Document Analyst
___________ Form is separated from tax documents
700 Extension
Asset Doc. (tax return status)
Amount due client [refund]
Credit documentation
Credit history, debts credit reports, paid off debts, utility bills, rent payments
Non employment income
Doesn't come from their employer
Credit doc (tax return status)
Due to liens [owe]
Income doc (tax return status)
Even return 0.00 [return]
Tax return status results
If it comes with a tax return, it stays with a tax return. If it comes alone, it ma be income assets, or credit documentation
Article of Incorporation Property
If you see this, make sure that it's for THEIR [client's] business
Blueprints [looks like a map, will say bedroom, living room etc.]
KEY TIPS Floor plans of a home Can include dimensions and labels of the space Not to be confused with Survey
Promissory Note Documentation [make sure to go thru questions on Indexing Gadget] ***Not a classification
KEY WORDS (Borrower's) Promise to Pay, Promissory Note, Balloon Note, This note is secured by... KEY TIPS If the client is the Borrower and the loan is secured in a (Retirement Account), Index as Retirement Account Statement If the client is the borrower and the loan is secured in a (Mortgage/Deed of Trust or other Property), Index as Note (Other). Anything other than Retirement Account or Property, Index as Credit Documentation If the client is the Lender and client receives money back in monthly installments, Index as Income Documentation If the client is the lender and the client receives their money back in a lump sum, Index as Asset Documentation
Tax Return 1120 [tax documents]
KEY WORDS 1120S, Shareholder's Basis Statement, Shareholder's Share of Income, U.S. Income Tax Return for an S Corporation, Inc., PC KEY TIPS Assure that page 1 and 2 are the first pages of the return (in order). There are other miscellaneous forms and filing worksheets from the tax preparer in the tax return. Keep them behind pages 1 and 2 of the tax return. Separate K-1's and indexed as Tax Return (1120) Schedule K-1. Tax Information Authorization (8821) is not part of a tax return, but is its own classification.
Retirement account statement
KEY WORDS 401(k), TSP (Thrift Savings Plan), Annuity(Not receiving income), 403(b), Vested, TSA, IRA, Employee/Employer Contribution (both present), Tax Deferred, 529 Plan KEY TIPS If the client is receiving income from the retirement account, index as Income Documentation. If there are any keyWords from a bank statement, index the document as a Bank Statement. Retirement Account Statement keyWords will trump any asset documentation keyWords.
Income documentation [beginning and end period]
KEY WORDS Account Activity Transaction Details, Deposit, Income, Annuity, Net monthly Payment / Monthly Payment, Statement of Earnings & Deductions, Labor, Asset Depletionator KEY TIPS Can be a Congratulations letter from the client's employer with a yearly salary amount. If the client is purchasing items for their business Client owns business and sends invoice
Affidavit
KEY WORDS Affidavit KEY TIPS Similar to deeds that are unsigned, if an Affidavit is not signed and/or notarized; index these documents as Deeds/Affidavits (Unsigned).
Appraisal (client supplied)
KEY WORDS Appraisal
Articles of incorporation - property
KEY WORDS Articles of Incorporation KEY TIPS Do not confuse with the Bylaws This doc type is specific to condos, co-ops and homeowner's associations
Verification of Deposit (VOD) - OPEN AND CLOSE DATE
KEY WORDS Average Balance, Account Type, Date Opened, Account Number, Verification of Deposit(s) SEPARATION RULES Duplicates
Paystub(s) [Pay Period]
KEY WORDS Basic Pay, Net Pay, Gross Pay, Pay Rate, Earnings/Earnings Statement, Sick Leave, Vacation, State/Federal Tax, Deductions, Pay Period, Salary, Hourly KEY TIPS If there is only a check and it's from our client's employer, classify as Paystub(s). If there is a check at the bottom of the paystub do not separate the two Retirement and pension payouts are indexed as Income Documentation Payroll histories are classified as Income Documentation
Builders Certification of Plans, Specs, Site
KEY WORDS Builders Certification of Plans, Specs, Site
Condo/Co-Op Insurance (Proof Of)
KEY WORDS Building, Condo Insurance, Blanket Liability, HOA, Condominium association, association type residential community association, unit, blanket coverage KEY TIPS Name of insured will be an HOA/condo association. Condo insurance trumps homeowner's (proof of) classification. Flood insurance trumps condo insurance.
Bylaws
KEY WORDS Bylaws, Articles of Incorporation, Rules and Regulations, Restrictions, Declaration of Trust, Condominium Trust KEY TIPS Do not confuse with Business Documentation Bylaws will be for a Condo Association or Co-op Rules and regulations between condo association and the condo owner describing what you can and cannot do, how the condo is financed, how it is operated and how it is governed
Earthquake Insurance
KEY WORDS California Earthquake Authority, Earthquake Coverage, Basic Earthquake Policy KEY TIPS Earthquake insurance declaration pages trump all other types of insurance except for flood insurance declaration pages.
Contractors Liability Insurance
KEY WORDS Certificate of Liability Insurance, Workers Compensation and Employees' Liability KEY TIPS Policy will be in contractor's name/company name Insurance should be current (not expired) Client's name and /or business will not be listed This type of insurance is required in states where the contractor has employees. If a team member comes across this document and cannot connect it to a client, they should check AMP. If AMP shows that the loan is a Renovation Loan, that document will likely be Worker's Compensation Insurance.
Contractor Acceptance Questionnaire
KEY WORDS Contractor Acceptance Questionnaire, About the Questionnaire, Residential Construction Experience KEY TIPS This form comes from Land Gorilla. It can have a total of five pages.
Contractor Attestation Insurnance
KEY WORDS Contractor Attestation Statement, FORM 50002R KEY TIPS Non barcoded document. States 'I/We are acting as a Contractor and are not qualified, licensed or able to perform work on the Subject Property'.
Contractor identity of interest disclosure
KEY WORDS Contractor Identify of Interest Does Not Exist, Contractor Identity of Interest Exist KEY TIPS Non barcoded document. States 'I have submitted any required architectural exhibits, including any applicable engineering and termite reports, etc.'
Contractor license
KEY WORDS Contractor, License, Registration, Certificate KEY TIPS Do not confuse with property or business documentation.
Credit Report
KEY WORDS Credit Report, CoreLogic Credco, Credit Plus, Equifax/TransUnion/Experian KEY TIPS Credit report invoices must be separated and indexed as Invoice (Misc.).
Invoice - misc.
KEY WORDS Credit invoice KEY TIPS If the invoice is for home improvements or repairs, index as Property Documentation If our client is the one charging the money, index as Income Documentation, non-employment, employment, income and business documentation, or verification of income VOE and VVOE (check employment in AMP) Invoice - Misc. can also be used to name documents that are the following:Processor InvoicesInvoices for ordering condo insurance from vendorsInvoices for ordering homeowner's insurance from vendorsOther miscellaneous invoices that do not fall under specific document categories
Banks Statement(s) - HAS TO BE IN ORDER/ANY NEATLY INFORMATION UNDER CHECK IS A BANK STATEMENT
KEY WORDS Credit, Debit, Draft, Checking/Savings, Money Market, Certificate of Deposit, Share Savings KEY TIPS Bank statement keyWords will trump any keyWords for retirement account statements and asset documentation. A page of checks may be included at the end. They should not be separated from the bank statement. If the pages of checks come alone, still classify as a Bank Statement.
Business Documentation [you an look up their info. in AMP to see f they're self-employed]
KEY WORDS Department of Licensing and Regulatory Affairs, Secretary of State, Employer Identification Number (EIN), Corporation Identification Number (CIN), Limited Liability Company (LLC), Articles of Incorporation, Business Certificate/License, Business Insurance KEY TIPS Checks from the client's business are indexed as Income Documentation Verify that the client is self-employed in AMP before indexing anything as Business Documentation
V.A. benefits letter
KEY WORDS Department of Veterans Affairs, V.A. Benefits Information, Monthly Award Amount, Certificate of Eligibility, Monthly Entitlement
Deposit slip
KEY WORDS Deposit slip/ticket, Deposit number, Withdrawal slip, Total deposit KEY TIPS "ATM withdrawal slips" can be classified as Deposit Slip. Deposit slips do not have check numbers. If there is only a balance on the slip, index as Asset Documentation; if there is a payment, index as Credit Documentation.
Dispute Removal Letter
KEY WORDS Dispute, Creditor Name, Account Number
Gift documentation
KEY WORDS Doc ID 721, gift letter, donor to complete, recipient to complete KEY TIPS Must be written from the gift donor
Verification of Employment (VOE) -$100
KEY WORDS Employee's Hire Date, Employee's Job Title/Position, Rate of Pay, Verifier of Employment, Current Employment Status, Employer's Contact Information KEY TIPS All VOEs will have some type of pay information on them; Verbal Verifications of Employment (VVOEs) will not show income information. This is a common difference between VOE and VVOES. The document must have the original or most recent hire date and the amount of pay (salary, annual pay, hourly pay, etc.)
Verbal Verification of Employment
KEY WORDS Employee's Hire Date, Employee's Job Title/Position, Verifier of Employment, Current Employment Status, Employer's Contact Information KEY TIPS VVOEs will never contain a pay rate or salary information
Errors and omissions insurance
KEY WORDS Errors and Omissions - Compliance Agreement
Repair Estimate
KEY WORDS Estimate, Proposal, Quote, Repair, Work Order, Homestyle Reno, General Project Contents, Contractor Signature Space, Client Signature Space, Renovation Plan KEY TIPS Do not confuse with property documentation. All work is itemized on document Total sum of renovation costs is listed This document outlines all agreed upon repairs or improvements for the property created by the client and contractor. It is used to verify that all improvements are allowed per investor guidelines and to qualify the client based on the renovation costs for the mortgage
Consumer Tips
KEY WORDS Fannie Mae Homestyle Renovation Mortgage Consumer Tips, Form 1204
Flood insurance
KEY WORDS Flood Insurance, Flood Policy Declaration, Flood Insurance Program, Flood, building and contents, revised flood insurance policy, elevated/elevation, flood risk/rated zone KEY TIPS Flood insurance trumps all other types of insurance. Do NOT confuse flood insurance with the flood certification.
Tax return 1065 [tax form]
KEY WORDS Form 1065, 1065X, Partner's Share of Income, LLC, U.S. Partnership Income KEY TIPS Make sure page 1 and 2 are the first pages of the return (in order) There are other miscellaneous forms and filing worksheets from the tax preparer in the tax return. Keep them behind pages 1 and 2 of the tax return. Separate K-1's and indexed as Tax Return (1065) Schedule K-1. Tax Information Authorization (8821) is not part of a tax return, but is its own classification.
Stock certificate [looks like a certif]
KEY WORDS Full paid and non-assessable shares, Total Authorized Issue, Authorized to issue KEY TIPS Only to be used for Condominium stock certificates.
Note (other) [loan agreement]
KEY WORDS Home Equity Line of Credit Agreement, HELOC, Equity Source Account Agreement and Disclosure, Home Equity Variable Rate Credit Agreement KEY TIPS If the note is for the client's business, then it is to be classified as Note (Other). If the team member is not in a closing package, the classification Note will never be used; regardless if the documentation has a Quicken Loans barcode
Homeowner Contractor Agreement
KEY WORDS Homeowner Contractor Agreement, Form 50001_HSR KEY TIPS Non barcoded document. Can be up to five pages. Has the form number on the bottom of the page.
Homeowners Ins (proof of)
KEY WORDS Homeowner Policy Declaration, Dwelling, Hazard Insurance, Windstorm, Fire, Auto Insurance, Renewal, Condo Unit Owners, Renter's Insurance, Replacement cost estimator, Reconstruction cost estimate, fire policy, evidence of property insurance, annual premium, premium due, homeowner declarations KEY TIPS Flood and earthquake insurance trumps homeowner's insurance. If a premium bill comes with a declaration page, keep them together. Processor certs that detail the clients HOI and policy should be classified as Homeowners Ins (Proof Of)
Inspection - other
KEY WORDS Inspection Service, Site Inspection, Foundation Inspection, Mold Inspection, Structural Inspection, Roof Inspection, On-Site Inspection SEPARATION RULES They are for different clients There are different addresses There are duplicates
Acknowledgement
KEY WORDS Jurat, Acknowledgement, All-Purpose Acknowledgement SEPARATION RULES It doesn't reference a document to attach it to The document it supposed to be attached to isn't present in the batch There are multiple documents
Lease/Rental Agreement
KEY WORDS Lease Agreement, Building Lease, Landlord, Rental Agreement, Tenant, Lessee/Lessor SEPARATION RULES Multiple Clients Different Lease Dates Different properties Duplicate documents
Asset documentation [ a lump sum] IF IT SAYS NOTHING ABOUT RETIREMENT, THEN IT'S THIS.CHARLES SUAVE, FIDELITY
KEY WORDS Life Insurance, Stocks, Money Market (from an investment company), Transfer, One-time deposits, Bonds, Mutual Funds, Trust Funds, Health Savings Account (HSA), Securities KEY TIPS If the documents have any key Words for a retirement account statement, but show a withdrawal of funds or a lump sum payout coming from the client's retirement account, classify them as asset documentation. If the documents have any key Words for a retirement account statement, and do not show a withdrawal of funds, index as a Retirement Account Statement.
Zip code verification
KEY WORDS Look Up a Zip Code, USPS.com-Zip Code, Here's the Full Address SEPARATION RULES Separate by page and property
Survey
KEY WORDS Lot, Block, Records, Inspections KEY TIPS Do not confuse with Plat Maps. Plat Maps are bird's eye sketches of multiple properties or entire neighborhoods and will remain in the Title Commitment and Title Policy. If a Plat Map comes by itself, index as Property Documentation. It is normal to have a legal description on a Survey. Annotations are not necessary. This will be separated from Title Commitment/Title Searches and Title Policy-Finals.
HOA Statement/coupon - THIS WILL BE A BILL
KEY WORDS Maintenance fees, HOA fees, Association dues, Assessments KEY TIPS If the document is not a bill or statement, it should be classified as Property Documentation.
Master Deed (condo)
KEY WORDS Master Deed, Declarations of Covenants, Conditions and Restrictions, Covenants, Master Declaration KEY TIPS If the document comes in Condo_VDR batch types, classify as 'Condo/Co-Op Articles of Inc.' Do not confuse with Deed (Grant Deed/Warranty Deed) Master Deeds will come from a condo association
Check(s) - NON-NEGOTIABLE IS A PAY STUB, MONEY ORDER IS A CHECK,NO IMAGE, BUT RECEIPT? ITS A CHECK
KEY WORDS Money Order Receipt, Money Order, Earnest Money Deposit (EMD), Earnest Money Deposit Receipt, Personal Checks, Pay to the Order of, Receipt for Funds, Rent Receipts, One-Time Transaction KEY TIPS The checks page of a bank statement stays with the statement. Do NOT separate. If the check is written out to the client and is not a check image from the bank, check AMP. If the check is written out to the client and it is from their employer, classify as Paystub(s). If the client is self-employed and the check is from their company, it is Income Documentation. If an image of a check(s) comes from a bank classify this as a Bank Statement. A large refund becomes check if there is a check number on the page
Mortgage Coupon Statement
KEY WORDS Mortgage Account, Home Loan Summary, Mortgage Account Statement, Home Equity Line of Credit (HELOC) Statement, New Mortgage Payment, Total Amount Due, Next Payment/Due Date, Time Share KEY TIPS A Mortgage Coupon must display total amount due and due date; if neither are present, the document is to be indexed as Credit Documentation. However, reverse mortgage coupon/statements will always be indexed as Mortgage Coupon/Statement. Documents related to the client's monthly obligation to the loan of the Time Share (Loan Summaries with Amount Due or Bill for Next/Previous Payments) must be indexed as Mortgage Coupon/Statement.
1098
KEY WORDS Mortgage Interest Statement, Tuition Statement, Student Loan Interest Statement KEY TIPS DO NOT annotate 1098s that are different copies of the same document. Ex: Copy A, Copy B, Copy 1, Copy 2
Mortgage/Deed of Trust
KEY WORDS Mortgage, Deed of Trust KEY TIPS Doc will most likely be barcoded with Doc ID 0233 - switch to Doc ID 0843 Must be QL or ORM Doc will have recording information
Litigation document [sue you]
KEY WORDS Open Claim, Claim Inquiry, (Pending) Litigation Lawsuit, Counsel, Case, HOA, Plaintiff, Defendant KEY TIPS This is for HOAs, Condos, and Co-Ops. Legal documentation about pending lawsuits involving the condo or co-op Condo association or co-op will be either plaintiff or defendant Comes from a court - do not confuse with Judgement/Lien Documentation Can come as a court document or the form of a letter If in the form of a letter, it can come from: condo association, lawyer, law firm
Credit Card Statement
KEY WORDS Payment Due Date, Visa/American Express/Discover/Master Card, Minimum Payment Due, Platinum, Cash Limit, Bill Me Later (PayPal), Credit Limit, APR
Authorization to payoff
KEY WORDS Payoff Request, Authorization to Close, Home Equity Line of Credit Close-Out letter SEPARATION RULES There are different names on the documents There are duplicates
Pay - Mortgage/Land Contract - ANYTHING OTHER THAN A MORTGAGE PAYOFF, INDEX AS PAY OFF - OTHER
KEY WORDS Payoff, Principal/Interest Balance, Per Diem, Total Amount Due KEY TIPS If the payoff is for anything other than a mortgage, index as Payoff-Other Be sure to verify all payoff- mortgage/land contracts in AMP
Payoff - Other
KEY WORDS Payoff, Total Amount Due, Additional Information to complete payoff KEY TIPS Two part classification:For documents explaining a payoff request has been rejected, additional information is needed for the request, or even if the payoff cannot be processed.A document listing the total amount it would take for the payoff and close any account other than a home loan (Mortgage/HELOC)
Permit Certification Form
KEY WORDS Permit Certification Form, Permit Requirements, Contractor Certification, Municipality Certification, Borrower/Homeowner Certification, Form 50001R KEY TIPS Non barcoded document. Can be multiple pages.
Profit and loss statement
KEY WORDS Profit, Loss, Balance Sheet, Total Liabilities & Equity KEY TIPS Definition: Breaks down the client's self-employed business profits and expenses year-to-date. Do not confuse with Condo/Co-Op Budget Verify this is the client's business/condo association in AMP
Property documentation
KEY WORDS Property Listings(except Home Path listings), Home Improvements/Repairs (including invoices or receipts), Use of Property(rental income, vacant lots), Solar Panel Lease Agreements, Solar Panel Insurance Documents, Time Share KEY TIPS If a letter of explanation is about a change in mailing address, index as Application/UW Client Explanation Letter Documents related to Operating Budget or documents related to the Loan Agreement for the Time Share must be indexed as Property Documentation
Quit Claim Deed
KEY WORDS Quit Claim Deed KEY TIPS Even if there are no signatures are present on the Quit Claim Deed, the Index team member must still index this document as a Quit Claim Deed.
Tax Transcript
KEY WORDS Record of Account, Tax Return Transcript
Renovation Loan Agreement
KEY WORDS Renovation Loan Agreement, Form 3731 KEY TIPS Non barcoded document. Can be up to nine pages.
Renovation Loan Borrower's Disclosure
KEY WORDS Renovation Loan Borrower's Disclosure
Request for transcripts of tax return [tax form]
KEY WORDS Request for Transcript of Tax Return, Form 4506-T
Verification of Mortgage
KEY WORDS Request for Verification of Mortgage, Original Loan Amount, Beginning Balance, Original Loan Date
Verification of Rent
KEY WORDS Request for Verification of Rent, Rent Payment History, Rent Information, Rent/Rental History KEY TIPS Be aware that this particular document could have information for a Mortgage Account. In which case, the document type must be indexed as a Verification of Mortgage.
Tax return (state) [tax document]
KEY WORDS Resident Income Tax Return, State's name(i.e. Arizona) KEY TIPS Nothing is separated out of the state tax return. City taxes are state returns if received alone and if they are received with a state return they must be left together.
1099
KEY WORDS SSA Income, Pension, Retirement, Annuities, Miscellaneous Income, Recipient Name KEY TIPS Do NOT annotate 1099s that are different copies of the same 1099 (i.e. Copy A, Copy B, Copy 1, Copy 2)
Tax Return (1065) Schedule K-1
KEY WORDS Schedule K-1, Form 1065, Partnership KEY TIPS Assure that page 1 and 2 are the first pages of the return (in order) Are to be separated from the rest of the tax return (1065).
Tax Return (1120) Schedule K-1 [compares year]
KEY WORDS Schedule K-1, Form 1120, Corporation KEY TIPS Assure that page 1 and 2 are the first pages of the return (in order). Are to be separated from the rest of the tax return (1120)
Well and septic inspection
KEY WORDS Septic Service, Septic Tank, Well & Septic Inspection KEY TIPS Separate the invoices from the inspection and index as Well & Septic Invoice.
Short sale letter
KEY WORDS Short Sale KEY TIPS Any formal letter discussing the client's short sale process
Social Security Document
KEY WORDS Social Security benefits, Social Security administration, Your new benefit amount, Beneficiary's name, Retirement, Survivors, Disability KEY TIPS Social Security cards are indexed as identification
Purchase/sales agreement (Addendum)
KEY WORDS Standard Agreement for the Sale of Real Estate, Buyer(s)/Seller(s) Signature or Initials, Addendum, Purchaser, Offer to Purchase and Contract , Contract to Purchase, Purchase and Sales Agreement, Purchase Agreement, Counter Offer KEY TIPS May be a handwritten note from the client stating their intent to purchase This is an agreement between the buyer and the seller of the property. Titles include: Residential Listing Contract, Exclusive Right to Sell, and Exclusive Listing Contract.
Flood certificate
KEY WORDS Standard Flood Hazard Determination Form, Federal Emergency Management Agency (FEMA) KEY TIPS The team member must not confuse this document with Flood Insurance or Flood Insurance Acknowledgement.
Survey invoice
KEY WORDS Survey/Surveyors, Total Due/Paid, Fee(s) KEY TIPS Separate from the Survey Even is the Survey was completed by a title company, index as Survey Invoice
Tax certificate/tax information
KEY WORDS Tax Due, Tax Paid, Tax Authority, Tax Type, Summer/Winter Property Tax, 1st Installment, 2nd Installment, History of Paid Taxes, County Tax Collector SEPARATION RULES They are for different clients There are duplicates They are for different addresses
Tax Information Authorization [tax form]
KEY WORDS Tax Information Authorization, Form 8821 SEPARATION RULES Different client names Different years Duplicates
Recognition agreement
KEY WORDS This form is not intended for use where the Proprietary Lease already has 'financing provisioning' which duplicate the substance of this agreement or are at substantial varianvce with the provisions of this Agreement. KEY TIPS Classified as Recognition Agreement in all batch types. Definition: A three-way contract between the co-op board, QL, and the client outlining responsibilities and rights of each party.
Fax Cover Sheet (Third Party - not QL) [if you see an explanation write application underwriter exp. letter]
KEY WORDS To:, From:, Fax #, Facsimile KEY TIPS While its normal for a person to write what is attached to the batch, letters of explanation on the fax cover sheet will trump the fax cover sheet classification. i.e. "Call me when you get this" = Application UW/client explanation Letter "I am returning to work next week" = Income Documentation
Appraisal invoice
KEY WORDS Total Due/Total Paid, Fees, Appraisal
Title invoice
KEY WORDS Total Due/Total Paid, Fees, Title Agency, Title company, Title Insurance company KEY TIPS Separate from the Title Commitment/Title Search and Title Policy- Final
Well & septic invoice
KEY WORDS Total Due/Total Paid, Invoice, Water Samples, Water Testing, Bacteria Analysis, Coliform Bacteria, E. Coli Bacteria, Sewage, Drinking Water Report, Lab Analysis, Chloroform KEY TIPS Separate inspection reports and index as Well & Septic Inspection If the amount due is on the report, index as Well & Septic Inspection
Pest inspection invoice
KEY WORDS Total Due/Total Paid, Invoice, Wood Destroying Insect Inspection Report, Wood Destroying Organisms, Wood Infestation Report, Termite Protection, Terminix, Infested Areas, New Construction Subterranean KEY TIPS Separate reports and index as Pest Inspection
Tax return 1040 [ tax form]
KEY WORDS U.S. Individual Income Tax Return, 1040, 1040ES, 1040X, 10401, 1095 KEY TIPS Make sure page 1 and 2 are the first pages of the return (in order) - after that, WHO CARES There are other miscellaneous forms and filing worksheets from the tax preparer in the tax return. Keep them behind pages 1 and 2 of the tax return. Tax Information Authorization (8821) is not part of a tax return, but is its own classification.
W2
KEY WORDS Wage and Tax Statement, Federal Income Tax Withheld, Social Security Wages, Employer Name, Employee Name KEY TIPS If there are multiple W2s on one page that fit the criteria above, duplicate, separate, and annotate
Subordination Agreement
KEY WORDS Waiver of Priority of Mortgage, Subordination of Mortgage, Postponement of Mortgage, Subordination of Lien, Subordination of Deed of Trust, Subordination Agreement
Deed (Grant Deed/Warranty Deed)
KEY WORDS Warranty Deed, This Indenture, Grant Deed, Special Warranty Deed, Deed/This Deed, Trust Transfer Deed, Mortgage Foreclosure Deed, Grantor/Grantee, Contract for Deed, Bargain and Sale Deed KEY TIPS If there are no signatures on the Deed (Grant Deed/Warranty Deed),then index these documents as Deeds/Affidavits (Unsigned).
Warranty of Completion of Construction
KEY WORDS Warranty of Completion of Construction
Credit Simulator Documentation
KEY WORDS What if simulator, Forecast, Actions
Pest inspection
KEY WORDS Wood Destroying Insect Inspection Report, Wood Destroying Organism, Wood Infestation Report, Termite Protection, Terminix, Infested Area, New Construction Subterranean KEY TIPS Separate the invoices from the inspection and index as Pest Inspection Invoice.
Workers Compensation Exemption Form
KEY WORDS Workers Compensation Exemption Form, Form 20002 KEY TIPS Non barcoded document. States 'Contractor has no employees. Workers compensation is optional. Workers compensation is included'.
Application/UW client explanation letter
KEY WORDS any letter written from the client
