Insurance exam

Which of the following risks would be eligible for coverage under a dwelling policy form?

A duplex that is occupied by two families, each of which have a bedroom rented to a boarder.

Which of the following exposures is not covered under the garage liability coverage form?

Contractual liability

During policy socialization, an insurer exaggerates the financial condition of one of its competitors and makes it sound worse than it is. This is an example of

Defamation

Which of these would be covered by the medical payments coverage in a personal auto policy?

An insured slams a hand in the car door while getting in, breaking the hand.

An insured believes that his insurer is not properly fulfilling its obligations regarding his policy. What section of the policy will give the insured more information about specific duties?

Conditioning

which of the following dwelling policies require insurance equal to at least 80%of thew replacement value of the dwelling at the time of loss in order to provide replacement cost coverage?

DP-2 DP-3

According to the law of agency, insurance producers represent

Insurers

Which of the following clauses excludes assignments or granting of policy provisions to any person who repairs property for a fee?

No benefits to the Bailee

The commercial general liability Coverage Part A- Bodily Injury and Property Damages provides coverage for which of the following?

Premises

All of the following statements regarding personal property coverage in the homeowners are correct EXCEPT

The HO-3 policy covers the mysterious disappearance of personal property

The supplementary payments section of the commercial general liability policy would cover?

Court cost assessed against the insured in a suit.