health private insurance plans for seniors

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Nursing home benefits must be provided for at least 12 consecutive months in which of the following types of policies? Blanket custodial Long-Term Care Critical Illness Medicare Supplements

Long-Term Care

Under a Long Term Care policy, which benefit would be typically excluded or limited? Intermediate nursing Skilled nursing Home health care Alcohol rehabilitation

Alcohol rehabilitation

Long Term Care policies will usually pay for eligible benefits using which of the following methods? Delayed Fee for service Expense incurred Respite

Expense incurred

Which Long Term Care insurance statement is true? -Inflation protection is usually not offered -Benefits are usually payable for alcohol rehabilitation -Can only be offered to individuals under the age of 70 - Pre-existing conditions must be covered after the coverage has been in force for six months

Pre-existing conditions must be covered after the coverage has been in force for six months

Medicare Part C is -government insurance -available to those who are enrolled in a Medicare Supplement Plan with income under $12,000 per year -original Part A and B Medicare -available to those who are enrolled in Medicare Part A and Part B

available to those who are enrolled in Medicare Part A and Part B


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