9 - (Question) Social Security

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A worker is entitled to Social Security disability benefits if all of the following are true EXCEPT for

worker cannot perform his or her current job, but is actively seeking other employment

Which of these factors affects the Social Security normal retirement age?

Social Security normal retirement age depends upon the worker's year of birth.

According to Social Security, an individual with 6 credits of coverage during the previous 13-quarter period is considered to be

currently insured.

In order to be considered "currently insured" under Social Security, an individual must be credited with

6 quarters of coverage during the last 13-quarter period. To reach currently insured status under the Social Security system, an individual must be credited with a MINIMUM 6 quarters of coverage during the last 13-quarter period.

What is considered to be the definition of disability, according to Social Security?

As part of its definition of disability, Social Security requires that a disability claimant (applicant) be unable to perform what it calls substantial gainful activity (SGA).

At what age is a surviving spouse without dependents eligible for Social Security survivor benefits?

Reduced widow or widower benefits can be received as early as age 60.

Who is eligible for retirement benefits under Social Security?

Social Security retirement benefits are only available to covered workers who are fully insured upon retirement.

Which Social Security status does a worker with 6 quarters of coverage during the last 13-quarter period have?

To be considered "currently insured" you must have 6 quarters of coverage during the last 13-quarter period.

How long is a person expected to be disabled in order to receive Social Security disability benefits?

Social Security disability benefits are paid to persons expected to die or be disabled for AT LEAST 12 months.

Who is NOT eligible for Social Security survivor benefits?

A deceased worker's dependent parents of any age. Only dependent parents age 62 or older can receive survivorship benefits if they were dependent upon the deceased worker for at least half of their support.

An individual that has 40 quarters of coverage, for Social Security purposes, is considered to be

fully insured.


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