Consumer Math A unit 2

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you purchase 3 cds for 13.99 each the sales tax is 4%. You have $60.00. how much is your change?

$16.35

You take out a cash advance of $1,670.00 on a credit card with a 2% cash advance fee and a 13.5% APR. What is the amount due by the end of the month?

$1722.56

You received a bill for $82.53. You prepaid on a budget plan for $110.00/mth. How much was your original bill?

$192.53

You received a bill for a $72.56. You prepaid on a budget plan for $120.00/mth. How much was your original bill?

$192.56

When calculating the power bill, power companies use__.

kilowatt hours

You have $2,675.00 on a credit card with a 15.75% APR. You miss your minimum payment and there is a late fee of $29.00. How much is your balance at the beginning of the second month?

$2,739.11.

Knowing that you use 245KWH 7am-7pm and 165 KWH 7pm- 7am, answer the follow questions using the chart below.How much would you have paid on the NightTimer plan?

$22.08

You purchased 10.75 gallons of gasoline at 3.60/gallon. you also bought a cookie (1.25) and windshield wiper fluid at (4.97). the state had a food tax of 4%. you gave the clerk 20.00 and the remaining amount is owed was charged to your debit card. how much was charged to your debit card?

$24.97

You purchase a piece of cake for $3.49. What would be a good estimation for just purchasing the cake with no tax or tip?

$3.50

If you place $1,000.00 in a savings account with an interest rate of 5.25%/month, how much should you earn in interest at the end of the month?

$32.50

Your total restaurant bill for food, drinks, and 10% tip is $37.40. What is a good estimated cost for just the food and drinks?

$34.00

You worked from 2:30pm-8:45pm with a 1/2 hour break.Your hourly wage is 7.50/hour. How much did you earn?

$43.13

You purchase a piece of cake for $4.89. What would be a good estimation for purchasing the cake?

$5.00

your car insurance is paid quarterly (4 times a year , which is every 3 months ) if your payment is $147.67 how much should your estimated monthly expenses

$50.00

You decide to enroll in a plan that gives you a 10% discount if you make telephone calls 7pm - 6am. The per minute charge is $0.10 and the sales tax is 6%. On the first month's bill you used the phone for 130 minutes 6am - 7pm and then 400 minutes 7pm - 6am. How much was your total bill?

$51.94

If you used 765 KWH and the power company charges 0.06354/KWH and a customer charge of $3.75, how much will you pay?

$52.36

If you used 856 KWH and the power company charges 0.05854/KWH and a customer charge of $3.75, how much will you pay?

$53.86

The "Limited Plan" offers a 15% discount for power usage between 7pm - 9am if most of your usage happens during that time. If not, then you lose your discount and you pay a 20% premium on the usage outside of that time. The cost per kilowatt hour is $0.05432. How much would you have paid in March if you used 450 KWH 7pm - 9am and 465 KWH 9am - 7pm?

$54.75

You purchase 5 Cds for $9.95 each. The sales tax 7%. you have $60.00. How much is your change?

$6.77

Your total restaurant bill for food and drinks is $63.57. What is a good estimated cost for the food and drinks?

$64.00

You purchase 15.75 gallons of gasoline at $2.39/ gallon. You gave the clerk $30.00. How much do you still owe?

$7.64

If you are receiving $77.98 in change, What is the combination of bills that will be the least number and still give you the correct change?

1-$50.00, 1-$20.00, 1-$5.00, 2-$1.00 bills, 3-quarters, 2- dimes, and 3-pennies

You worked from 8:30am-2:15pm with a 1/2 hour lunch break. How long did you work?

5.25 hours

Checks are stale dated when___.

6 months from the dates of the check

Tip is __.

A percentage you may add to a restaurant bill for good service

A check is __.

A promissory note

interest is___.

All of the above

When calculating interest, you need to __.

Change the percentage to a decimal then multiply the decimal against the amount

____ require a date, signature, and amount, and "pay to the order of".

Checks

When estimating using money for a purchase, you should___.

Estimating up tot he nearest dollar of half-dollar

Tip and sales tax cause a restaurant bill to ___.

Increase

When comparing plans, you should__.

Look at your previous bills and estimate how they would have been different using another plan

When paying for purchases, debit cards___.

Take money directly from your account

Cash is____.

Untraceable

Power bills usually show ___.

all of the above

When calculating your gross pay you must___.

calculate the number of hours worked then multiply by the hourly wage

You should always pay more than the _____.

minimum due.

Charge cards _____.

must have their balances paid in full each month.

Your total restaurant bill is _____.

the items purchased plus sales tax and tip

Income is___.

wages/ salaries, interest, profits


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