Chapter 10

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Defined benefit plans sometimes have which of the following rules that is equal to an employee's age plus years of service? Rule of 80 Rule of 75 Rule of 85 Rule of 70

Rule of 80

A combination of wages, salaries, and benefits is known by those in the HR profession as which of the following? Total package WSB Combination compensation Total rewards

Total rewards

Critics of the extension of unemployment benefits, due to recession or other periods of hardship, feel that it may have a negative impact on _________________. job-search intensity future success morale family dynamics

job-search intensity

The Family and Medical Leave Act of 1993 was passed to promote better work-life balance and applies to employers with ______ or more employees. 25 30 40 50

50

Individuals born after 1959 are eligible for full retirement at which of the following ages? 55 60 65 67

67

Eligible individuals may receive Medicare Part _________ at no cost. D C A B

A

Which of the following acronyms stands for an act that gives workers and their families who lose their health benefits the right to choose to keep their group health benefits for a limited period of time, under specific circumstances? BRAC of 1985 ABRA of 1985 CAB of 1985 COBRA of 1985

COBRA of 1985

Workers' ________________ is mandatory and regulated in all 50 states. Protection Act Compensation Rights Act Injury and Illness Protection Act

Compensation

There are two categories of employer-sponsored retirement plans: defined benefit plans and which of the following? Defined contribution plans Undefined benefit plans Investments Dividend plans

Defined contribution plans

Which of the following is a federal law that establishes minimum standards for most voluntarily established retirement and health plans in private industry to provide protection for employees in these plans? Employee Retirement Security Act (ERSA) Retirement Security Act (RSA) Employee Retirement Income Security Act (ERISA) Income Security Act (ISA)

Employee Retirement Income Security Act (ERISA)

Which of the following are resources intended to maintain or improve the health of employees? Employee assistance programs Employee wellness programs Good health initiatives Employee maintenance programs

Employee wellness programs

Benefits have become more important to employees and it has become an essential part of which of the following? Employer branding The bottom line Benchmarking Employer success

Employer branding

Which of the following allows employees to choose the benefits that are most important to them and their families? Flexible benefits Pick and choose benefits Favorite benefits package Primary benefits package

Flexible benefits

Employee benefits are also referred to as which of the following? Direct compensation Indirect compensation Involuntary compensation Extra compensation

Indirect compensation

In the U.S., the main government program that addresses the needs of the elderly and disabled is which of the following? Old Age Retirement Fund (OARF) Old Age, Survivors and Disability Insurance Program (OASDI) Elderly and Disabled Insurance Program (EDIP) Retired, Elderly and Disabled Fund (REDF)

Old Age, Survivors and Disability Insurance Program (OASDI)

Which of the following was passed to provide several rights and protections intended to make health care fairer and easier to understand and to make the cost more reasonable? Health Care Act of 2010 (HCA) Patient Affordable Health Care of 2010 (PAHC) Patient Protection and Affordable Care Act of 2010 (ACA) Health Care Protection and Assistance Act of 2010 (HCPAA)

Patient Protection and Affordable Care Act of 2010 (ACA)

If an employer needs to research industry benchmarks for wages, salaries, and benefits, they should look at the Bureau of Labor Statistics, the Economic Research Institute and which of the following? Human Research House Corporate Salary Benchmarking Institute Society for Human Resource Management (SHRM) Watson Statistics for Corporations

Society for Human Resource Management (SHRM)

Eligibility for Social Security benefits is based on a system of _________________ which are based on how long one worked and how much they made. merit credits ratios points

credits

The Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA) has stated that the length of time that an individual may be absent from work for military duty and reemployment rights is _________ years. five three seven four

five

A point of service healthcare plan is a hybrid of both HMO and PPO plans and covers _____________________ providers. in-network all international out-of-network

out-of-network


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