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2. What is significant about the Fair Housing Amendments Act of 1988?

It added handicap and familial status to the list of protected classes.

1. What did the Illinois Human Rights Act do?

It added state-level protection against discrimination and named additional protected classes.

Blockbusting

Making a profit by inducing owners to sell by telling them that persons of a protected class are moving into the neighborhood which will have detrimental results, such as the lowering of the property values, an increase in criminal behavior or a decline in the quality of the schools in the area. Blockbusting - also called panic peddling or panic selling - includes subtle as well as obvious actions or inducements.

Steering

Channeling homebuyers toward or away from homes in certain neighborhoods in order to preserve or alter the makeup of that neighborhood. Some examples of steering would be showing a white couple properties in areas that are occupied only by other whites or showing African-American buyers homes that are in integrated areas or areas occupied only by African Americans.

4. How is discriminatory advertising defined?

Discriminatory advertising is defined as advertising that indicates a preference, limitation or discrimination based on race, color, religion, handicap, sex, familial status or national origin.

4. If a person feels like he or she has been discriminated against, how long does that person have to file a complaint?

With HUD - within one year of the alleged act In state or federal court - within two years of the alleged act

Civil Rights Act of 1964

was enacted to prohibit discrimination on the basis of race, color, or national origin in programs and activities receiving federal financial assistance.

Civil Rights Act of 1866

which prohibited discrimination in housing based on race. However, at that time the federal government did not provide solutions, and the individuals involved had to provide their own remedies. Because those being discriminated against had limited access to legal help, many victims of discrimination were left without recourse.

conciliation

A conciliation agreement must protect both the person filing the complaint and the public interest.

Americans with Disabilities Act 1992

ADA mandates that persons with disabilities have equal access to jobs, public accommodations, government services, public transportation and telecommunications. It prohibits discrimination in the "full and equal enjoyment of goods and services" provided by public places, including hotels, shopping centers and offices, and it applies to the lease and operation of commercial facilities.

Illinois Human Rights Act for state-level

Age Ancestry Marital status Military status Unfavorable discharge from military service Sexual orientation Order of protection status Unfavorable discharge from military service in connection with employment, real estate transactions, access to financial credit, and the availability of public accommodations According to the Illinois Human Rights Act, it is considered a civil rights violation for anyone to commit any of the following actions based any of the established protected classes: Refusal to engage in a real estate transaction with a person Change the terms or privileges of a real estate transaction Refusal to negotiate Refusal to receive or transmit an offer Publicize an application form that shows intent to discriminate unlawfully Offer solicitation, acceptance, usage, or retainer of a listing of property, KNOWING there is intent to unlawfully discriminate False representation that a property is not available for sale, rental, inspection, or lease when it really is Purposely not telling someone about a property

3. What is blockbusting?

Blockbusting is making a profit by inducing owners to sell by telling them that persons of a protected class are moving into the neighborhood which will have detrimental results.

exemptions to this Act:

Essential requirements that affect safety and health (building, fire or electrical codes) Local governments that have at least ten (10) percent of their housing units deemed affordable by the Illinois Housing Development Authority (IDHA) Any municipalities with populations under 1,000

Illinois Affordable Housing and Planning Act

In many Illinois cities it is challenging to find affordable housing. When areas adopt land ordinances restricting parcel size and housing types, low, moderate, and even middle income buyers may be excluded. On January 1, 2004 the State of Illinois' Affordable Housing Planning and Appeal Act (310 ILCS 67) came into effect. The purpose of this Act is to increase the supply for low and moderate income families in every jurisdiction. The Act requires all areas meet at least a ten (10) percent compliance level.

1. List two steps a managing broker should take to ensure compliance with fair housing laws.

Prominently display in all offices the Equal Opportunity Poster that HUD distributes. Provide ongoing training and education to all affiliated licensees by holding seminars and workshops, watching videos and bringing in guest speakers.

2. List three activities that are considered discriminatory in real estate.

Refusing to sell, rent or negotiate with any person who is a member of a protected class Telling persons that a property is not for sale or rent when it is Denying membership in any multiple listing service (MLS) or any broker's organization

Redlining

Restricting the number of loans in certain areas of a community because of its racial or ethnic makeup. The usual justification for redlining is that the lender wants to limit the risks in a deteriorating area. The lender then discriminates against the whole class of risks rather then distinguishing among the individual risks.

Fair Housing Amendments Act

added handicap and familial status.

Housing and Community Development Act

added sex to the list of protected classes.

3. Describe the exemption that exists for familial status discrimination.

housing for older persons is exempt if one of the following conditions is exists. The HUD Secretary has determined that it is specifically designed for and occupied by elderly persons under a Federal, State or local government program. It is occupied solely by persons who are 62 or older. It houses at least one person who is 55 or older in at least 80 percent of the occupied units, and adheres to a policy that demonstrates the intent to house persons who are 55 or older.

Fair Housing Act of 1968

prohibited discrimination in housing based on race, color, religion or national origin. In 1968 in a landmark decision, the Supreme Court in Jones v. Mayer ruled that discrimination on the basis of race is strictly prohibited. This means there can be NO EXEMPTIONS OR EXCEPTIONS with regard to race.