Social Work Ch. 5 (multiple choice)

39. In professional social work, viewing political structures that shape the lives of people living in surrounding communities is often ______. A. not necessary because it is beyond the scope of advocacy B. a matter of academic social work not professional practice C. a matter of integrating theory with practice D. a cause of conflict with the client

A. not necessary because it is beyond the scope of advocacy

17. Healthy Meals for Healthy Americans (formerly known as WIC) has proven effective in improving the health of pregnant women, new mothers, and infants. What is the general criteria for this program's eligibility? A. Women and children must be at nutritional risk and have income below state standards. B. All families that are not above 20% of the federal poverty guidelines qualify for the program. C. Women and children in rural settings that meet the federal guidelines for poverty qualify for the program. D. Means-tested families with children that are teenagers qualify for the program.

A. Women and children must be at nutritional risk and have income below state standards.

40. According to the text, who can help alleviate the consequences of poverty and inequality? A. It is the responsibility of politicians. B. Social workers are best suited for this task. C. All people in helping professionals should be doing this. D. Anyone can play a role.

D. Anyone can play a role.

21. Which social program acts as a wage supplement for people in low-wage jobs? A. TANF B. SSI C. Medicaid D. EITC

D. EITC

25. If a low-income person needed assistance covering the cost of his or her medical expenses, what would be the most likely program that could help him or her? A. Medicare B. SSI C. SNAP D. Medicaid

D. Medicaid

26. Cash assistance is provided to people who fall below the poverty line, are 65 years or older, are blind, or have a disability, through which program? A. Social Security Insurance B. TANF C. Medicare D. Supplemental Security Income

D. Supplemental Security Income

15. Medicaid finances approximately 40% of the births in the United States. Please select the area that it does not cover. A. prenatal care through pregnancy B. labor and delivery C. aftercare related to pregnancy up to 60 days after birth D. elective procedures

D. elective procedures

27. Pregnant women who participate in Healthy Meals for Healthy Americans ______. A. are able to buy whatever grocery items they wish B. do not show significant drops in later rates of using public assistance C. are more likely to have lower birth-weight babies D. incur lower Medicaid costs for themselves and their children later

D. incur lower Medicaid costs for themselves and their children later

22. Programs like Social Security and worker's compensation fall under the umbrella of ______. A. public assistance programs B. living wage programs C. means-tested programs D. social insurance programs

D. social insurance programs

11. Select the ideology that was NOT incorporated into the American social welfare system. A. fear of dependency on the government B. government reluctance to provide social services C. work ethic and rugged individualism D. social responsibility related to a strong sense of community

D. social responsibility related to a strong sense of community

8. High rates of divorce, separation, and out-of-marriage births all contribute to ______. A. child neglect B. child abuse C. child abandonment D. the feminization of poverty

D. the feminization of poverty

2. If we compare Jason's annual income to the average income of other people in his state to determine whether or not he is poor, we are using the measure known as ______. A. relative poverty B. abject poverty C. absolute poverty D. threshold poverty

A. relative poverty

3. The process of determining who qualifies for services and who does not is known as ______. A. eligibility finding B. means testing C. process evaluation D. initial assessment

B. means testing

28. Which of the following is true about SNAP? A. It helps low-income people buy food. B. It covers medical care for people with disabilities. C. It is provided only to adults, not children. D. It is given automatically to people who qualify for Medicaid.

A. It helps low-income people buy food.

38. The Stewart B. McKinney Homeless Assistance Act, enacted by Congress in 1987, established distinct assistance programs for homeless people. A unique feature regarding this legislation is what? A. It was the first comprehensive federal effort to aid people who are homeless. B. It provides an avenue for state and local officials to remove homeless people from public areas. C. It combines the authority of the policing agents and social welfare officials to involuntary hospitalize mental health homeless youth. D. It was passed with only Republican support.

A. It was the first comprehensive federal effort to aid people who are homeless.

33. Social constructs help inform life knowledge of social workers. Why are social constructs important? A. Social welfare policies can be less punitive and more reflective of reality because social constructs are strictly rooted in objective scientific facts. B. Social workers are able to link life experiences to social constructs to better shape policy for a more just society. C. Social work practitioners can use social constructs to make sense of their own life experiences. D. Social constructs are directly tied into perceptions and beliefs and are as important as objectivity and facts.

A. Social welfare policies can be less punitive and more reflective of reality because social constructs are strictly rooted in objective scientific facts.

20. Which is true of the Earned-Income Tax Credit? A. The EITC is a fully refunded tax credit for working families. B. The IRS monitors the refund to track how it is spent. C. The IRS has built a database of all those receiving the refund. D. Health and Human Services administers the EITC and the IRS refunds the money.

A. The EITC is a fully refunded tax credit for working families.

9. Which of the following is true? A. The majority of poor people are White. B. Families with teenagers are more likely to be poor than families with young children. C. Children are more likely to be poor than adults. D. Social insurance programs are means tested.

A. The majority of poor people are White.

19. The connection between agriculture and the SNAP social service program came about because of what? A. The program was originally designed during the New Deal era to distribute surplus agricultural goods. B. The program was developed by farmers because of the low commodity prices during the Great Society era. C. The program was designed by local rural officials during the New Deal era in order to help small farmers. D. Job counseling advocates designed this program during the Personal Responsibility and Work Opportunity Reconciliation Act of 1996.

A. The program was originally designed during the New Deal era to distribute surplus agricultural goods.

32. A social worker generally accumulates life knowledge about individuals and families living in poverty by ______. A. studying poverty and living and interacting among individuals who are poor B. reading as many texts and watching as many films as possible about poverty C. attending numerous continuing education trainings related to the experiences of poor people D. relying on one's perceptions about poor people.

A. studying poverty and living and interacting among individuals who are poor

12. Social welfare assistance programs are primarily designed for what purpose? A. to tide people over in times of downturn B. to provide social mobility for people in order to ensure they move up in society C. to allow single mothers to focus on raising their children until they are of school age D. to ensure that a basic level of income exists for everyone in society

A. to tide people over in times of downturn

6. Which of the following is not true about income disparities between women and men? A. Women earn about 77 cents per dollar compared to men. B. African American women and White women receive approximately equal income. C. Hispanic women make about 58 cents on the dollar compared to men. D. Income disparities contribute to the feminization of poverty.

B. African American women and White women receive approximately equal income.

30. People with a conservative political view are most likely to say which of the following about poverty? A. It is society's role to care for those who are more disadvantaged. B. If we provide welfare assistance for poor people, we are likely to decrease their willingness to go out and get a job. C. Poverty is often the effect of factors beyond one's control. D. Poverty is a serious problem that threatens to tear apart the social fabric of America.

B. If we provide welfare assistance for poor people, we are likely to decrease their willingness to go out and get a job.

35. Which of these is not among the three key principles social workers apply to their work, taken from the 1948 Universal Declaration on Human Rights? A. Learn the truth and state the facts in all human rights investigations. B. Recognize the inherent differences among cultures regarding what they perceive as violations of human rights. C. Maintain partnerships with organizations, governments, and multilateral institutions committed to human rights. D. Take consistent positions concerning past, present, and future abuses.

B. Recognize the inherent differences among cultures regarding what they perceive as violations of human rights.

5. Which of the following is true regarding the distribution of wealth and income in America? A. Wealth is distributed more evenly than income. B. The inequality is widening and has been for decades. C. The richest 10% of Americans possess about 30% of the total wealth. D. There is a lot of inequality, but also significant social mobility.

B. The inequality is widening and has been for decades.

31. Living among poor people allows one to accumulate life knowledge, which ______. A. shows the true reasons the poor do not feel motivated to escape poverty B. challenges preconceived notions of poor people C. obscures the facts about what really leads to intergenerational poverty D. is unfortunately biased since we all want to paint ourselves in the best possible light

B. challenges preconceived notions of poor people

16. A unique component of the Supplemental Security Income is that it is fully funded through ______. A. lottery tickets in states that have lotteries B. federal revenues C. a combination of local, state, and federal tax revenue D. private donations

B. federal revenues

10. Homelessness has worsened in the past decade due to _____. A. declining real income for the working poor B. increased housing costs, unemployment, and foreclosures C. increased drug addiction problems D. increased teen pregnancy and birth rates

B. increased housing costs, unemployment, and foreclosures

29. Section 8 housing requires its recipients to do which of the following? A. engage in community service in exchange for benefits B. pay approximately 30% of their net income for rent C. live only in public housing projects D. pay back their benefits in the event they are arrested for a crime while receiving benefits

B. pay approximately 30% of their net income for rent

13. The premise of the Temporary Assistance for Needy Families program was designed to support families with the purpose of helping them to achieve what? A. a universal income level B. self-sufficiency C. home ownership D. financial ability to have more children

B. self-sufficiency

37. Poverty rates for African Americans ______. A. are related to micro-level experiences and the individual B. stem largely from the history of prejudice and discrimination in the United States C. are lower today than they were 15 years ago D. are lower than poverty rates for Hispanic Americans

B. stem largely from the history of prejudice and discrimination in the United States

24. Temporary Assistance for Needy Families was part of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 and was designed to reduce the number of families ______. A. that use public assistance B. that stay on public assistance for numerous years C. who have more than three children D. with divorced parents

B. that stay on public assistance for numerous years

4. Accumulation of valuable resources and possessions is referred to as ______; the money that flows into a household in a given year is called ______. A. salary; wealth B. wealth; income C. income; wealth D. chattel; income

B. wealth; income

34. Ultimately, the goal of a social worker in an economically depressed region of a city or state would be what? A. Help as many individual families get public assistance benefits as possible. B. Oust the corrupt government officials responsible for the problem. C. Enhance economic development within the community in order to reduce the overall level of need for public assistance. D. Make people feel happier and healthier despite their lack of resources.

C. Enhance economic development within the community in order to reduce the overall level of need for public assistance.

14. Medicaid provides federal matching funds to states to cover costs of medical care and some services for low-income people. Which legislation was this program a part of? A. The Civil Rights Act of 1963 B. Brown v. Board of Education C. The Social Security Act of 1965 D. The Economic Opportunity Act of 1964

C. The Social Security Act of 1965

23. Public assistance programs include all but which of the following? A. Temporary Assistance to Needy Families (TANF) B. Supplemental Nutrition Assistance Program (SNAP) C. Workers' compensation D. Supplemental Security Income (SSI)

C. Workers' compensation

1. Most countries define poverty by assigning a fixed dollar amount as a "poverty line"—a measure known as ______. A. governmental poverty B. endemic poverty C. absolute poverty D. restrictive poverty

C. absolute poverty

36. The application of the strengths perspective and empowerment concepts often leads social workers to do what? A. leave the field due to burnout B. run for political office C. discover that economic and political systems are unfair to many poor people D. push their clients to get involved with political campaigns

C. discover that economic and political systems are unfair to many poor people

18. Nearly half of SNAP participants are children, and more than 40% of recipients live in households with earnings below the poverty line. This program is run out of which level of government? A. local B. state C. federal D. international

C. federal

7. Which of these groups does not have a greater than average likelihood of being poor? A. Hispanics B. women C. people with small families D. children

C. people with small families