Chapter 3 (Test2)

Family/Familial Status (TEST)

A family can be as small as one individual. This status is defined as one or more individuals under the age of 18 living with a parent or guadian. This also includes pregnant women. Housing that is for older people is exempt. If not elderly home it must be available to single or multi families.

Americans with Disabilities Act (ADA) (TEST)

Act addresses rights of individuals with disabilities in employment and public accommodations

Housing for older person of 1995 (HOPA) (TEST)

Amended the fair housing Act to provide that housing intended for persons aged 55 or older no longer needs to have significant facilities and services designed for the elderly.

The Civil Rights Act of 1866, 1968

An act that prohibits racial discrimination in the sale and rental of housing. It prohibits discrimination in housing based on race, color, national origin, religion, sex, familial status, or disability.

Disability (TEST)

Included in the Fair Housing Act as a handicap, although disability is preferred. It is a physical or mental impairment that substantially limits one or more of a person's major life activities. It is unlawful to discriminate against prospective buyers or tenants. Includes persons who have AIDS

Equal Opportunity in Housing

Intended to create a marketplace in which persons of similar financial means have a similar range of housing choices. Applies to owners, real estate professionals, managers, builders, developers.

Familial status (TEST)

One or more individuals under age 18 living with a parent or guardian; also includes a woman who is pregnant and anyone who is in the process of assuming custody of a child under the age of 18.

Threats or acts of Violence (TEST)

The fair housing act protects the rights of those who seek the benefits of the fair housing laws. it also protects owners and real estate professionals, Threats, coercion, and intimidation are punishable and should be reported to law enforcement.

Enforcement of the fair housing act (TETS)

The federal fair housing act is administered by the office of Fair housing and Equal opportunity under the direction of the secretary of HUD.

Federal Fair Housing Act

The federal law that prohibits discrimination in housing based on race, color, religion, sex, disability, familial status, and national origin.

Administrative Law Judge (ALJ)

The official who presides over a hearing involving a government agency and someone affected by a decision of that agency. The ALJ hears evidence, including the testimony of witness, and renders a decision.

Administrative Law Judge (ALJ) penalty (TEST)

The penalty can range from up to $16,000 for a first offense to $37,500 for a second violation within 5 years and $65,000 for a further violation within 7 years.

Exemptions of fair Housing Act (TEST)

There are no exemptions for race. DOES EXEMPT... -Owner-occupied buildings with no more than four units -Single-family housing sold or rented without the use of a real estate professional -Housing operated by organizations and private clubs that limit occupancy to members

Advertising (TEST)

advertising of property for sale or rent may not include language indicating a preference or limitation. There are no exception to this rule exists regardless sod how subtle it is. study chart on pg.41

Civil Rights Act of 1968 (TEST)

amended by the housing and community development act of 1974 and the Fair Housing Amendment Act of 1988 prohibiting discrimination in housing.

Single-family Home

exempt from fair housing act. The home is owned by an individual who does not own more than 3 homes at one time. A real estate professional is not involved in transaction. Discriminatory advertising is not used.

Blockbusting (TEST)

is the act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have a negative impact on housing. This activity is also called panic selling.

Steering (TEST)

is the channeling of home seekers to participate neighborhoods or discourage potential buys from considering some areas.

Redlining (TEST)

the practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the economic qualifications of the applicants.