Nondiscrimination Training
Which of these actions is most likely to be permitted in dealing with a person with limited English proficiency? a.Allowing a child to interpret in an emergency. b.Allowing the individual to bring her own interpreter when there are confidentiality issues or the interpreter's competency is unclear. c.Requiring the individual to supply her own interpreter. d.Using an administrative staff member who once took a limited number of classes in the individual's language to interpret.
Allowing a child to interpret in an emergency.
FINAL Which of the following would be considered permissible under Section 1557 and the 2020 Final Rule? a.Broker Mary Jones has recruited a diverse workforce. She encourages her agents to prospect through community-based marketing and within their community of influence. b.Blackheart Agency determines it will require all female members to pay an additional $20 copay for any wellness visit. c.John Smith refuses to accept an application from an individual of a different race. d.Broker Charles Lee has recruited a diverse workforce. Broker Lee requires agents to work only in areas populated by those of their ethnic backgrounds.
Broker Mary Jones has recruited a diverse workforce. She encourages her agents to prospect through community-based marketing and within their community of influence.
FINAL Which of the following statements best describes the scope of operations subject to Section 1557 under the 2020 Final Rule? a.Health insurers under the 2020 Final Rule are not considered to be principally engaged in delivering health care, and thus lines of business that do not receive federal funding or administered under Title I of the ACA, such as life insurance, do not fall under the scope of 1557. b.The scope of operations subject to Section 1557 under the Trump Administration's 2020 Final Rule remains the same as the scope of operations covered by the Obama Administration's 2016 Final Rule. c.Entities principally engaged in health care, which includes health insurers, must comply with Section 1557 for all programs they offer. d.Health insurers under the 2020 Final Rule are completely exempt from the scope of 1557because they are not considered to be principally engaged in delivering health care.
Entities principally engaged in health care, which includes health insurers, must comply with Section 1557 for all programs they offer.
FINAL Auxiliary aids and services must be provided to individuals with disabilities, such as those suffering from vision or hearing impairments, free of charge, and in a timely manner. Auxiliary aids and services include which of the following: I. large print materials II. qualified sign language interpreters III. braille materials and displays IV. screen reader software a.I and II only b.I only c.I, II, and III only d.I, II, III, and IV
I, II, III, and IV
FINAL For a health plan, what are the possible consequences of violations of ACA Section 1557? a.None, although it may have to take corrective action. b.Compensatory damages only. c.Loss of federal business only. d.Loss of federal business and compensatory damages.
Loss of federal business and compensatory damages.
Which Medicare programs are covered by ACA Section 1557? a.Parts A, C, and D, but not B. b.Part D (prescription drug coverage) only. c.Part C (Medicare Advantage) only. d.Parts A and B (Original Medicare) only.
Parts A, C, and D, but not B.
ACA Section 1557 rules for disability concern a.Physical access and communication. b.Policies and procedures, physical access, and communication. c.Policies and procedures only. d.Communication only.
Policies and procedures, physical access, and communication.
Which of the following statements best describes Section 1557 of the Affordable Care Act (ACA)? a.Section 1557 introduced completely new concepts of civil rights protections on the basis of age and disability. b.Section 1557 incorporates earlier civil rights protections in regard to race, color, national origin, disability, age and sex. c.Section 1557 introduced completely new concepts of civil rights protections on the basis of race and sex. d.Section 1557 incorporates earlier civil rights protection in regard to race, color, and national origin but does not incorporate protections against discrimination based on age and disability.
Section 1557 incorporates earlier civil rights protections in regard to race, color, national origin, disability, age and sex.
FINAL Which entity enforces Section 1557 for programs that receive funding from on are administered by HHS? a.The Federal Trade Commission (FTC). b.The National Association of Insurance Commissioners (NAIC). c.The inspector general (IG) of the Centers for Disease Control (CDC) d.The Office of Civil Rights (OCR) of HHS.
The Office of Civil Rights (OCR) of HHS
As a result of violations of ACA Section 1557 nondiscrimination rules, a.health plans may be fined, but their agents and brokers are not affected. b.agents and brokers may be fined, but health plans are not affected. c.an agent or broker can have her state insurance license revoked by HHS. d.a health plan may revoke an agent or broker's appointment with the health plan.
a health plan may revoke an agent or broker's appointment with the health plan.
FINAL Section 1557 of the Affordable Care Act applies to a.health plans sold through the ACA Marketplaces only. b.all health programs and activities administered by or receiving federal financial assistance from HHS. c.all health programs and activities, public and private. d.Medicare Advantage plans only.
all health programs and activities administered by or receiving federal financial assistance from HHS.
FINAL Under Section 1557, 2020 Final Rule issued during the Trump Administration sex was initially defined____________ a.as biologic sex only, meaning whether a person was determined to be male or female at birth. b.to include discrimination based on sex stereotypes. c.to include discrimination based on gender identity. d.to include discrimination based on pregnancy and related conditions.
as biologic sex only, meaning whether a person was determined to be male or female at birth.
FINAL Under ACA Section 1557, a health plan a.cannot deny coverage to LEP individuals and is required to provide language assistance to them, but at the individual's cost. b.cannot deny coverage to LEP individuals but is not required to provide language assistance to them. c.can deny coverage to limited English proficient (LEP) individuals. d.cannot deny coverage to LEP individuals and is required to provide language assistance to them, free of charge.
cannot deny coverage to LEP individuals and is required to provide language assistance to them, free of charge.
Under ACA Section 1557, a health plan premium sold through a state exchange may, based on an individual's age, a.charge higher premiums. b.exclude primary care benefits and services. c.limit benefits and services. d.deny benefits and services due to pre-existing conditions.
charge higher premiums.
