VEHICLE INSURANCE
ASSIGNED RISK INSURANCE PLAN
Auto insurance that provides coverage to high-risk drivers who are unable to purchase insurance in the normal fashion.
property damage liability coverage
Automobile coverage that protects you against claims if your car damages someone else's property and you are at fault.
bodily injury liability insurance
Insurance coverage that protects you from claims resulting from injuries or deaths for which you are found to be at fault .
COMPREHENSIVE INSURANCE
Insurance that protects the insured against almost all damage losses except those caused from a collision or from the car turning over.
COMPULSORY INSURANCE LAWS
Laws that require you to carry certain types of automobile insurance before your car can be licensed.
FINANCIAL RESPONSIBILITY LAWS
STATE LAWS THAT REQUIRE A PERSON WHO CAUSES AN ACCIDENT TO PAY FOR DAMAGES THROUGH INSURANCE, SAVINGS, OR THE SALE OF PROPERTY.
MEDICAL PAYMENTS COVERAGE
THIS IS COVERAGE FOR POLICYHOLDERS AND THEIR FAMILY MEMBERS IF THEY ARE INJURED WHILE RIDING IN THEIR CAR OR IN SOMEONE ELSE'S CAR. IT MAY COVER THE ABOVE IF THEY ARE WALKING AND ARE HIT BY A CAR.
COLLISION INSURANCE
THIS IS INSURANCE PROTECTS A CAR OWNER AGAINST FINANCIAL LOSS WHEN THE CAR COLLIDES WITH ANOTHER CAR, AN OBJECT, OR FROM THE CAR TURNING OR OR ROLLING OVER.
AUTOMOBILE LIABILITY INSURANCE
The general term used to describe insurance that you buy to protect yourself against financial loss if you injure someone else or damage someone else's property in an automobile accident.
personal injury and property damage coverage
The two major categories of automobile insurance.
COMPREHENSIVE INSURANCE
Type of automobile insurance protects the insured against damages resulting from the car being stolen.
UNINSURED MOTORIST PROTECTION
Type of automobile insurance that protects you against damage caused by a hit-and-run driver.
California Department of Insurance
What agency in California is responsible for insurance?
Ricardo Lara, California Insurance Commissioner
Who am I?
