nm (law)

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her coverage will be continued

Irene is covered under her husband's policy. what will happen to her coverage if he dies before she does?

80%

according to the metal level classification of health plans, what percentage of health care costs will be covered under a gold plan?

3 years

after a producer's license is revoked, how long of a period must pass before the producer applies for a new license?

D

all of the following are prohibited reasons for an insurer to deny coverage to a dependent EXCEPT A. the child is not claimed as a dependent on the parent's taxes B. the child was born out wedlock C. the child does not reside with the parent D. the additional premium owed for the child's coverage was not paid

defamation

during policy solicitation, an insurer exaggerated the financial condition of one of its competitors, and makes it sounds worse than it is. this is an example of

12 months

for how many consecutive months must traditional long term care insurance policies provide LTC coverage?

misrepresentation

guaranteeing future dividends is considered to be an unfair or deceptive act know as

$180 every 2 years

how much is a producer's licensing fee?

every 30 days

how often must the preparation and posting of records of insurance transactions occur?

30 days

if a nonresident producer moves from one state to another, he or she must file a change of address and provide certification for the new resident state within what period of time?

$10,000

if a producer's license is violated for criminal activity, what is the maximum amount that can be charged for each offense?

class 4 felony

if an insurance producer knowingly and consistently converts fiduciary monies for personal use, the producer will be charged with a

the insurer

if the director wants to assess a complaint accusing an insurer of false advertising last year, where would the director need to go to access the details of the advertisement?

$10,000

in an insurer violates state regulations in marketing a long-term core policy, it can be fined up to

31 days prior to the annual renewal date

limited health service organization contracts are renewed annually, unless the subscriber submits notice of termination

$100,000

what is the maximum civil penalty that a producer can be charged if found guilty of violations in a court of law?

18

what is the minimum age that a person is allowed to become a limited lines producer?

1st page

where must the renewal provision be located in a medicare policy?

30 days

within how many days must a producer report his or her felony conviction to the director?

30

within what number of days can a new HMO enrollee expect to receive evidence of coverage?


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