Presenting evidence of financial responsibility

What is every owner or operator of a motor vehicle in Texas required to show evidence of?

Every owner or operator of a motor vehicle and Texas is required to furnish evidence of financial responsibility to a law enforcement officer or to another person involved in a crash upon request.

What happens if an individual fails to show evidence of financial responsibility when he or she is required to?

If an individual fails to provide evidence of financial responsibility when required, he or she may receive a citation.

What is the purpose of the safety responsibility act?

Safety responsibility act was enacted to insure all drivers are financially responsible for the death, injury, or property damage they may cause while operating a motor vehicle.

Is there any way that the charge on the person for not having evidence of financial responsibility to be withdrawn?

The court may dismiss the charge if the individual provides evidence that a liable insurance policy was in effect when the citation was issued.

Effective January 1, 2011, the minimum amount of liability insurance is what?

•$30,000 against injury or death of one person •$60,000 against injury or death of two individuals •25,000 against property damage

What is considered evidence that shows that you as a driver have financial responsibility?

1. A liability insurance policy in at least the minimum amounts. 2. A standard proof of liability insurance form prescribed by the Texas Department of insurance and issued by the liability insurer that indicates the: A. Name of the insurer, insurance policy number, and policy period. B. Name and address of each insured; C. Policy limits or a statement the coverage of the policy complies with at least the minimum amount of liability insurance required by the act; and -The make and model of each covered vehicle; -an insurance binder indicating the owner and or operator is in compliance; -A certificate or copy of the certificate issued by the state comptroller showing the owner of the vehicle has on deposit with the treasurer money or securities for at least $55,000; -security bond issued by DPS showing the vehicle has a bond on file with us; -A copy of a certificate issued by the country judge of the country in which the vehicle is registered and shows the owner of the vehicle has on deposit with the country judge, cash or a cashiers check for at least $55,000; or -A certificate issued by DPS showing a person has more than 25 vehicles registered in his or her name, qualifies as a self - ensure.

What will cause a vehicle registration and license to be suspended?

1. Upon conviction of a traffic violation providing for automatic suspension of the drivers license unless evidence of insurance is presented to the DPS 2. If a judgment resulting from a crash has not been satisfied with in 60 days of the judgment; 3. If an installment agreement arising out of a settlement of a crash is in default; 4. If, while uninsured, the individual was involved in a crash in which another person is killed, injured, or there is at least $1000 damage to a person's property and there exists a reasonable probability of a judgment being rendered against the driver; and. 5. When required to maintain evidence of financial responsibility for two years from the most recent conviction date.

What is the penalty for a first conviction for being caught driving without evidence of financial responsibility?

A fine of $175 to $350.

Do all drivers who own cars have to have liability insurance?

All owners and or operators of motor vehicles in Texas must have at least the minimum amount of liability insurance.

When must evidence of financial responsibility be presented throughout the process of obtaining your driving privileges?

Evidence of financial responsibility must be presented at the time a person applies for a drivers license, registers a motor vehicle, or obtained a motor vehicle inspection certificate.

What is the penalty for a second conviction and every conviction after that for being caught driving without evidence of financial responsibility?

Suspension of driver license and motor vehicle registration, a fine of $350-$1000, and court in pound of the motor vehicle driven or operated by the person at the time of the offense provided the defendant was an owner of the vehicle at the time of the offense and is an owner of the vehicle on the date of the conviction. The vehicle shall be impounded 180 days. Before the court orders the release of the vehicle, evidence of financial responsibility must be presented to the court.

How would a driver comply with the safety responsibility act?

To comply with the safety responsibility act, a driver, unless exempt, must maintain liability insurance or be self - insured under the provisions of the act.