Present Perfect vs Past simple

"has earned" or "earned"? My girlfriend has a really well-paid job. She ________________________ €45.000 last year.

earned

"hasn't saved" or "didn't save"? Rachel wants to buy a flat, but she _______________ enough money yet.

hasn't saved

"have you ever owed" or "never owed"? I ________________ any money to the bank in my life.

have never owed

"haven't been" or "didn't go"? I can't pay you back. I _______________ to the cash machine yet.

haven't been

Use the correct form of the verb (present perfect / past simple) ...................... you ever ................ any money to a friend (lend) Only to my boyfriend when he ............ a new phone. (need)

Have / lent; needed

"Have you ever invested" or "Did you ever invest"? ________________________ any money in a company?

Have you ever invested

"Have you paid" or "Did you pay"? ________________________ your father back yet?

Have you paid

Use the correct form of the verb (present perfect / past simple) ................. your mother .... an appointment with the doctor yet? (make) Yes, she ............ him yesterda and she's seeing him tomorrow. (call)

Has / made; called

Use the correct form of the verb (present perfect / past simple) .................. you .................a new flat yet? (find) Yes, and the bank ............... just ................ to give me a mortgage.

Have / found; hast agreed

Use the correct form of the verb (present perfect / past simple) How much money ............... you ...................... from your sister yesterdady? (borrow) About €100, but I ...................... already ......................it all (spend)

did / borrow; have spent

Use the correct form of the verb (present perfect / past simple) When ................... your son ................... this car? (buy) When he ......................... his driving test last month. (pass)

did / buy; passed

"has your TV cost" or "did your TV cost"? How much_________________________?

did your TV cost

"haven't had" or "didn't have"? I _____________________ any coins, so I couldn't put any money in the parking meter.

didn't have

"hasn't inherited" or "didn't inherit"? Paul __________________anything from his grandmother when she died.

didn't inherit

"have charged" or "charged"? They _____________ us too much for our meal last night.

charged