Life Essentials: Cost of Independence Quiz

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Your apartment rent should be no more than how much of your gross monthly income?

33%

Which of the following is the least important consideration when assessing a property?

Aesthetic damage

Which of the following are the major differences between studio apartments and lofts? (Choose all that apply.)

Aesthetics Specific locations

Which of the following are ways you can keep the cost of furnishing an apartment down? (Choose all that apply.)

Asking friends and family for items they no longer need Buying second-hand items Buying items that serve double duty

What is the first step in deciding to purchase something?

Asking whether you need it or simply want it

Which of these utilities are considered luxuries? (Choose all that apply.)

Cable Internet Home security

Many internet companies will offer a discount if you bundle which three services together?

Cable TV Internet Phone

Which of the following are the benefits of having a roommate? (Choose all that apply.)

Companionship Shared responsibilities

What is the name of the government agency that protects consumers from unfair trade practices?

Consumer Protection Agency

Which website aims to take a neutral stance regarding a product and gives you detailed information regarding how it was made, what people think, and how it compares to similar products?

Consumer Reports

A warranty can be which of the following? (Choose all that apply.)

Explicit Implicit

What type of warranty automatically comes with a product when you purchase it and is explicitly written out by the manufacturer?

Express

What type of warranty is something that you can buy to add further protection for a product?

Extended

Which agency controls and prevents scams and fraud?

Federal Trade Commission

What are the different kinds of warranties? (Choose all that apply.)

Full extended warranty ​Implicit warranty Limited warranty Express warranty

One consumer right is the right to be informed. What does this right entail?

It gives you the right to know about the quality, quantity, purity, potency, standard, and price of the products you purchase.

Glam

Its color palette focuses on jewel-toned colors, and it uses all the finest finishes.

Coastal

Lots of blue tones and light colors, which work together to create a sense of sunshine in the room.

Which of these is the smallest rental property available to you?

Micro apartments

The __________ style of interior design contains lots of square shapes and forms and has a mostly neutral color palette, though it can occasionally have a pop of color.

Modern

Advantage of Public Transportation

No cost of ownership Cheaper

Disadvantage of Public Transportation

Reliability Privacy

Which right gives consumers the ability to air their grievances on defective products?

Right to be heard

Which consumer right means that if something goes wrong with a product, the consumer has the right to have the problem fixed?

Right to seek compensation

Which of the following would tell you the times for arrivals and departures on a public transit system?

Schedule

Which of the following are important steps you should follow when shopping online? (Choose all that apply.)

Shop with companies you know and trust Keep a record of all transactions Keep your password private

What is a good rule to follow when determining how much you can spend each month on a vehicle payment?

Spend no more than 10% to 15% of your monthly disposable income.

Which of the following can provide information about a specific vehicle's history?

The VIN

In one or two sentences, explain why it's important to research the VIN of a particular car before buying it.

The VIN explains specific vehicle history and identification, and can tell you important past history issues or benefits on a particular type of car before buying.

Which of the following are true of townhomes? (Choose all that apply.)

They can be owned. They can be rented. They are generally cheaper than single-family homes.

Industrial

Typically features a lot of metal and utilizes natural light to help create a cozy feel.

Traditional

Very formal, with a focus on structure and symmetry.

Which of the following utilities are considered necessities? (Choose all that apply.)

Water Trash Electricity

Annual leases for an apartment are usually cheaper than monthly leases, but there will be a penalty if you ___________.

break the lease

One factor to consider when choosing a place to live is your ________, which is the distance between your home and your place of work.

commute

You can go to websites like Experian, Equifax, and TransUnion to check your _____________.

credit score

The money a passenger pays to use public transportation is called a ___

fare

___ insurance covers damages and repairs to a property.

homeowners

In addition to the cost of purchasing a vehicle, there are additional required costs, which can be broken down into four categories: maintenance, fees, fuel, and ___

insurance

A product _______ generally is a list of ingredients or materials used to create the product.

label

If you do not pay your electric bill, the electric company will charge you ___ fee.

late

The _______ law was designed to cover vehicles that failed to function correctly.

lemon

At an apartment complex, the ___ carries out the duties a landlord would, such as handling payments and resolving issues.

managing agent

Consumerism in and of itself is ___

not bad

A style of apartment that consists of multiple floors with an elevator is called a ______.

rise

When purchasing an automobile, you should research the VIN, which stands for

vehicle identification number


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