Medical Expense Insurance Test Questions

A major medical expense policy typically does NOT contain a deductible have a high limit of coverage contain a coinsurance provision pay surgeon fees on a first-dollar basis

pay surgeon fees on a first-dollar basis

Which statement is NOT true regarding health insurance policies that provide limited benefits? Only persons under the age of 65 are eligible Coverage may be limited to a specific dread disease, such as cancer Benefits may be paid on a reimbursement or indemnity basis Benefits may be paid on a reimbursement or indemnity basis

Only persons under the age of 65 are eligible

Which of the following is NOT included as a hospice benefit under a major medical plan? Home-based services Counseling Rehabilitation Pain management

Rehabilitation

Which of the following does medical expense insurance NOT typically cover? X-rays Treatment in a government facility Hospitalization Diagnostic testing

Treatment in a government facility