chpt 13 quiz answered wrong

The insured's 14 year-old child intentionally damaged the neighbor's house. The Additional Coverages section of the HO policy will pay: Select one: a.$0 b.$250 c.$500 d.up to $1,000

0

to be eligible for a mobile home endorsement, the dwelling must be at least 24 feet wide 50 feet long 10 feet wide 40 feet long 8 feet wide 20 feet long 12 feet wide 60 feet long

10 feet wide 40 feet long

in the evenings, Nancy runs a baby-sitting service in her home. She cheerfully babysits neighborhood kids because she loves the kiddies. She never charges for this service. If a child is injured in her home, Nancy's HO policy's Section II coverage limit for such a claim is: Select one: a.$0. b.$100,000.

100000

four trees valued at 200,500, 700, and 800 were destroyed by fired. the ho-5 will cover this loss to a total of 1200 1250 1700 2000 each tree is worth 500 to a total max of 5% of the coverage a

1700

The insured's 15 year-old child negligently rode her bike into the neighbor's house causing $1,800 damage. The HO policy will pay: Select one: a.$0 b.$1,000 c.$1,800 d.$100,000

1800

Molly's HO-00-03 has a $250 deductible and $1,500 limit for theft of jewelry. Molly's jewelry is also covered by a Scheduled Personal Property Endorsement (that is, an Inland Marine floater) with a $2,500 limit of liability. If $4,000 worth of Molly's jewelry is stolen, she will recover a maximum of how much? Select one: a.$2,250 b.$2,500 c.$3,750 d.$4,000

2500

ho 5 policy covers Select one: a.both Coverage E (Personal Liability) and Coverage F (Medical Payments) b.Coverage E (Personal Liability) only c.Coverage F (Medical Payments) only d.neither Coverage E (Personal Liability) nor Coverage F (Medical Payments

both Coverage E (Personal Liability) and Coverage F (Medical Payments)

the ho 3 may cover which of the following dwelling under construction theft from a dweller under construction both a and b none of the above

dwelling under construction

the ho policy which provides the best coverage for an owner who occupies a single family home is the ho 3 ho 4 ho 5 ho 6

ho 5

in comparing a ho 2 and ho 3, ho 3 has better property damage limits better bodily injury limits higher med pay coverage limits none of the above

none of the above

the ho's medical payments pays after the deductible is satisfied only after the limit of liability is reached in addition to the limits of liability only up to the limit of liability

only up to the limit of liability