Social Studies: Chapter 4 Lesson 3

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an example of advertising

a billboard next to a highway

advertising

the use of public notices to bring attention to a product or service

incentives

things that encourage us to take an action, such as making a purchase

an example of an opportunity cost

having to choose between two items because you can't afford both

income

what most people need in order to provide for their needs and wants

an example of an opportunity cost and how it could shape an economic choice.

An example of an opportunity cost is when a person wants to buy new jeans and shoes but can only buy one of the two items. This could shape an economic choice by having the person decide which item is most important.

interest that you receive from banks

extra money added to your account for keeping your money in the bank

examples of personal economic choices that people make every day

A person deciding whether to bring lunch to school or work or to buy lunch. A person deciding whether to buy a pair of shoes or save the money for something else. A person deciding whether to buy a pair of jeans or look for a cheaper pair.

How do banks encourage people to save money? What do banks do with the money people have saved?

Banks encourage people to save money by offering interest on the money saved. Interest is extra money that is added regularly to a savings account. Banks take the money people save and give it out as loans to borrowers who pay it back over time.

how banks offer an incentive for people to save money and how they help people borrow money

Banks offer an incentive for people to save money by paying people extra money called interest. Interest is added to a person's savings account on a regular basis, usually once a month. Banks take the money that people save and give it out as loans to borrowers, who must pay it back over time.

how students can increase their chances of finding a job after they finish school

by continuing to study and learn new skills

scarcity

the amount of a resource is limited


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