DECA Finance Cluster Exam #2 of 5

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Which of the following is an example of unethical behavior in the workplace that involves confidential information:

An employee tells a coworker how much the sales manager earned in bonuses last year

Which of the following characteristics tends to have a close relationship with initiative:

Industriousness

Which of the following statements regarding international trade is true:

Internet-based companies can easily become involved in international trade

A country is experiencing civil unrest. What is likely to happen to the value of its currency?

It will decrease

If Fiona has a fatal accident or gets a terminal disease, she wants to make sure that her children's financial needs are met until they finish college. What type of insurance should Fiona purchase?

Life

What should you do when you become annoyed with coworkers or customers?

Treat them the way you want them to treat you

To expand into foreign markets, an American business owner acquires a small manufacturing plant in Thailand. Which of the following entry modes is the business owner using to expand the company internationally?

Wholly owned subsidiary

When a nation can produce a product for less than other nations, it is said to have a(n):

absolute advantage

A business's philanthropic responsibility involves its contributions to:

charity

According to the classical theory of unemployment, the best solution for unemployment is to:

cut wages

When sharing ideas, consensus-building group members should:

listen actively to other group members

Qualified employees who behave unethically on the job may harm themselves by being:

passed over for promotions

The two basic types of business risk are:

pure and speculative

Employees from different departments participate in a group to solve problems related to the company's production processes. This is an example of a:

quality circle

Usually during an economic recession, the prices of goods and services will rise very high while the value of money decreases. At the same time, many workers receive an increase in their nominal wages. These workers will be willing to pay the rising prices because their wages are rising by the same amount. This is a good example of the effects of ________________ prices.

relative

Sara doesn't take responsibility for her decisions and actions, and she often feels bitter because she thinks others have treated her unfairly. She is experiencing:

resentment

credit plan that allows customers to make purchases that are within their credit limit and pay all or part of the balance due each month is referred to as a(n) _______________ credit plan.

revolving

Randall is working extra hours this week at his after-school job, and now he's not sure if he'll have enough time to study for his finals. He's starting to feel a lot of pressure and tension, also known as:

stress

To make sure he develops a realistic personal budget, Marcel should always:

track and record his expenses

Writing a letter to your grandmother is an example of:

verbal communication


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