RE Principles ch 2

Which of the following people are protected against discrimination due to a disability?

(check all that apply) A person with AIDS A blind person

A listing agent is not subject to the Fair Housing Act if:

-the agent is listing his/her own home for sale -the listing is an owner-occupied single-family home and no discriminatory advertising is used to market the property. -None of the above --> ANSWER -the listing is a fourplex with all of the units occupied under long term leases.

Under California law, a landlord can refuse to rent to a prospective tenant because:

-the landlord does not allow pets and the prospective tenant, who is going blind, requires a guide dog. -the prospective tenant is an unwed mother on welfare. -the prospective tenant has asked permission to install safety bars in the tiled shower at the tenant's expense. -None of the above --> ANSWER

Under the Americans With Disabilities Act (ADA), which of the following statements is FALSE?

An owner of an existing commercial building will always be required to adapt the building to accommodate all disabled persons, regardless of the cost to do so.

Which one of the following statements is TRUE?

Any state or local governmental body may enact fair housing laws to include additional protected classes of persons.

A California real estate licensee must be familiar with and adhere to the most stringent anti-discrimination laws in the sale of real estate. These laws are found in the :

California anti-discrimination laws.

The federal Fair Housing Act is enforced by the:

Department of Housing and Urban Development (HUD).

The Fair Employment and Housing Act prohibits discrimination by the following categories of persons:

Owners, lessors, real estate agents, and lenders.

Inducing owners to sell by predicting future loss of value due to members of a minority race moving into a neighborhood is known as __________ .

blockbusting

ECOA was enacted to prevent discrimination:

by lenders in consumer credit transactions of individuals seeking funds for personal, family, or household purposes.

Blockbusting, steering, and redlining are specifically prohibited acts under the:

federal Fair Housing Act.

A lender can refuse to make a loan to a person:

of Asian ethnicity whose credit history indicates financial irresponsibility.

The federal Fair Housing Act prohibits discrimination on the basis of all of the following, EXCEPT:

religion. sexual orientation. --> ANSWER national origin. familial status.

A real estate agent who directed prospective buyers to a particular neighborhood comprised of like national origin would be guilty of __________ .

steering

The federal Fair Housing Act applies to all of the following residential real estate transactions, EXCEPT:

the sale or rental of a single-family home by its owner if not represented by a real estate agent and no discriminatory advertising is used.