects your monthly payments and amount owed because the shorter the term, the higher your monthly payment but less interest over the life of the loan.

A loan's term affects your monthly payments and amount owed because the shorter the term, the higher your monthly payment but less interest over the life of the loan.