P & C Unit 18 Checkpoint

Which of the following would NOT be covered under the business income and extra expense insuring agreement found in internet liability and network protection coverage?

A hard drive crash

Liquor liability insurance would cover which of the following scenarios?

After drinking heavily at Bobby's Bar, Louis gets in a car accident and injures another person.

Which of the following covers property damage and bodily injury to passengers on a privately-owned airplane?

Aviation liability insurance

All of the following statements about difference in conditions (DIC) insurance are true EXCEPT

DIC policies are typically written on a named peril coverage form

Which of the following professional liability policies is an insurance agent most likely to have?

Errors and omissions (E&O)

Which of the following insuring agreements in internet liability and network protection coverage covers the insureds liability if a person gains unauthorized access to the insured's computer system resulting in publication of clients' personal data?

Networks security liability

Amusement parks and car racing venues would most likely purchase which of the following types of insurance coverage?

Surplus lines insurance

All of the following statements about a commercial umbrella policy are true EXCEPT

losses that are excluded from underlying coverage are also excluded from the umbrella policy

All of the following statements about professional liability are true EXCEPT

professional liability may be included by endorsement to Coverage B of commercial general liability (CGL) policies

Employment practices liability insurance (EPLI) provides coverage for all of the following EXCEPT

requiring overtime