Cyber Foundations Study Guide

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In coding, computers use a number system called?

binary code

The number system a computer uses has 2 digits, what are they?

0 and 1

What are some disadvantages of using credit?

Credit almost always costs money

What are some advantages of using credit?

More convenient than carrying cash

What is credit?

the ability to borrow money or access goods or services with the understanding that you'll pay later

What is a CPU (Central Processing Unit)?

the brain of a computer, containing all the circuitry needed to process input, store data, and output results

What is a hard drive in a computer?

the hardware component that stores all of your digital content

Define "cost of living"

the level of prices relating to a range of everyday items

What is RAM (Random Access Memory)?

Your computer stores data it needs to retrieve quickly

Savings accounts

a bank account that earns interest

Auto loans

a loan that allows you to purchase two and four wheelers for personal use

Name 6 of the main expenses that are typically considered when calculating the cost of living

food, car, rent, college, utilities, other

Checking accounts

an account at a bank against which checks can be drawn by the account depositor.

Home mortgages

an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest


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