Unit 5 review

both the insured's spouse and children

A family rider covers

Accelerated benefits rider

All of the following are disability riders except

Permanent

All of the following are possible options for term insurance riders except

The disability income rider

All of the following are riders that affect that amount of a death benefit except

A disability

All of the following events would qualify the insured to receive an accelerated death benefit payment except

During the time that premiums are waived, the policy is not in force

All of the following statement about the disability income rider are correct except

3 year intervals

Allison has a guaranteed insurability rider attached to her permanent policy. Which of the specified intervals can she purchase additional life insurance without having to provide evidence of insurability?

An accident

Which of the following causes of death is not excluded from coverage under the accidental death benefit rider?

The waiting period

With the wavier of premium rider, the insured must be unable to work for a certain period. This is called