Unit 10 & 12

Limited Risk Policies

- provide accidental death or dismemberment benefits for a specified cause

All of the following are common health insurance exclusions except

Dread disease

All of the following are limited policies except

Long term policies

Vision coverage includes all but

Loss of sight caused by disease

When compared to premiums for major medical al expense coverage policies, the premiums for dread disease policies are typically

Lower

The ACA eliminated pre existing conditions exclusions for which of the following policies

Medical expense policies

A policy that covers one specific type of life-threatening or serious condition is known by all the following names except

Obscure disease policy

indemnity-type insurance

Pay flat, per day benefit for each day the insured is in the hospital

Most government insurance programs are partially or entirely paid for by

Tax dollars

Under an executive bonus plan, the amount of premiums paid is

Taxable income to the employee