Level 11

What is a safe feature that insurance companies may offer reduced rates for?

1. Airbags 2. Automatic seatbelts 3. Antilock breaks

Pete is thinking of asking for his own car for his birthday. What is a financial responsibility that comes with vehicle ownership?

1. Gas 2. Insurance 3. Registration

What is a reason your insurance may be revoked?

1. Lying on your insurance application. 2. Failing to pay your insurance bill on time. 3. Filing a false insurance claim.

What should be recycled and kept out of the water supply?

1. Oil filters 2. Antifreeze 3. Used motor oil

Pete is thinking of skipping car insurance for the first year while he gets adjusted to car payments. Why is this a bad decision?

1. Pete would be driving illegally. 2. Pete could have to pay the total for people's injury expenses in a crash. 3. Pete could have to pay the total for any car crash repair costs.

What percentage of the U.S. population has signed up to be an organ donor?

45%

Stella has never been cited for a driving violation or gotten into a crash. What kind of insurance discount might she be eligible for?

A Safe Driving Record discount.

What is a consequence for a first offense of throwing trash out your car window?

A fine of up to $500.

Buying a vehicle is a huge purchase and you should always bring ______ with you.

An expert

What is NOT a medical factor that transplant patients are matched on?

Body weight

How do you check a vehicle's suspension during a pre-purchase/lease inspection?

By pressing down on each corner of the vehicle.

What is not an object you can throw in the trash?

Dead batteries

Vehicles release ______ that cause air pollution.

Emissions and pollutants.

If you have coverage under AAA or your car is under warranty, Towing and Labor insurance is necessary. True or false?

False

Topping off when filling up your gasoline tank helps lower emissions. True or false?

False: Not topping off when filling up your gasoline tank helps lower emissions.

The Adopt-a-Highway program allows citizens to rent part of the highway for private events. True or false?

False: The Adopt-a-Highway program allows groups to commit to cleaning up roadsides.

In a collision, you should always check your vehicle for damage before anything else. True or false?

False: You should check to see whether anyone involved in the crash is injured before anything else.

What is one important factor to take into account before agreeing to a financing deal?

How much you'll end up paying in the end.

______ is the dumping of trash and waste on _______.

Littering, land and water.

Personal Injury Protection helps pay for eligible expenses such as medical, funeral, disability, and_________.

Lost income

Before transplanting your organs, all doctors and medical personnel must first ____.

Make every effort to save your life.

Male drivers under 25 are charged for insurance at a higher rate because they are _______ in a crash.

More likely to be involved.

How many people are there in the U.S. on a waiting list for an organ transplant?

More than 120,000 people.

If convicted of a major ______ violation, insurance companies may deem you as too high of a risk for causing a crash.

Moving

What does the heart symbol on a driver license signify?

Organ donor

What is NOT an action that will minimize air pollution?

Placing filters on your vehicle's exhaust pipes.

Where should you take dead car batteries?

Return car batteries to an authorized seller.

Many insurance companies reward customers for ______ by reducing their premiums.

Staying with them.

Comprehensive and collision coverage covers _______ of the insured vehicle.

The actual cash value.

What is one of the drawbacks to buying a new car?

The price of insurance is higher.

Why shouldn't discarded tires be stockpiled?

They're a fire hazard and breeding ground for mosquitos and rodents.

Medical Payments Coverage helps pay for medical, dental, and funeral expenses for people riding in your covered vehicle, regardless of who is at fault. True or false?

True

You can likely obtain an insurance discount by taking a drivers education course. True or false?

True: Several insurance companies offer discounts for taking a driver education course.

If your insurance agrees to pay your claim, they are legally required to send a check or draft ______.

Within five business days.

Liability insurance pays for the expenses of others in crashes caused by ________ under your policy.

You and other drivers covered.

What is something you should NOT do in the case of a collision?

You should not say "I'm sorry" after a collision, as it could be used against you in court as an admission of guilt.