Chapter 8 FIN 381

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same 30

Lemon laws protect car owners after four attempts to get the _____ problem corrected or when the vehicle is out of service for more than ___ days within 12 months of purchase or the first 12,000 miles.

variable

Repairs, oil, parking costs and tolls, and gas are all considered _____ automotive costs.

cost

The APR is the best indicator of the true _____ of credit.

research compare

The steps proper order for buying online is to conduct online _____, _____ stores, make purchase, then plan for future purchases.

purchase plan

The steps proper order for buying online is to conduct online research, compare stores, make _____, then for future purchases.

debit

The typical automatic _____ scam fraud works by requesting checking account information to authorize an automatic withdrawal from your account illegally.

buyers

Used car dealers must place a _____ guide sticker in the window of cars for sale to inform whether the car comes with a warranty.

financing price

You should not indicate borrowing plans until the price is set on a new car because you should separate the _____ of the car from the negotiations over _____.

express

An _____ warranty is usually in writing, is created by the seller or manufacture, and has two forms: full warranty and limited warranty

implied

An _____ warranty of merchantability covers a products intended use or other basic understanding that are not in writing

full limited

An express warranty is usually in writing, is created by the seller or manufacture, and has two forms: _____ warranty and _____ warranty

market residual

At the end of a car lease, if the _____ value of the car is more than the _____ value you may be able to sell the car for a profit.

consumer finance

Banks, credit unions, and _____ _____ companies are all businesses that are sources of car loans.

fixed depreciation

The largest _____ expense associated with a new automobile is ____, the loss in the vehicles value due to time and use.

sticker dealers

The range of negotiation is determined with a new car by knowing the _____ price and the _____ cost.

investigation

When contracting repairs to a car, it is wise to follow a process similar to when making the original purchase such as _____, the evaluation, and negotiation.

evaluation

When contracting repairs to a car, it is wise to follow a process similar to when making the original purchase such as investigation, the _____, and negotiation.

negotiation

When contracting repairs to a car, it is wise to follow a process similar to when making the original purchase such as investigation, the evaluation, and _____.

Residual capitalized money

_____ value (the projected value at the end of a lease), _____ costs, monthly payments and the number of months, and _____ factor (the interest rate paid on the capitalized costs) all affect the cost of an automobile lease.


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